---
title: Lenders in Amarillo, TX: 24 Made Multifamily Loans in 2024-25
url: https://lender.report/lenders-in/amarillo-tx/
license: https://lender.report/license/
---

Metro area · TX

# Lenders in Amarillo, TX

24 lenders made 75 multifamily loans in the Amarillo, TX metro area in 2024 and 2025, $183.4M in all. Western Bank made the most, with 17. The typical loan was about $880K.

**Evidence**
Multifamily loans placed in the metro area, HMDA

**Data as of**
HMDA 2025

**Page last changed**
November 11, 2026

**Lenders on record**
24

HMDA, 2025

**Multifamily loans, 2024-25**
75

HMDA, 2025

Manufactured-home parks excluded

**Dollars**
$183M

HMDA, 2025

**Typical loan**
$880K

HMDA, 2025

Cite this

Source: The Lender Report, Lenders in Amarillo, TX, https://lender.report/lenders-in/amarillo-tx/, data as of December 31, 2025.

## Describe a deal in Amarillo, TX

This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.

[Start with a deal in Amarillo, TX](https://lender.report/comps/?lane=multifamily&metro=11100)[A lender in Amarillo, TX? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans |
| --- | --- | --- | --- | --- | --- | --- |
| [Western Bank](https://lender.report/lender/western-bank-tx/) [multifamily record](https://lender.report/lender/western-bank-tx/multifamily/) | Bank | Lubbock, TX | 17 | $13.7M | 8 | 9 |
| [Centennial Bank](https://lender.report/lender/centennial-bank-ar/) [multifamily record](https://lender.report/lender/centennial-bank-ar/multifamily/) | Bank | Conway, AR | 11 | $10.3M | 5 | 6 |
| [Prosperity Bank](https://lender.report/lender/prosperity-bank-tx/) [multifamily record](https://lender.report/lender/prosperity-bank-tx/multifamily/) | Bank | El Campo, TX | 9 | $6.56M | 6 | 3 |
| [FirstBank Southwest](https://lender.report/lender/firstbank-southwest-tx/) [multifamily record](https://lender.report/lender/firstbank-southwest-tx/multifamily/) | Bank | Amarillo, TX | 6 | $6.06M | 4 | 2 |
| [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) [multifamily record](https://lender.report/lender/rf-renovo-management-il/multifamily/) | Non-bank | Chicago, IL | 5 | $2.66M | 2 | 3 |
| [Arbor Realty Trust, Inc.](https://lender.report/lender/arbor-realty-trust-ny/) [multifamily record](https://lender.report/lender/arbor-realty-trust-ny/multifamily/) | Non-bank | Uniondale, NY | 3 | $15.1M | 2 | 1 |
| [Berkeley Point Capital LLC](https://lender.report/lender/berkeley-point-capital-ma/) [multifamily record](https://lender.report/lender/berkeley-point-capital-ma/multifamily/) | Non-bank | Boston, MA | 2 | $47.0M | 1 | 1 |
| [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 2 | $15.5M | 1 | 1 |
| [SouthState Bank, National Association](https://lender.report/lender/southstate-bank-fl/) [multifamily record](https://lender.report/lender/southstate-bank-fl/multifamily/) | Bank | Winter Haven, FL | 2 | $8.20M | 2 | 0 |
| [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [multifamily record](https://lender.report/lender/velocity-commercial-capital-ca/multifamily/) | Non-bank | Westlake Village, CA | 2 | $1.76M | 0 | 2 |
| [Wellington State Bank](https://lender.report/lender/wellington-state-bank-tx/) [multifamily record](https://lender.report/lender/wellington-state-bank-tx/multifamily/) | Bank | Wellington, TX | 2 | $620K | 2 | 0 |
| [Community National Bank](https://lender.report/lender/community-national-bank-tx/) [multifamily record](https://lender.report/lender/community-national-bank-tx/multifamily/) | Bank | Midland, TX | 1 | $23.0M | 0 | 1 |
| [Bellco Credit Union](https://lender.report/lender/bellco-credit-union-co/) [multifamily record](https://lender.report/lender/bellco-credit-union-co/multifamily/) | Credit union | Greenwood Village, CO | 1 | $8.30M | 0 | 1 |
| [Lument Real Estate Capital](https://lender.report/lender/lument-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/lument-real-estate-capital-oh/multifamily/) | Non-bank | Columbus, OH | 1 | $5.00M | 0 | 1 |
| [Berkadia Commercial Mortgage](https://lender.report/lender/berkadia-commercial-mortgage-pa/) [multifamily record](https://lender.report/lender/berkadia-commercial-mortgage-pa/multifamily/) | Non-bank | Ambler, PA | 1 | $4.50M | 1 | 0 |

HMDA, 2025

[All 24 lenders in Amarillo, TX, by loan size](https://lender.report/multifamily-lenders/amarillo-tx/)

| County | Loans | Dollars | Lenders |
| --- | --- | --- | --- |
| [Potter County, TX](https://lender.report/lenders-in/texas/potter-county/) | 39 | $72.3M | 16 |
| [Randall County, TX](https://lender.report/lenders-in/texas/randall-county/) | 35 | $106M | 14 |

HMDA, 2025

A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.

| Loan size | Loans |
| --- | --- |
| Under $1M | 42 |
| $1M to $2.5M | 19 |
| $2.5M to $5M | 6 |
| $5M to $10M | 5 |
| $10M or more | 3 |

HMDA, 2025

- Lenders made 75 multifamily loans totaling $183.4M in Amarillo, TX in 2024 and 2025. HMDA, 2025
- 1 of these loans was made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA, 2025
- 38 of the loans were made in 2025 and 37 in 2024. HMDA, 2025
- The typical loan in Amarillo, TX was about $880K, with the middle half between $460K and $2.1M. HMDA, 2025
- 42 of the loans were under $1M, and 8 were $5M or more. HMDA, 2025
- Lenders reported a median rate of 7.75% on 66 loans in Amarillo, TX, with the middle half between 7.15% and 8.50%. HMDA, 2025
- The median term was 10 years. HMDA, 2025
- The median loan to value was 67%. HMDA, 2025
- 43% of the loans were refinancings and 55% were purchases. HMDA, 2025
- Banks and savings institutions made 54 of the loans, credit unions 3, and non-banks 17. HMDA, 2025
- The five most active lenders made 64.0% of the loans. HMDA, 2025
- The three most active lenders were Western Bank with 17, Centennial Bank with 11, and Prosperity Bank with 9. HMDA, 2025
- 11 of the 24 lenders are based in Texas. The rest are based elsewhere, most often in California, Arkansas and Colorado. HMDA, 2025
- The most common property size was 5 to 24 units, with 49 loans. HMDA, 2025
- 2 counties in the metro area have loans on record, and Potter County, TX has the most, with 39. HMDA, 2025

## How this list is defined

**Measure**
Multifamily loans made in the Amarillo, TX metro area

**Period**
2024 and 2025

**Formula**
Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.

**Order**
Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.

**As of**
2025

**Source**
[HMDA](https://ffiec.cfpb.gov/data-browser/)

**Changelog**
November 12, 2026: First published, with the data built on this date.

## What we don't know

- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
