--- title: Lenders in Amherst Town, MA: 14 Made Multifamily Loans url: https://lender.report/lenders-in/amherst-town-ma/ license: https://lender.report/license/ --- Metro area ยท MA # Lenders in Amherst Town, MA 14 lenders made 49 multifamily loans in the Amherst Town-Northampton, MA metro area in 2024 and 2025, $78.6M in all. Greenfield Savings Bank made the most, with 22. The typical loan was about $860K. **Evidence** Multifamily loans placed in the metro area, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 14 HMDA, 2025 **Multifamily loans, 2024-25** 49 HMDA, 2025 Manufactured-home parks excluded **Dollars** $78.6M HMDA, 2025 **Typical loan** $860K HMDA, 2025 Cite this Source: The Lender Report, Lenders in Amherst Town, MA, https://lender.report/lenders-in/amherst-town-ma/, data as of December 31, 2025. ## Describe a deal in Amherst Town, MA This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it. [Start with a deal in Amherst Town, MA](https://lender.report/comps/?lane=multifamily&metro=11200)[A lender in Amherst Town, MA? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | | --- | --- | --- | --- | --- | --- | --- | | [Greenfield Savings Bank](https://lender.report/lender/greenfield-savings-bank-ma/) [multifamily record](https://lender.report/lender/greenfield-savings-bank-ma/multifamily/) | Savings | Greenfield, MA | 22 | $23.9M | 9 | 13 | | [Umassfive College Credit Union](https://lender.report/lender/umassfive-college-credit-union-ma/) [multifamily record](https://lender.report/lender/umassfive-college-credit-union-ma/multifamily/) | Credit union | Hadley, MA | 7 | $5.50M | 4 | 3 | | [Greenfield Co-operative Bank](https://lender.report/lender/greenfield-co-operative-bank-ma/) [multifamily record](https://lender.report/lender/greenfield-co-operative-bank-ma/multifamily/) | Bank | Greenfield, MA | 6 | $4.91M | 2 | 4 | | [TruNorth Bank](https://lender.report/lender/trunorth-bank-ma-easthampton/) [multifamily record](https://lender.report/lender/trunorth-bank-ma-easthampton/multifamily/) | Bank | Easthampton, MA | 3 | $2.58M | 2 | 1 | | [First Technology Credit Union](https://lender.report/lender/first-technology-credit-union-ca/) [multifamily record](https://lender.report/lender/first-technology-credit-union-ca/multifamily/) | Credit union | San Jose, CA | 2 | $2.88M | 1 | 1 | | [PeoplesBank](https://lender.report/lender/peoplesbank-ma/) [multifamily record](https://lender.report/lender/peoplesbank-ma/multifamily/) | Savings | Holyoke, MA | 1 | $19.0M | 0 | 1 | | [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 1 | $11.0M | 1 | 0 | | [Arbor Realty Trust, Inc.](https://lender.report/lender/arbor-realty-trust-ny/) [multifamily record](https://lender.report/lender/arbor-realty-trust-ny/multifamily/) | Non-bank | Uniondale, NY | 1 | $3.10M | 0 | 1 | | [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) [multifamily record](https://lender.report/lender/rf-renovo-management-il/multifamily/) | Non-bank | Chicago, IL | 1 | $2.60M | 1 | 0 | | [NBT Bank, National Association](https://lender.report/lender/nbt-bank-ny/) [multifamily record](https://lender.report/lender/nbt-bank-ny/multifamily/) | Bank | Norwich, NY | 1 | $2.00M | 1 | 0 | | [Dime Bank](https://lender.report/lender/dime-bank-ct/) [multifamily record](https://lender.report/lender/dime-bank-ct/multifamily/) | Savings | Norwich, CT | 1 | $660K | 0 | 1 | | [Bay State Savings Bank](https://lender.report/lender/bay-state-savings-bank-ma/) [multifamily record](https://lender.report/lender/bay-state-savings-bank-ma/multifamily/) | Savings | Worcester, MA | 1 | $480K | 1 | 0 | | [Westfield Bank](https://lender.report/lender/westfield-bank-ma/) [multifamily record](https://lender.report/lender/westfield-bank-ma/multifamily/) | Savings | Westfield, MA | 1 | $280K | 0 | 1 | | [Florence Bank](https://lender.report/lender/florence-bank-ma/) [multifamily record](https://lender.report/lender/florence-bank-ma/multifamily/) | Savings | Florence, MA | 1 | $160K | 0 | 1 | HMDA, 2025 [All 14 lenders in Amherst Town, MA, by loan size](https://lender.report/multifamily-lenders/amherst-town-ma/) | County | Loans | Dollars | Lenders | | --- | --- | --- | --- | | [Hampshire County, MA](https://lender.report/lenders-in/massachusetts/hampshire-county/) | 49 | $79.0M | 14 | HMDA, 2025 A county is listed for a year only when the public file holds 5 or more multifamily loans there that year. | Loan size | Loans | | --- | --- | | Under $1M | 30 | | $1M to $2.5M | 11 | | $2.5M to $5M | 6 | | $5M to $10M | 0 | | $10M or more | 2 | HMDA, 2025 - Lenders made 49 multifamily loans totaling $78.6M in Amherst Town, MA in 2024 and 2025. HMDA, 2025 - 22 of the loans were made in 2025 and 27 in 2024. HMDA, 2025 - The typical loan in Amherst Town, MA was about $860K, with the middle half between $420K and $1.2M. HMDA, 2025 - 30 of the loans were under $1M, and 2 were $5M or more. HMDA, 2025 - Lenders reported a median rate of 6.69% on 38 loans in Amherst Town, MA, with the middle half between 6.25% and 7.00%. HMDA, 2025 - The median term was 25 years. HMDA, 2025 - The median loan to value was 75%. HMDA, 2025 - 22% of the loans were refinancings and 61% were purchases. HMDA, 2025 - Banks and savings institutions made 37 of the loans, credit unions 9, and non-banks 3. HMDA, 2025 - The five most active lenders made 81.6% of the loans. HMDA, 2025 - The three most active lenders were Greenfield Savings Bank with 22, Umassfive College Credit Union with 7, and Greenfield Co-operative Bank with 6. HMDA, 2025 - 8 of the 14 lenders are based in Massachusetts. The rest are based elsewhere, most often in New York, California and Connecticut. HMDA, 2025 - The most common property size was 5 to 24 units, with 45 loans. HMDA, 2025 - 1 county in the metro area has loans on record, and Hampshire County, MA has the most, with 49. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in the Amherst Town, MA metro area **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.