--- title: Lenders in Burlington, VT: 13 Made Multifamily Loans in 2024-25 url: https://lender.report/lenders-in/burlington-vt/ license: https://lender.report/license/ --- Metro area ยท VT # Lenders in Burlington, VT 13 lenders made 98 multifamily loans in the Burlington-South Burlington, VT metro area in 2024 and 2025, $322.7M in all. Community Bank, National Association made the most, with 14. The typical loan was about $960K. **Evidence** Multifamily loans placed in the metro area, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 13 HMDA, 2025 **Multifamily loans, 2024-25** 98 HMDA, 2025 Manufactured-home parks excluded **Dollars** $323M HMDA, 2025 **Typical loan** $960K HMDA, 2025 Cite this Source: The Lender Report, Lenders in Burlington, VT, https://lender.report/lenders-in/burlington-vt/, data as of December 31, 2025. ## Describe a deal in Burlington, VT This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it. [Start with a deal in Burlington, VT](https://lender.report/comps/?lane=multifamily&metro=15540)[A lender in Burlington, VT? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | | --- | --- | --- | --- | --- | --- | --- | | [Community Bank, National Association](https://lender.report/lender/community-bank-ny/) [multifamily record](https://lender.report/lender/community-bank-ny/multifamily/) | Bank | Canton, NY | 14 | $60.5M | 8 | 6 | | [Northfield Savings Bank](https://lender.report/lender/northfield-savings-bank-vt/) [multifamily record](https://lender.report/lender/northfield-savings-bank-vt/multifamily/) | Savings | Northfield, VT | 14 | $36.1M | 9 | 5 | | [Peoples Trust Company of St. Albans](https://lender.report/lender/peoples-trust-company-of-st-albans-vt/) [multifamily record](https://lender.report/lender/peoples-trust-company-of-st-albans-vt/multifamily/) | Bank | Saint Albans, VT | 13 | $10.1M | 11 | 2 | | [Mascoma Bank](https://lender.report/lender/mascoma-bank-nh/) [multifamily record](https://lender.report/lender/mascoma-bank-nh/multifamily/) | Bank | Lebanon, NH | 10 | $42.1M | 8 | 2 | | [Vermont Credit Union](https://lender.report/lender/vermont-credit-union-vt/) [multifamily record](https://lender.report/lender/vermont-credit-union-vt/multifamily/) | Credit union | So Burlington, VT | 10 | $13.2M | 4 | 6 | | [Eastrise Credit Union](https://lender.report/lender/eastrise-credit-union-vt/) [multifamily record](https://lender.report/lender/eastrise-credit-union-vt/multifamily/) | Credit union | Williston, VT | 8 | $12.3M | 3 | 5 | | [TD Bank, National Association](https://lender.report/lender/td-bank-de/) [multifamily record](https://lender.report/lender/td-bank-de/multifamily/) | Bank | Wilmington, DE | 7 | $37.4M | 6 | 1 | | [Community National Bank](https://lender.report/lender/community-national-bank-vt/) [multifamily record](https://lender.report/lender/community-national-bank-vt/multifamily/) | Bank | Derby, VT | 6 | $20.2M | 2 | 4 | | [North Country Credit Union](https://lender.report/lender/north-country-credit-union-vt/) [multifamily record](https://lender.report/lender/north-country-credit-union-vt/multifamily/) | Credit union | Burlington, VT | 5 | $10.1M | 3 | 2 | | [Manufacturers and Traders Trust Company](https://lender.report/lender/manufacturers-and-traders-trust-ny/) [multifamily record](https://lender.report/lender/manufacturers-and-traders-trust-ny/multifamily/) | Bank | Buffalo, NY | 4 | $43.9M | 1 | 3 | | [NBT Bank, National Association](https://lender.report/lender/nbt-bank-ny/) [multifamily record](https://lender.report/lender/nbt-bank-ny/multifamily/) | Bank | Norwich, NY | 4 | $24.1M | 1 | 3 | | [Union Bank](https://lender.report/lender/union-bank-vt/) [multifamily record](https://lender.report/lender/union-bank-vt/multifamily/) | Bank | Morrisville, VT | 2 | $1.22M | 0 | 2 | | [Berkadia Commercial Mortgage](https://lender.report/lender/berkadia-commercial-mortgage-pa/) [multifamily record](https://lender.report/lender/berkadia-commercial-mortgage-pa/multifamily/) | Non-bank | Ambler, PA | 1 | $11.0M | 1 | 0 | HMDA, 2025 [All 13 lenders in Burlington, VT, by loan size](https://lender.report/multifamily-lenders/burlington-vt/) | County | Loans | Dollars | Lenders | | --- | --- | --- | --- | | [Chittenden County, VT](https://lender.report/lenders-in/vermont/chittenden-county/) | 77 | $285M | 12 | | Franklin County, VT | 19 | $25.3M | 7 | HMDA, 2025 A county is listed for a year only when the public file holds 5 or more multifamily loans there that year. | Loan size | Loans | | --- | --- | | Under $1M | 50 | | $1M to $2.5M | 19 | | $2.5M to $5M | 5 | | $5M to $10M | 12 | | $10M or more | 12 | HMDA, 2025 - Lenders made 98 multifamily loans totaling $322.7M in Burlington, VT in 2024 and 2025. HMDA, 2025 - 57 of the loans were made in 2025 and 41 in 2024. HMDA, 2025 - The typical loan in Burlington, VT was about $960K, with the middle half between $440K and $4.7M. HMDA, 2025 - 50 of the loans were under $1M, and 24 were $5M or more. HMDA, 2025 - Lenders reported a median rate of 6.61% on 85 loans in Burlington, VT, with the middle half between 6.21% and 7.05%. HMDA, 2025 - The median term was 10 years. HMDA, 2025 - The median loan to value was 69%. HMDA, 2025 - 30% of the loans were refinancings and 53% were purchases. HMDA, 2025 - Banks and savings institutions made 74 of the loans, credit unions 23, and non-banks 1. HMDA, 2025 - The five most active lenders made 62.2% of the loans. HMDA, 2025 - The three most active lenders were Community Bank, National Association with 14, Northfield Savings Bank with 14, and Peoples Trust Company of St. Albans with 13. HMDA, 2025 - 7 of the 13 lenders are based in Vermont. The rest are based elsewhere, most often in New York, Delaware and New Hampshire. HMDA, 2025 - The most common property size was 5 to 24 units, with 65 loans. HMDA, 2025 - 2 counties in the metro area have loans on record, and Chittenden County, VT has the most, with 77. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in the Burlington, VT metro area **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.