--- title: Investor CRE Lenders in Vermont: 30 Hold These Loans url: https://lender.report/investor-cre-lenders/vermont/ license: https://lender.report/license/ --- Investor CRE ยท VT # Investor CRE lenders in Vermont 30 lenders with an office in Vermont hold non-owner-occupied commercial real estate loans on their books. Union Bank, based in Vermont, holds the largest book among those based here, at $271.6M. **Evidence** Lender holds non-owner-occupied commercial real estate loans on its books at the latest filing and has an office in Vermont **Data as of** June 30, 2026 **Page last changed** November 11, 2026 **Lenders with an office here** 30 FDIC call report, Jun 30, 2026 **Based here** 18 FDIC call report, Jun 30, 2026 **Held by those based here** $1.22B FDIC call report, Jun 30, 2026 +10.6% from a year earlier **Median book, based here** $39.0M FDIC call report, Jun 30, 2026 Cite this Source: The Lender Report, Investor CRE lenders in Vermont, https://lender.report/investor-cre-lenders/vermont/, data as of June 30, 2026. ## Describe a deal in Vermont See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show investor CRE loans in Vermont](https://lender.report/comps/?lane=cre_investor&state=VT)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Offices here | Holds | Growth, 12 months | | --- | --- | --- | --- | --- | --- | | [Union Bank](https://lender.report/lender/union-bank-vt/) | Bank | Morrisville, VT | 15 | $272M | +19.6% | | [Northfield Savings Bank](https://lender.report/lender/northfield-savings-bank-vt/) | Savings | Northfield, VT | 13 | $187M | +6.6% | | [Community National Bank](https://lender.report/lender/community-national-bank-vt/) | Bank | Derby, VT | 12 | $171M | +3.3% | | [Eastrise Credit Union](https://lender.report/lender/eastrise-credit-union-vt/) | Credit union | Williston, VT | 18 | $119M | +7.9% | | [Ledyard National Bank](https://lender.report/lender/ledyard-national-bank-vt/) | Bank | Norwich, VT | 1 | $109M | +13.4% | | [Business Bank, The](https://lender.report/lender/business-bank-the-vt/) | Bank | S Burlington, VT | 1 | $71.8M | +38.9% | | [The Brattleboro Savings and Loan Association](https://lender.report/lender/brattleboro-savings-and-loan-association-vt/) | Bank | Brattleboro, VT | 5 | $51.3M | +29.2% | | [The National Bank of Middlebury](https://lender.report/lender/national-bank-of-middlebury-vt/) | Bank | Middlebury, VT | 7 | $44.4M | +9.4% | | [The Bank of Bennington](https://lender.report/lender/bank-of-bennington-vt/) | Savings | Bennington, VT | 5 | $39.0M | | | [Vermont Credit Union](https://lender.report/lender/vermont-credit-union-vt/) | Credit union | So Burlington, VT | 9 | $37.8M | +1.1% | | [Peoples Trust Company of St. Albans](https://lender.report/lender/peoples-trust-company-of-st-albans-vt/) | Bank | Saint Albans, VT | 5 | $33.9M | | | [Passumpsic Savings Bank](https://lender.report/lender/passumpsic-savings-bank-vt/) | Savings | Saint Johnsbury, VT | 8 | $29.2M | +10.5% | | [Heritage Family Credit Union](https://lender.report/lender/heritage-family-credit-union-vt/) | Credit union | Rutland, VT | 11 | $19.1M | +18.8% | | [North Country Credit Union](https://lender.report/lender/north-country-credit-union-vt/) | Credit union | Burlington, VT | 12 | $14.3M | +3.6% | | [ONE Credit Union](https://lender.report/lender/one-credit-union-vt/) | Credit union | Springfield, VT | 6 | $9.80M | +33.0% | | [Wells River Savings Bank](https://lender.report/lender/wells-river-savings-bank-vt/) | Savings | Wells River, VT | 6 | $7.99M | | | [Green Mountain Credit Union](https://lender.report/lender/green-mountain-credit-union-vt/) | Credit union | South Burlington, VT | 5 | $5.14M | | | [The First National Bank of Orwell](https://lender.report/lender/first-national-bank-of-orwell-vt/) | Bank | Orwell, VT | 2 | $454K | | FDIC call report, Jun 30, 2026 [See all 30 investor CRE lenders in Vermont in Loan Comps](https://lender.report/comps/?lane=cre_investor&state=VT) | Lender | Kind | Based in | Offices here | Holds, nationwide | | --- | --- | --- | --- | --- | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 3 | $39.4B | | [Manufacturers and Traders Trust Company](https://lender.report/lender/manufacturers-and-traders-trust-ny/) | Bank | Buffalo, NY | 33 | $13.6B | | [TD Bank, National Association](https://lender.report/lender/td-bank-de/) | Bank | Wilmington, DE | 18 | $12.5B | | [Citizens Bank, National Association](https://lender.report/lender/citizens-bank-ri/) | Bank | Providence, RI | 10 | $10.2B | | [KeyBank National Association](https://lender.report/lender/keybank-oh/) | Bank | Cleveland, OH | 10 | $5.80B | | [Beacon Bank and Trust](https://lender.report/lender/beacon-bank-and-trust-ma/) | Bank | Boston, MA | 5 | $5.19B | | [NBT Bank, National Association](https://lender.report/lender/nbt-bank-ny/) | Bank | Norwich, NY | 4 | $1.72B | | [Community Bank, National Association](https://lender.report/lender/community-bank-ny/) | Bank | Canton, NY | 29 | $1.54B | | [Bar Harbor Bank & Trust](https://lender.report/lender/bar-harbor-bank-and-trust-me/) | Bank | Bar Harbor, ME | 11 | $1.10B | | [Mascoma Bank](https://lender.report/lender/mascoma-bank-nh/) | Bank | Lebanon, NH | 13 | $418M | FDIC call report, Jun 30, 2026 - 18 of these lenders are based in Vermont, and 12 are based elsewhere with offices here. FDIC call report, Jun 30, 2026 - These lenders: 18 banks, 6 savings institutions and 6 credit unions. FDIC call report, Jun 30, 2026 - Lenders based in Vermont hold $1.2B of non-owner-occupied commercial real estate loans, up 10.6% from a year earlier. FDIC call report, Jun 30, 2026 - The five largest books based here hold 70.2% of that total. FDIC call report, Jun 30, 2026 - Union Bank holds $271.6M, and Northfield Savings Bank holds $186.9M. FDIC call report, Jun 30, 2026 - The median book among lenders based in Vermont is $39M. FDIC call report, Jun 30, 2026 - 7 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026 - 5 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026 - These lenders list 279 offices in Vermont. FDIC office list, Oct 28, 2026 - Manufacturers and Traders Trust Company, based in New York, lists the most offices here among out-of-state lenders, at 33. FDIC office list, Oct 28, 2026 - Among credit unions here, the median average loan in this category is $488K. NCUA 5300, Jun 30, 2026 - Business Bank, The grew this book the most in the year, up 38.9% to $71.8M. FDIC call report, Jun 30, 2026 ## How this list is defined **Measure** non-owner-occupied commercial real estate loans held by lenders with an office in Vermont **Period** June 30, 2026 **Formula** The balance of non-owner-occupied commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Vermont. A balance held, not loans made. **Order** Largest first by the book held at the latest filing, then name. Payment is not part of the order. **As of** June 30, 2026 **Source** [FDIC call report](https://api.fdic.gov/banks/financials) **Changelog** November 12, 2026: First published, with the data built on this date. Non-owner-occupied commercial real estate is property the borrower rents to others: office, retail, industrial and the like. Call reports do not say which. Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book. Growth appears only where a book grew over the 12 months. Each lender's own page has its full record. A lender counts here if it holds non-owner-occupied commercial real estate loans on its books at the latest filing and has an office in Vermont. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.