--- title: Multifamily Lenders in Sonoma County, CA: 21 Made Loans url: https://lender.report/lenders-in/california/sonoma-county/ license: https://lender.report/license/ --- County ยท CA # Multifamily lenders in Sonoma County, CA 21 lenders made 68 multifamily loans in Sonoma County, CA in 2024 and 2025, $1.1B in all. JPMorgan Chase Bank, National Association made the most, with 15. The typical loan was about $1.9M. The county is part of the Santa Rosa, CA metro area. **Evidence** Multifamily loans placed in the county, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 21 HMDA, 2025 **Multifamily loans, 2024-25** 68 HMDA, 2025 Manufactured-home parks excluded **Dollars** $1.05B HMDA, 2025 **Typical loan** $1.9M HMDA, 2025 Cite this Source: The Lender Report, Multifamily lenders in Sonoma County, CA, https://lender.report/lenders-in/california/sonoma-county/, data as of December 31, 2025. ## Describe a deal in Sonoma County, CA See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show multifamily loans in Sonoma County, CA](https://lender.report/comps/?lane=multifamily&state=CA&county=6097)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan | | --- | --- | --- | --- | --- | --- | --- | --- | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [multifamily record](https://lender.report/lender/jpmorgan-chase-bank-oh/multifamily/) | Bank | Columbus, OH | 15 | $34.6M | 9 | 6 | $1.8M | | [Bank of Marin](https://lender.report/lender/bank-of-marin-ca/) [multifamily record](https://lender.report/lender/bank-of-marin-ca/multifamily/) | Bank | Novato, CA | 10 | $12.6M | 4 | 6 | $1.2M | | [Exchange Bank](https://lender.report/lender/exchange-bank-ca/) [multifamily record](https://lender.report/lender/exchange-bank-ca/multifamily/) | Bank | Santa Rosa, CA | 10 | $9.56M | 7 | 3 | $1M | | [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 5 | $157M | 1 | 4 | $37M | | [Citizens Bank, National Association](https://lender.report/lender/citizens-bank-ri/) [multifamily record](https://lender.report/lender/citizens-bank-ri/multifamily/) | Bank | Providence, RI | 4 | $6.10M | 2 | 2 | $1.4M | | [First-Citizens Bank & Trust Company](https://lender.report/lender/first-citizens-bank-and-trust-nc/) [multifamily record](https://lender.report/lender/first-citizens-bank-and-trust-nc/multifamily/) | Bank | Raleigh, NC | 3 | $76.5M | 2 | 1 | $30M | | [Redwood Credit Union](https://lender.report/lender/redwood-credit-union-ca/) [multifamily record](https://lender.report/lender/redwood-credit-union-ca/multifamily/) | Credit union | Santa Rosa, CA | 3 | $11.4M | 2 | 1 | $1.4M | | [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) [multifamily record](https://lender.report/lender/huntington-national-bank-oh/multifamily/) | Bank | Columbus, OH | 2 | $158M | 2 | 0 | $98M | | [Regions Bank](https://lender.report/lender/regions-bank-al/) [multifamily record](https://lender.report/lender/regions-bank-al/multifamily/) | Bank | Birmingham, AL | 2 | $30.5M | 0 | 2 | $23M | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [multifamily record](https://lender.report/lender/u-s-bank-oh/multifamily/) | Bank | Cincinnati, OH | 2 | $20.9M | 0 | 2 | $20M | | [First Federal Savings and Loan Association of San Rafael](https://lender.report/lender/first-federal-savings-and-loan-association-of-san-rafael-ca/) [multifamily record](https://lender.report/lender/first-federal-savings-and-loan-association-of-san-rafael-ca/multifamily/) | Savings | San Rafael, CA | 2 | $4.90M | 2 | 0 | $3.1M | | [JLL Real Estate Capital, LLC](https://lender.report/lender/jll-real-estate-capital-mn/) [multifamily record](https://lender.report/lender/jll-real-estate-capital-mn/multifamily/) | Non-bank | St. Paul, MN | 1 | $340M | 0 | 1 | $340M | | [Berkeley Point Capital LLC](https://lender.report/lender/berkeley-point-capital-ma/) [multifamily record](https://lender.report/lender/berkeley-point-capital-ma/multifamily/) | Non-bank | Boston, MA | 1 | $60.0M | 0 | 1 | $60M | | [M&T Realty Capital Corporation](https://lender.report/lender/m-and-t-realty-capital-ny/) [multifamily record](https://lender.report/lender/m-and-t-realty-capital-ny/multifamily/) | Non-bank | Buffalo, NY | 1 | $58.0M | 0 | 1 | $58M | | [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) [multifamily record](https://lender.report/lender/pnc-bank-de/multifamily/) | Bank | Wilmington, DE | 1 | $24.0M | 0 | 1 | $24M | | [Cedar Rapids Bank and Trust Company](https://lender.report/lender/cedar-rapids-bank-and-trust-ia/) [multifamily record](https://lender.report/lender/cedar-rapids-bank-and-trust-ia/multifamily/) | Bank | Cedar Rapids, IA | 1 | $21.0M | 0 | 1 | $21M | | [Arixa Enhanced Income Fund, LP](https://lender.report/lender/arixa-enhanced-income-fund-az/) [multifamily record](https://lender.report/lender/arixa-enhanced-income-fund-az/multifamily/) | Non-bank | Phoenix, AZ | 1 | $11.0M | 0 | 1 | $11M | | [Bank of Stockton](https://lender.report/lender/bank-of-stockton-ca/) [multifamily record](https://lender.report/lender/bank-of-stockton-ca/multifamily/) | Bank | Stockton, CA | 1 | $6.20M | 1 | 0 | $6.2M | | [Travis Credit Union](https://lender.report/lender/travis-credit-union-ca/) [multifamily record](https://lender.report/lender/travis-credit-union-ca/multifamily/) | Credit union | Vacaville, CA | 1 | $3.20M | 0 | 1 | $3.2M | | [Luxury Mortgage Corp.](https://lender.report/lender/luxury-mortgage-ct/) [multifamily record](https://lender.report/lender/luxury-mortgage-ct/multifamily/) | Non-bank | Stamford, CT | 1 | $1.30M | 1 | 0 | $1.3M | | [Cake Mortgage Corp.](https://lender.report/lender/cake-mortgage-ca/) [multifamily record](https://lender.report/lender/cake-mortgage-ca/multifamily/) | Non-bank | Chatsworth, CA | 1 | $1.10M | 1 | 0 | $1.1M | HMDA, 2025 [Check a deal in Sonoma County, CA in Loan Comps](https://lender.report/comps/?lane=multifamily&state=CA&county=6097) | Loan size | Loans | Lenders | | --- | --- | --- | | Under $1M | 11 | 4 | | $1M to $2.5M | 27 | 8 | | $2.5M to $5M | 10 | 6 | | $5M to $10M | 4 | 4 | | $10M or more | 16 | 11 | HMDA, 2025 - Lenders made 68 multifamily loans totaling $1.1B in Sonoma County, CA in 2024 and 2025. HMDA, 2025 - 34 of the loans were made in 2025 and 34 in 2024. HMDA, 2025 - The typical loan in Sonoma County, CA was about $1.9M, with the middle half between $1.2M and $8.7M. HMDA, 2025 - 11 of the loans were under $1M, and 20 were $5M or more. HMDA, 2025 - Lenders reported a median rate of 5.98% on 43 loans in Sonoma County, CA, with the middle half between 5.75% and 6.33%. HMDA, 2025 - The median term was 10 years. HMDA, 2025 - The median loan to value was 57%. HMDA, 2025 - 50% of the loans were refinancings and 41% were purchases. HMDA, 2025 - Banks and savings institutions made 53 of the loans, credit unions 4, and non-banks 11. HMDA, 2025 - The five most active lenders made 64.7% of the loans. HMDA, 2025 - The three most active lenders were JPMorgan Chase Bank, National Association with 15, Bank of Marin with 10, and Exchange Bank with 10. HMDA, 2025 - 7 of the 21 lenders are based in California. The rest are based elsewhere, most often in Ohio, Alabama and Arizona. HMDA, 2025 - The most common property size was 5 to 24 units, with 41 loans. HMDA, 2025 - Sonoma County, CA is part of the Santa Rosa-Petaluma, CA metro area, which has its own page. OMB metro list, 2025 ## How this list is defined **Measure** Multifamily loans made in Sonoma County, CA **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.