--- title: Lenders in Bismarck, ND: 20 Made Multifamily Loans in 2024-25 url: https://lender.report/lenders-in/bismarck-nd/ license: https://lender.report/license/ --- Metro area ยท ND # Lenders in Bismarck, ND 20 lenders made 67 multifamily loans in the Bismarck, ND metro area in 2024 and 2025, $127.9M in all. First International Bank & Trust made the most, with 10. The typical loan was about $460K. **Evidence** Multifamily loans placed in the metro area, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 20 HMDA, 2025 **Multifamily loans, 2024-25** 67 HMDA, 2025 Manufactured-home parks excluded **Dollars** $128M HMDA, 2025 **Typical loan** $460K HMDA, 2025 Cite this Source: The Lender Report, Lenders in Bismarck, ND, https://lender.report/lenders-in/bismarck-nd/, data as of December 31, 2025. ## Describe a deal in Bismarck, ND This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it. [Start with a deal in Bismarck, ND](https://lender.report/comps/?lane=multifamily&metro=13900)[A lender in Bismarck, ND? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | | --- | --- | --- | --- | --- | --- | --- | | [First International Bank & Trust](https://lender.report/lender/first-international-bank-and-trust-nd/) [multifamily record](https://lender.report/lender/first-international-bank-and-trust-nd/multifamily/) | Bank | Watford City, ND | 10 | $5.86M | 10 | 0 | | [Starion Bank](https://lender.report/lender/starion-bank-nd/) [multifamily record](https://lender.report/lender/starion-bank-nd/multifamily/) | Bank | Bismarck, ND | 9 | $16.7M | 8 | 1 | | [First Community Credit Union](https://lender.report/lender/first-community-credit-union-nd/) [multifamily record](https://lender.report/lender/first-community-credit-union-nd/multifamily/) | Credit union | Jamestown, ND | 7 | $24.8M | 7 | 0 | | [Security First Bank of North Dakota](https://lender.report/lender/security-first-bank-of-north-dakota-nd/) [multifamily record](https://lender.report/lender/security-first-bank-of-north-dakota-nd/multifamily/) | Bank | New Salem, ND | 7 | $4.54M | 6 | 1 | | [Dakota Community Bank & Trust, National Association](https://lender.report/lender/dakota-community-bank-and-trust-nd/) [multifamily record](https://lender.report/lender/dakota-community-bank-and-trust-nd/multifamily/) | Bank | Hebron, ND | 5 | $1.96M | 4 | 1 | | [Bravera Bank](https://lender.report/lender/bravera-bank-nd/) [multifamily record](https://lender.report/lender/bravera-bank-nd/multifamily/) | Bank | Dickinson, ND | 4 | $4.22M | 0 | 4 | | [Cornerstone Bank](https://lender.report/lender/cornerstone-bank-nd/) [multifamily record](https://lender.report/lender/cornerstone-bank-nd/multifamily/) | Bank | Fargo, ND | 4 | $3.66M | 3 | 1 | | [Dacotah Bank](https://lender.report/lender/dacotah-bank-sd/) [multifamily record](https://lender.report/lender/dacotah-bank-sd/multifamily/) | Bank | Aberdeen, SD | 3 | $1.30M | 2 | 1 | | [Gate City Bank](https://lender.report/lender/gate-city-bank-nd/) [multifamily record](https://lender.report/lender/gate-city-bank-nd/multifamily/) | Savings | Fargo, ND | 2 | $20.9M | 1 | 1 | | [Capital Credit Union](https://lender.report/lender/capital-credit-union-nd/) [multifamily record](https://lender.report/lender/capital-credit-union-nd/multifamily/) | Credit union | Bismarck, ND | 2 | $1.14M | 1 | 1 | | [First Western Bank & Trust](https://lender.report/lender/first-western-bank-and-trust-nd/) [multifamily record](https://lender.report/lender/first-western-bank-and-trust-nd/multifamily/) | Bank | Minot, ND | 2 | $1.06M | 2 | 0 | | [BNC National Bank](https://lender.report/lender/bnc-national-bank-az/) | Bank | Glendale, AZ | 2 | $325K | 0 | 2 | | [Colliers Mortgage LLC](https://lender.report/lender/colliers-mortgage-mn/) [multifamily record](https://lender.report/lender/colliers-mortgage-mn/multifamily/) | Non-bank | Minneapolis, MN | 1 | $6.00M | 1 | 0 | | [Berkadia Commercial Mortgage](https://lender.report/lender/berkadia-commercial-mortgage-pa/) [multifamily record](https://lender.report/lender/berkadia-commercial-mortgage-pa/multifamily/) | Non-bank | Ambler, PA | 1 | $4.80M | 1 | 0 | | [Bell Bank](https://lender.report/lender/bell-bank-nd/) [multifamily record](https://lender.report/lender/bell-bank-nd/multifamily/) | Bank | Fargo, ND | 1 | $4.20M | 1 | 0 | HMDA, 2025 [All 20 lenders in Bismarck, ND, by loan size](https://lender.report/multifamily-lenders/bismarck-nd/) | County | Loans | Dollars | Lenders | | --- | --- | --- | --- | | [Burleigh County, ND](https://lender.report/lenders-in/north-dakota/burleigh-county/) | 54 | $110M | 17 | | Morton County, ND | 8 | $8.96M | 6 | HMDA, 2025 A county is listed for a year only when the public file holds 5 or more multifamily loans there that year. | Loan size | Loans | | --- | --- | | Under $1M | 45 | | $1M to $2.5M | 12 | | $2.5M to $5M | 2 | | $5M to $10M | 5 | | $10M or more | 3 | HMDA, 2025 - Lenders made 67 multifamily loans totaling $127.9M in Bismarck, ND in 2024 and 2025. HMDA, 2025 - 2 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA, 2025 - 51 of the loans were made in 2025 and 16 in 2024. HMDA, 2025 - The typical loan in Bismarck, ND was about $460K, with the middle half between $240K and $1.8M. HMDA, 2025 - 45 of the loans were under $1M, and 8 were $5M or more. HMDA, 2025 - Lenders reported a median rate of 6.72% on 52 loans in Bismarck, ND, with the middle half between 6.35% and 7.15%. HMDA, 2025 - The median term was 5 years. HMDA, 2025 - The median loan to value was 70%. HMDA, 2025 - 37% of the loans were refinancings and 54% were purchases. HMDA, 2025 - Banks and savings institutions made 54 of the loans, credit unions 9, and non-banks 2. HMDA, 2025 - The five most active lenders made 56.7% of the loans. HMDA, 2025 - The three most active lenders were First International Bank & Trust with 10, Starion Bank with 9, and First Community Credit Union with 7. HMDA, 2025 - 13 of the 20 lenders are based in North Dakota. The rest are based elsewhere, most often in Arizona, Minnesota and Missouri. HMDA, 2025 - The most common property size was 5 to 24 units, with 44 loans. HMDA, 2025 - 2 counties in the metro area have loans on record, and Burleigh County, ND has the most, with 54. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in the Bismarck, ND metro area **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.