--- title: Multifamily Lenders in Ventura County, CA: 27 Made Loans url: https://lender.report/lenders-in/california/ventura-county/ license: https://lender.report/license/ --- County ยท CA # Multifamily lenders in Ventura County, CA 27 lenders made 80 multifamily loans in Ventura County, CA in 2024 and 2025, $1.1B in all. JPMorgan Chase Bank, National Association made the most, with 34. The typical loan was about $2.8M. The county is part of the Oxnard, CA metro area. **Evidence** Multifamily loans placed in the county, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 27 HMDA, 2025 **Multifamily loans, 2024-25** 80 HMDA, 2025 Manufactured-home parks excluded **Dollars** $1.12B HMDA, 2025 **Typical loan** $2.8M HMDA, 2025 Cite this Source: The Lender Report, Multifamily lenders in Ventura County, CA, https://lender.report/lenders-in/california/ventura-county/, data as of December 31, 2025. ## Describe a deal in Ventura County, CA See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show multifamily loans in Ventura County, CA](https://lender.report/comps/?lane=multifamily&state=CA&county=6111)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan | | --- | --- | --- | --- | --- | --- | --- | --- | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [multifamily record](https://lender.report/lender/jpmorgan-chase-bank-oh/multifamily/) | Bank | Columbus, OH | 34 | $362M | 13 | 21 | $2.3M | | [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) [multifamily record](https://lender.report/lender/pnc-bank-de/multifamily/) | Bank | Wilmington, DE | 4 | $142M | 3 | 1 | $25M | | [Montecito Bank & Trust](https://lender.report/lender/montecito-bank-and-trust-ca/) [multifamily record](https://lender.report/lender/montecito-bank-and-trust-ca/multifamily/) | Bank | Santa Barbara, CA | 4 | $7.70M | 1 | 3 | $1.7M | | [River City Bank](https://lender.report/lender/river-city-bank-ca/) [multifamily record](https://lender.report/lender/river-city-bank-ca/multifamily/) | Bank | Sacramento, CA | 3 | $20.0M | 0 | 3 | $7M | | [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 2 | $143M | 1 | 1 | $120M | | [Merchants Bank of Indiana](https://lender.report/lender/merchants-bank-of-indiana-in/) [multifamily record](https://lender.report/lender/merchants-bank-of-indiana-in/multifamily/) | Bank | Carmel, IN | 2 | $73.0M | 0 | 2 | $54M | | [Citibank, National Association](https://lender.report/lender/citibank-sd/) [multifamily record](https://lender.report/lender/citibank-sd/multifamily/) | Bank | Sioux Falls, SD | 2 | $35.3M | 2 | 0 | $29M | | [Lument Real Estate Capital](https://lender.report/lender/lument-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/lument-real-estate-capital-oh/multifamily/) | Non-bank | Columbus, OH | 2 | $14.5M | 1 | 1 | $11M | | [EverBank, National Association](https://lender.report/lender/everbank-fl/) [multifamily record](https://lender.report/lender/everbank-fl/multifamily/) | Bank | Jacksonville, FL | 2 | $12.8M | 2 | 0 | $6.9M | | [Arixa Enhanced Income Fund, LP](https://lender.report/lender/arixa-enhanced-income-fund-az/) [multifamily record](https://lender.report/lender/arixa-enhanced-income-fund-az/multifamily/) | Non-bank | Phoenix, AZ | 2 | $11.4M | 1 | 1 | $9.2M | | [Cathay Bank](https://lender.report/lender/cathay-bank-ca/) [multifamily record](https://lender.report/lender/cathay-bank-ca/multifamily/) | Bank | Los Angeles, CA | 2 | $3.70M | 2 | 0 | $2.2M | | [Mechanics Bank](https://lender.report/lender/mechanics-bank-ca/) [multifamily record](https://lender.report/lender/mechanics-bank-ca/multifamily/) | Bank | Walnut Creek, CA | 2 | $3.40M | 0 | 2 | $2M | | [The Golden 1 Credit Union](https://lender.report/lender/golden-1-credit-union-ca/) [multifamily record](https://lender.report/lender/golden-1-credit-union-ca/multifamily/) | Credit union | Sacramento, CA | 2 | $3.10M | 2 | 0 | $1.7M | | [Community West Bank](https://lender.report/lender/community-west-bank-ca/) [multifamily record](https://lender.report/lender/community-west-bank-ca/multifamily/) | Bank | Fresno, CA | 2 | $2.30M | 2 | 0 | $1.8M | | [Citizens Business Bank, National Association](https://lender.report/lender/citizens-business-bank-ca/) [multifamily record](https://lender.report/lender/citizens-business-bank-ca/multifamily/) | Bank | Ontario, CA | 2 | $660K | 2 | 0 | $420K | | [Grandbridge Real Estate Capital LLC](https://lender.report/lender/grandbridge-real-estate-capital-nc/) [multifamily