--- title: Lenders in Alabama: 198 Banks, Credit Unions and Others url: https://lender.report/lenders-in/alabama/ license: https://lender.report/license/ --- State # Lenders in Alabama 198 lenders are based in Alabama, holding $80.2B of commercial loans at June 30, 2026. Regions Bank holds the largest commercial book here. Pick a kind of lending below to see who does it in Alabama. **Data as of** June 30, 2026 **Page last changed** November 11, 2026 **Lenders based here** 198 FDIC institution record, Jun 30, 2026 **Commercial book held** $80.2B FDIC call report, Jun 30, 2026 +4.3% from a year earlier, 178 of 198 lenders **Multifamily loans, 2025** 485 HMDA, 2025 +39.8% from 2024 **SBA 7(a) loans, 36 months** 1,245 SBA FOIA, Sep 30, 2026 Cite this Source: The Lender Report, Lenders in Alabama, https://lender.report/lenders-in/alabama/, data as of June 30, 2026. ## Describe a deal in Alabama This page lists who is based here. Loan Comps shows who has made a loan like yours, with the loans to prove it. [Start with a deal in Alabama](https://lender.report/comps/?state=AL)[A lender in Alabama? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Commercial book | Total assets | | --- | --- | --- | --- | | [Regions Bank](https://lender.report/lender/regions-bank-al/) | Bank | $43.8B | $160B | | [ServisFirst Bank](https://lender.report/lender/servisfirst-bank-al/) | Bank | $12.5B | $18.3B | | [River Bank & Trust](https://lender.report/lender/river-bank-and-trust-al/) | Bank | $1.54B | $4.02B | | [Bank Independent](https://lender.report/lender/bank-independent-al/) | Bank | $1.45B | $2.86B | | [Oakworth Capital Bank](https://lender.report/lender/oakworth-capital-bank-al/) | Bank | $1.35B | $2.13B | | [CB&S Bank, Inc.](https://lender.report/lender/cb-and-s-bank-al/) | Bank | $1.10B | $3.07B | | [Bryant Bank](https://lender.report/lender/bryant-bank-al/) | Bank | $964M | $2.94B | | [SouthPoint Bank](https://lender.report/lender/southpoint-bank-al/) | Bank | $782M | $1.36B | | [Peoples Bank of Alabama](https://lender.report/lender/peoples-bank-of-alabama-al/) | Bank | $740M | $1.42B | | [Troy Bank & Trust Company](https://lender.report/lender/troy-bank-and-trust-al/) | Bank | $709M | $1.60B | | [United Bank](https://lender.report/lender/united-bank-al/) | Bank | $682M | $1.48B | | [First Bank of Alabama](https://lender.report/lender/first-bank-of-alabama-al/) | Bank | $602M | $1.36B | | [Redstone Credit Union](https://lender.report/lender/redstone-credit-union-al/) | Credit union | $535M | $8.59B | | [CommerceOne Bank](https://lender.report/lender/commerceone-bank-al/) | Bank | $516M | $1.06B | | [Metro Bank](https://lender.report/lender/metro-bank-al/) | Bank | $436M | $1.18B | FDIC call report, Jun 30, 2026 | Lender | Based in | 2025 loans | 2025 dollars | | --- | --- | --- | --- | | [Bank Independent](https://lender.report/lender/bank-independent-al/) | Sheffield, AL | 23 | $8.06M | | [River Bank & Trust](https://lender.report/lender/river-bank-and-trust-al/) | Prattville, AL | 20 | $9.87M | | [Renasant Bank](https://lender.report/lender/renasant-bank-ms/) | Tupelo, MS | 19 | $21.9M | | [Bryant Bank](https://lender.report/lender/bryant-bank-al/) | Tuscaloosa, AL | 16 | $21.1M | | [Berkadia Commercial Mortgage](https://lender.report/lender/berkadia-commercial-mortgage-pa/) | Ambler, PA | 16 | $285M | | [FirstBank](https://lender.report/lender/firstbank-tn/) | Nashville, TN | 14 | $29.9M | | [Community Bank of Mississippi](https://lender.report/lender/community-bank-of-mississippi-ms/) | Flowood, MS | 14 | $14.0M | | [Lument Real Estate Capital](https://lender.report/lender/lument-real-estate-capital-oh/) | Columbus, OH | 12 | $259M | | [Arbor Realty Trust, Inc.](https://lender.report/lender/arbor-realty-trust-ny/) | Uniondale, NY | 11 | $69.4M | | [CB&S Bank, Inc.](https://lender.report/lender/cb-and-s-bank-al/) | Russellville, AL | 10 | $21.3M | HMDA, 2025 | Lender | Based in | Loans | Dollars | | --- | --- | --- | --- | | [Newtek Bank, National Association](https://lender.report/lender/newtek-bank-fl/) | Miami, FL | 112 | $32.4M | | [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) | Columbus, OH | 98 | $57.9M | | [Live Oak Banking Company](https://lender.report/lender/live-oak-banking-nc/) | Wilmington, NC | 72 | $104M | | [Sabre Finance](https://lender.report/lender/sabre-finance-al/) | Birmingham, AL | 68 | $11.3M | | [Northeast Bank](https://lender.report/lender/northeast-bank-me/) | Portland, ME | 66 | $8.23M | | [Readycap Lending, LLC](https://lender.report/lender/readycap-lending-nj/) | Berkeley Heights, NJ | 50 | $13.6M | | [BayFirst National Bank](https://lender.report/lender/bayfirst-national-bank-fl/) | Saint Petersburg, FL | 48 | $7.26M | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) | Sioux Falls, SD | 42 | $6.22M | | [United Midwest Savings Bank, National Association](https://lender.report/lender/united-midwest-savings-bank-oh/) | Degraff, OH | 34 | $17.1M | | [Celtic Bank](https://lender.report/lender/celtic-bank-ut/) | Salt Lake City, UT | 29 | $8.60M | SBA FOIA, Sep 30, 2026 - 198 lenders are based in Alabama: 91 banks, 2 savings institutions, 88 credit unions and 17 non-bank lenders. FDIC institution record, Jun 30, 2026 - Banks, savings institutions and credit unions based in Alabama report $273.5B in total assets. FDIC call report, Jun 30, 2026 - They hold $80.2B of commercial and commercial real estate loans, up 4.3% from a year earlier among the 178 of 198 with a comparable earlier filing. FDIC call report, Jun 30, 2026 - Lenders made 485 multifamily loans in Alabama in 2025 for $2.4B, versus 347 in 2024 (HMDA, manufactured-home parks excluded). HMDA, 2025 - Lenders recorded 1,245 SBA 7(a) loans for $810.7M in Alabama in the 36 months ending September 30, 2026. SBA FOIA, Sep 30, 2026 - Lenders made 10,593 1-4 unit investor or business-purpose loans in Alabama in 2025. HMDA, 2025 - Regions Bank holds the largest commercial book of any lender based in Alabama, at $43.8B. FDIC call report, Jun 30, 2026 - Bank Independent made the most multifamily loans in Alabama in 2025, at 23. HMDA, 2025 - Newtek Bank, National Association recorded the most SBA 7(a) loans in Alabama, at 112. SBA FOIA, Sep 30, 2026 - 11 kinds of lending have a page for Alabama, each with at least 10 lenders with in-state evidence. FDIC institution record, Jun 30, 2026 Lenders based here are those whose main office is in the state; balances are for the whole institution. HMDA and SBA figures count loans placed in the state, whoever made them. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.