--- title: Lenders in Dalton, GA: 13 Made Multifamily Loans in 2024-25 url: https://lender.report/lenders-in/dalton-ga/ license: https://lender.report/license/ --- Metro area ยท GA # Lenders in Dalton, GA 13 lenders made 31 multifamily loans in the Dalton, GA metro area in 2024 and 2025, $46.5M in all. Builtwell Bank made the most, with 8. The typical loan was about $660K. **Evidence** Multifamily loans placed in the metro area, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 13 HMDA, 2025 **Multifamily loans, 2024-25** 31 HMDA, 2025 Manufactured-home parks excluded **Dollars** $46.5M HMDA, 2025 **Typical loan** $660K HMDA, 2025 Cite this Source: The Lender Report, Lenders in Dalton, GA, https://lender.report/lenders-in/dalton-ga/, data as of December 31, 2025. ## Describe a deal in Dalton, GA This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it. [Start with a deal in Dalton, GA](https://lender.report/comps/?lane=multifamily&metro=19140)[A lender in Dalton, GA? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | | --- | --- | --- | --- | --- | --- | --- | | [Builtwell Bank](https://lender.report/lender/builtwell-bank-tn/) [multifamily record](https://lender.report/lender/builtwell-bank-tn/multifamily/) | Bank | Chattanooga, TN | 8 | $5.24M | 5 | 3 | | [Arbor Realty Trust, Inc.](https://lender.report/lender/arbor-realty-trust-ny/) [multifamily record](https://lender.report/lender/arbor-realty-trust-ny/multifamily/) | Non-bank | Uniondale, NY | 3 | $11.3M | 0 | 3 | | [First National Community Bank](https://lender.report/lender/first-national-community-bank-ga/) [multifamily record](https://lender.report/lender/first-national-community-bank-ga/multifamily/) | Bank | Chatsworth, GA | 3 | $1.60M | 1 | 2 | | [PGIM Real Estate Agency Financing, LLC](https://lender.report/lender/pgim-real-estate-agency-financing-tx/) [multifamily record](https://lender.report/lender/pgim-real-estate-agency-financing-tx/multifamily/) | Non-bank | Dallas, TX | 2 | $8.60M | 0 | 2 | | [Bank Five Nine](https://lender.report/lender/bank-five-nine-wi/) [multifamily record](https://lender.report/lender/bank-five-nine-wi/multifamily/) | Bank | Oconomowoc, WI | 2 | $1.26M | 0 | 2 | | [Tennessee Valley Credit Union](https://lender.report/lender/tennessee-valley-credit-union-tn/) [multifamily record](https://lender.report/lender/tennessee-valley-credit-union-tn/multifamily/) | Credit union | Chattanooga, TN | 2 | $740K | 1 | 1 | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) [multifamily record](https://lender.report/lender/wells-fargo-bank-sd/multifamily/) | Bank | Sioux Falls, SD | 1 | $5.30M | 0 | 1 | | [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 1 | $3.50M | 1 | 0 | | [Legacy Bank & Trust Company](https://lender.report/lender/legacy-bank-and-trust-mo/) [multifamily record](https://lender.report/lender/legacy-bank-and-trust-mo/multifamily/) | Bank | Mountain Grove, MO | 1 | $3.00M | 0 | 1 | | [FirstBank](https://lender.report/lender/firstbank-tn/) [multifamily record](https://lender.report/lender/firstbank-tn/multifamily/) | Bank | Nashville, TN | 1 | $1.00M | 1 | 0 | | [Millennium Bank](https://lender.report/lender/millennium-bank-tn/) [multifamily record](https://lender.report/lender/millennium-bank-tn/multifamily/) | Bank | Chattanooga, TN | 1 | $660K | 1 | 0 | | [The Commercial Bank](https://lender.report/lender/commercial-bank-ga/) [multifamily record](https://lender.report/lender/commercial-bank-ga/multifamily/) | Bank | Crawford, GA | 1 | $560K | 0 | 1 | | [United Community Bank](https://lender.report/lender/united-community-bank-sc/) [multifamily record](https://lender.report/lender/united-community-bank-sc/multifamily/) | Bank | Greenville, SC | 1 | $460K | 1 | 0 | HMDA, 2025 [All 13 lenders in Dalton, GA, by loan size](https://lender.report/multifamily-lenders/dalton-ga/) | County | Loans | Dollars | Lenders | | --- | --- | --- | --- | | Whitfield County, GA | 24 | $39.1M | 10 | | Murray County, GA | 7 | $7.38M | 6 | HMDA, 2025 A county is listed for a year only when the public file holds 5 or more multifamily loans there that year. | Loan size | Loans | | --- | --- | | Under $1M | 20 | | $1M to $2.5M | 5 | | $2.5M to $5M | 3 | | $5M to $10M | 3 | | $10M or more | 0 | HMDA, 2025 - Lenders made 31 multifamily loans totaling $46.5M in Dalton, GA in 2024 and 2025. HMDA, 2025 - 4 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA, 2025 - 14 of the loans were made in 2025 and 17 in 2024. HMDA, 2025 - The typical loan in Dalton, GA was about $660K, with the middle half between $380K and $2M. HMDA, 2025 - 20 of the loans were under $1M, and 3 were $5M or more. HMDA, 2025 - Lenders reported a median rate of 7.00% on 16 loans in Dalton, GA, with the middle half between 6.09% and 8.00%. HMDA, 2025 - The median term was 5.1 years. HMDA, 2025 - The median loan to value was 64%. HMDA, 2025 - 48% of the loans were refinancings and 48% were purchases. HMDA, 2025 - Banks and savings institutions made 19 of the loans, credit unions 2, and non-banks 6. HMDA, 2025 - The five most active lenders made 58.1% of the loans. HMDA, 2025 - The three most active lenders were Builtwell Bank with 8, Arbor Realty Trust, Inc. with 3, and First National Community Bank with 3. HMDA, 2025 - 2 of the 13 lenders are based in Georgia. The rest are based elsewhere, most often in Tennessee, Maryland and Missouri. HMDA, 2025 - The most common property size was 5 to 24 units, with 21 loans. HMDA, 2025 - 2 counties in the metro area have loans on record, and Whitfield County, GA has the most, with 24. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in the Dalton, GA metro area **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.