--- title: Lenders in Dayton, OH: 63 Made Multifamily Loans in 2024-25 url: https://lender.report/lenders-in/dayton-oh/ license: https://lender.report/license/ --- Metro area ยท OH # Lenders in Dayton, OH 63 lenders made 215 multifamily loans in the Dayton-Kettering-Beavercreek, OH metro area in 2024 and 2025, $1.1B in all. RF Renovo Management Company, LLC made the most, with 34. The typical loan was about $940K. **Evidence** Multifamily loans placed in the metro area, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 63 HMDA, 2025 **Multifamily loans, 2024-25** 215 HMDA, 2025 Manufactured-home parks excluded **Dollars** $1.08B HMDA, 2025 **Typical loan** $940K HMDA, 2025 Cite this Source: The Lender Report, Lenders in Dayton, OH, https://lender.report/lenders-in/dayton-oh/, data as of December 31, 2025. ## Describe a deal in Dayton, OH This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it. [Start with a deal in Dayton, OH](https://lender.report/comps/?lane=multifamily&metro=19430)[A lender in Dayton, OH? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | | --- | --- | --- | --- | --- | --- | --- | | [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) [multifamily record](https://lender.report/lender/rf-renovo-management-il/multifamily/) | Non-bank | Chicago, IL | 34 | $29.5M | 33 | 1 | | [The Park National Bank](https://lender.report/lender/park-national-bank-oh/) [multifamily record](https://lender.report/lender/park-national-bank-oh/multifamily/) | Bank | Newark, OH | 13 | $6.36M | 7 | 6 | | [Bellwether Enterprise Real Estate Capital, LLC](https://lender.report/lender/bellwether-enterprise-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/bellwether-enterprise-real-estate-capital-oh/multifamily/) | Non-bank | Cleveland, OH | 10 | $180M | 8 | 2 | | [Berkadia Commercial Mortgage](https://lender.report/lender/berkadia-commercial-mortgage-pa/) [multifamily record](https://lender.report/lender/berkadia-commercial-mortgage-pa/multifamily/) | Non-bank | Ambler, PA | 9 | $47.8M | 7 | 2 | | [Merchants Capital Corp.](https://lender.report/lender/merchants-capital-in/) [multifamily record](https://lender.report/lender/merchants-capital-in/multifamily/) | Non-bank | Carmel, IN | 8 | $95.6M | 3 | 5 | | [Union Savings Bank](https://lender.report/lender/union-savings-bank-oh/) [multifamily record](https://lender.report/lender/union-savings-bank-oh/multifamily/) | Savings | Cincinnati, OH | 8 | $4.28M | 4 | 4 | | [Re Investment Loans LLC](https://lender.report/lender/re-investment-loans-co/) [multifamily record](https://lender.report/lender/re-investment-loans-co/multifamily/) | Non-bank | Greenwood Village, CO | 7 | $9.32M | 7 | 0 | | [Arbor Realty Trust, Inc.](https://lender.report/lender/arbor-realty-trust-ny/) [multifamily record](https://lender.report/lender/arbor-realty-trust-ny/multifamily/) | Non-bank | Uniondale, NY | 6 | $13.2M | 4 | 2 | | [First Merchants Bank](https://lender.report/lender/first-merchants-bank-in/) [multifamily record](https://lender.report/lender/first-merchants-bank-in/multifamily/) | Bank | Muncie, IN | 5 | $103M | 4 | 1 | | [NewPoint Real Estate Capital](https://lender.report/lender/newpoint-real-estate-capital-tx/) [multifamily record](https://lender.report/lender/newpoint-real-estate-capital-tx/multifamily/) | Non-bank | Plano, TX | 5 | $60.2M | 3 | 2 | | [Cinfed Credit Union](https://lender.report/lender/cinfed-credit-union-oh/) [multifamily record](https://lender.report/lender/cinfed-credit-union-oh/multifamily/) | Credit union | Cincinnati, OH | 5 | $4.40M | 2 | 3 | | [Greenville National Bank](https://lender.report/lender/greenville-national-bank-oh/) [multifamily record](https://lender.report/lender/greenville-national-bank-oh/multifamily/) | Bank | Greenville, OH | 5 | $3.42M | 2 | 3 | | [Minster Bank](https://lender.report/lender/minster-bank-oh/) [multifamily record](https://lender.report/lender/minster-bank-oh/multifamily/) | Bank | Minster, OH | 5 | $3.24M | 1 | 4 | | [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [multifamily record](https://lender.report/lender/velocity-commercial-capital-ca/multifamily/) | Non-bank | Westlake Village, CA | 5 | $1.26M | 3 | 2 | | [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 4 | $42.6M | 2 | 2 | HMDA, 2025 [All 63 lenders in Dayton, OH, by loan size](https://lender.report/multifamily-lenders/dayton-oh/) | County | Loans | Dollars | Lenders | | --- | --- | --- | --- | | [Montgomery County, OH](https://lender.report/lenders-in/ohio/montgomery-county/) | 166 | $783M | 56 | | Greene County, OH | 24 | $184M | 17 | | Miami County, OH | 16 | $61.8M | 12 | HMDA, 2025 A county is listed for a year only when the public file holds 5 or more multifamily loans there that year. | Loan size | Loans | | --- | --- | | Under $1M | 112 | | $1M to $2.5M | 30 | | $2.5M to $5M | 21 | | $5M to $10M | 18 | | $10M or more | 34 | HMDA, 2025 - Lenders made 215 multifamily loans totaling $1.1B in Dayton, OH in 2024 and 2025. HMDA, 2025 - 132 of the loans were made in 2025 and 83 in 2024. HMDA, 2025 - The typical loan in Dayton, OH was about $940K, with the middle half between $480K and $4.8M. HMDA, 2025 - 112 of the loans were under $1M, and 52 were $5M or more. HMDA, 2025 - Lenders reported a median rate of 6.91% on 180 loans in Dayton, OH, with the middle half between 6.29% and 7.50%. HMDA, 2025 - The median term was 10 years. HMDA, 2025 - The median loan to value was 70%. HMDA, 2025 - 52% of the loans were refinancings and 44% were purchases. HMDA, 2025 - Banks and savings institutions made 96 of the loans, credit unions 10, and non-banks 109. HMDA, 2025 - The five most active lenders made 34.4% of the loans. HMDA, 2025 - The three most active lenders were RF Renovo Management Company, LLC with 34, The Park National Bank with 13, and Bellwether Enterprise Real Estate Capital, LLC with 10. HMDA, 2025 - 26 of the 63 lenders are based in Ohio. The rest are based elsewhere, most often in Indiana, California and Pennsylvania. HMDA, 2025 - The most common property size was 5 to 24 units, with 124 loans. HMDA, 2025 - 3 counties in the metro area have loans on record, and Montgomery County, OH has the most, with 166. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in the Dayton, OH metro area **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.