--- title: Investor CRE Lenders in Utah: 80 Hold These Loans url: https://lender.report/investor-cre-lenders/utah/ license: https://lender.report/license/ --- Investor CRE ยท UT # Investor CRE lenders in Utah 80 lenders with an office in Utah hold non-owner-occupied commercial real estate loans on their books. Morgan Stanley Bank, National Association, based in Utah, holds the largest book among those based here, at $8.3B. **Evidence** Lender holds non-owner-occupied commercial real estate loans on its books at the latest filing and has an office in Utah **Data as of** June 30, 2026 **Page last changed** November 11, 2026 **Lenders with an office here** 80 FDIC call report, Jun 30, 2026 **Based here** 48 FDIC call report, Jun 30, 2026 **Held by those based here** $33.3B FDIC call report, Jun 30, 2026 +10.3% from a year earlier **Median book, based here** $91.7M FDIC call report, Jun 30, 2026 Cite this Source: The Lender Report, Investor CRE lenders in Utah, https://lender.report/investor-cre-lenders/utah/, data as of June 30, 2026. ## Describe a deal in Utah See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show investor CRE loans in Utah](https://lender.report/comps/?lane=cre_investor&state=UT)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Offices here | Holds | Growth, 12 months | | --- | --- | --- | --- | --- | --- | | [Morgan Stanley Bank, National Association](https://lender.report/lender/morgan-stanley-bank-ut/) | Bank | Salt Lake City, UT | 1 | $8.30B | +7.0% | | [Zions Bancorporation, N.A.](https://lender.report/lender/zions-bancorporation-ut/) | Bank | Salt Lake City, UT | 96 | $8.26B | +3.5% | | [Optum Bank, Inc.](https://lender.report/lender/optum-bank-ut/) | Bank | Draper, UT | 1 | $4.23B | +28.4% | | [Ally Bank](https://lender.report/lender/ally-bank-ut/) | Bank | Sandy, UT | 1 | $2.85B | +40.2% | | [UBS Bank USA, National Association](https://lender.report/lender/ubs-bank-usa-ut/) | Bank | Salt Lake City, UT | 1 | $1.24B | | | [America First Credit Union](https://lender.report/lender/america-first-credit-union-ut/) | Credit union | Riverdale, UT | 95 | $1.13B | +69.2% | | [Sunwest Bank](https://lender.report/lender/sunwest-bank-ut/) | Bank | Sandy, UT | 1 | $1.12B | | | [Mountain America Credit Union](https://lender.report/lender/mountain-america-credit-union-ut/) | Credit union | Sandy, UT | 77 | $1.04B | +4.9% | | [Bank of Utah](https://lender.report/lender/bank-of-utah-ut/) | Bank | Ogden, UT | 20 | $828M | +10.5% | | [Cache Valley Bank](https://lender.report/lender/cache-valley-bank-ut/) | Bank | Logan, UT | 24 | $644M | +3.2% | | [State Bank of Southern Utah](https://lender.report/lender/state-bank-of-southern-utah-ut/) | Bank | Cedar City, UT | 17 | $585M | +15.0% | | [Utah Community Credit Union](https://lender.report/lender/utah-community-credit-union-ut/) | Credit union | Provo, UT | 28 | $584M | +17.3% | | [Goldenwest Credit Union](https://lender.report/lender/goldenwest-credit-union-ut/) | Credit union | Ogden, UT | 51 | $386M | +25.5% | | [Utah First Credit Union](https://lender.report/lender/utah-first-credit-union-ut/) | Credit union | Salt Lake City, UT | 11 | $232M | | | [Central Bank](https://lender.report/lender/central-bank-ut/) | Bank | Provo, UT | 13 | $225M | | | [Canyon View Credit Union](https://lender.report/lender/canyon-view-credit-union-ut/) | Credit union | Salt Lake City, UT | 23 | $177M | +2.5% | | [First Utah Bank](https://lender.report/lender/first-utah-bank-ut/) | Bank | Salt Lake City, UT | 7 | $161M | | | [Quill Bank](https://lender.report/lender/quill-bank-ut/) | Bank | Provo, UT | 8 | $157M | +17.7% | | [Granite Credit Union](https://lender.report/lender/granite-credit-union-ut/) | Credit union | Salt Lake City, UT | 13 | $155M | +7.1% | | [Happen Bank, National Association](https://lender.report/lender/happen-bank-ut/) | Bank | Lehi, UT | 1 | $144M | | FDIC call report, Jun 30, 2026 [See all 80 investor CRE lenders in Utah in Loan Comps](https://lender.report/comps/?lane=cre_investor&state=UT) | Lender | Kind | Based in | Offices here | Holds, nationwide | | --- | --- | --- | --- | --- | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) | Bank | Sioux Falls, SD | 72 | $64.8B | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 46 | $39.4B | | [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) | Bank | Charlotte, NC | 30 | $37.1B | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) | Bank | Cincinnati, OH | 39 | $17.9B | | [BMO Bank National Association](https://lender.report/lender/bmo-bank-il/) | Bank | Chicago, IL | 5 | $13.0B | | [Columbia Bank](https://lender.report/lender/columbia-bank-or/) | Bank | Roseburg, OR | 2 | $7.16B | | [Goldman Sachs Bank USA](https://lender.report/lender/goldman-sachs-bank-usa-ny/) | Bank | New York, NY | 2 | $6.98B | | [UMB Bank, National Association](https://lender.report/lender/umb-bank-mo/) | Bank | Kansas City, MO | 1 | $6.06B | | [KeyBank National Association](https://lender.report/lender/keybank-oh/) | Bank | Cleveland, OH | 31 | $5.80B | | [Glacier Bank](https://lender.report/lender/glacier-bank-mt/) | Bank | Kalispell, MT | 35 | $5.20B | FDIC call report, Jun 30, 2026 - 48 of these lenders are based in Utah, and 32 are based elsewhere with offices here. FDIC call report, Jun 30, 2026 - These lenders: 51 banks, 3 savings institutions and 26 credit unions. FDIC call report, Jun 30, 2026 - Lenders based in Utah hold $33.3B of non-owner-occupied commercial real estate loans, up 10.3% from a year earlier. FDIC call report, Jun 30, 2026 - The five largest books based here hold 74.8% of that total. FDIC call report, Jun 30, 2026 - Morgan Stanley Bank, National Association holds $8.3B, and Zions Bancorporation, N.A. holds $8.3B. FDIC call report, Jun 30, 2026 - The median book among lenders based in Utah is $91.7M. FDIC call report, Jun 30, 2026 - 15 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026 - 23 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026 - These lenders list 930 offices in Utah. FDIC office list, Oct 28, 2026 - Wells Fargo Bank, National Association, based in South Dakota, lists the most offices here among out-of-state lenders, at 72. FDIC office list, Oct 28, 2026 - Among credit unions here, the median average loan in this category is $1.6M. NCUA 5300, Jun 30, 2026 - Redemption Bank grew this book the most in the year, up 78.1% to $9.6M. FDIC call report, Jun 30, 2026 ## How this list is defined **Measure** non-owner-occupied commercial real estate loans held by lenders with an office in Utah **Period** June 30, 2026 **Formula** The balance of non-owner-occupied commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Utah. A balance held, not loans made. **Order** Largest first by the book held at the latest filing, then name. Payment is not part of the order. **As of** June 30, 2026 **Source** [FDIC call report](https://api.fdic.gov/banks/financials) **Changelog** November 12, 2026: First published, with the data built on this date. Non-owner-occupied commercial real estate is property the borrower rents to others: office, retail, industrial and the like. Call reports do not say which. Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book. Growth appears only where a book grew over the 12 months. Each lender's own page has its full record. A lender counts here if it holds non-owner-occupied commercial real estate loans on its books at the latest filing and has an office in Utah. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.