record](https://lender.report/lender/grandbridge-real-estate-capital-nc/multifamily/) | Non-bank | Raleigh, NC | 1 | $86.0M | 0 | 1 | $86M | | [JLL Real Estate Capital, LLC](https://lender.report/lender/jll-real-estate-capital-mn/) [multifamily record](https://lender.report/lender/jll-real-estate-capital-mn/multifamily/) | Non-bank | St. Paul, MN | 1 | $77.0M | 0 | 1 | $77M | | [M&T Realty Capital Corporation](https://lender.report/lender/m-and-t-realty-capital-ny/) [multifamily record](https://lender.report/lender/m-and-t-realty-capital-ny/multifamily/) | Non-bank | Buffalo, NY | 1 | $57.0M | 0 | 1 | $57M | | [BMO Bank National Association](https://lender.report/lender/bmo-bank-il/) [multifamily record](https://lender.report/lender/bmo-bank-il/multifamily/) | Bank | Chicago, IL | 1 | $29.0M | 0 | 1 | $29M | | [City National Bank](https://lender.report/lender/city-national-bank-ca/) [multifamily record](https://lender.report/lender/city-national-bank-ca/multifamily/) | Bank | Los Angeles, CA | 1 | $13.0M | 1 | 0 | $13M | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) [multifamily record](https://lender.report/lender/wells-fargo-bank-sd/multifamily/) | Bank | Sioux Falls, SD | 1 | $8.70M | 1 | 0 | $8.7M | | [Berkeley Point Capital LLC](https://lender.report/lender/berkeley-point-capital-ma/) [multifamily record](https://lender.report/lender/berkeley-point-capital-ma/multifamily/) | Non-bank | Boston, MA | 1 | $6.00M | 1 | 0 | $6M | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [multifamily record](https://lender.report/lender/u-s-bank-oh/multifamily/) | Bank | Cincinnati, OH | 1 | $1.40M | 0 | 1 | $1.4M | | [Financial Partners Credit Union](https://lender.report/lender/financial-partners-credit-union-ca/) [multifamily record](https://lender.report/lender/financial-partners-credit-union-ca/multifamily/) | Credit union | Downey, CA | 1 | $1.10M | 1 | 0 | $1.1M | | [Malaga Bank F.S.B.](https://lender.report/lender/malaga-bank-f-s-b-ca/) [multifamily record](https://lender.report/lender/malaga-bank-f-s-b-ca/multifamily/) | Savings | Palos Verdes Peninsula, CA | 1 | $720K | 1 | 0 | $720K | | [Insignia Capital Corp.](https://lender.report/lender/insignia-capital-ca/) [multifamily record](https://lender.report/lender/insignia-capital-ca/multifamily/) | Non-bank | Beverly Hills, CA | 1 | $600K | 1 | 0 | $600K | | [Greenbox Loans](https://lender.report/lender/greenbox-loans-ca/) [multifamily record](https://lender.report/lender/greenbox-loans-ca/multifamily/) | Non-bank | Los Angeles, CA | 1 | $560K | 1 | 0 | $560K | HMDA, 2025 [Check a deal in Ventura County, CA in Loan Comps](https://lender.report/comps/?lane=multifamily&state=CA&county=6111) | Loan size | Loans | Lenders | | --- | --- | --- | | Under $1M | 11 | 6 | | $1M to $2.5M | 27 | 9 | | $2.5M to $5M | 11 | 3 | | $5M to $10M | 12 | 8 | | $10M or more | 19 | 11 | HMDA, 2025 - Lenders made 80 multifamily loans totaling $1.1B in Ventura County, CA in 2024 and 2025. HMDA, 2025 - 1 of these loans was made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA, 2025 - 40 of the loans were made in 2025 and 40 in 2024. HMDA, 2025 - The typical loan in Ventura County, CA was about $2.8M, with the middle half between $1.4M and $9.5M. HMDA, 2025 - 11 of the loans were under $1M, and 31 were $5M or more. HMDA, 2025 - Lenders reported a median rate of 6.04% on 67 loans in Ventura County, CA, with the middle half between 5.36% and 6.46%. HMDA, 2025 - The median term was 15 years. HMDA, 2025 - The median loan to value was 51%. HMDA, 2025 - 55% of the loans were refinancings and 43% were purchases. HMDA, 2025 - Banks and savings institutions made 64 of the loans, credit unions 3, and non-banks 12. HMDA, 2025 - The five most active lenders made 58.8% of the loans. HMDA, 2025 - The three most active lenders were JPMorgan Chase Bank, National Association with 34, PNC Bank, National Association with 4, and Montecito Bank & Trust with 4. HMDA, 2025 - 12 of the 27 lenders are based in California. The rest are based elsewhere, most often in Ohio, South Dakota and Arizona. HMDA, 2025 - The most common property size was 5 to 24 units, with 41 loans. HMDA, 2025 - Ventura County, CA is part of the Oxnard-Thousand Oaks-Ventura, CA metro area, which has its own page. OMB metro list, 2025 ## How this list is defined **Measure** Multifamily loans made in Ventura County, CA **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.