---
title: Multifamily Lenders in Lake County, FL: 18 Made Loans in 2024-25
url: https://lender.report/lenders-in/florida/lake-county/
license: https://lender.report/license/
---

County · FL

# Multifamily lenders in Lake County, FL

18 lenders made 30 multifamily loans in Lake County, FL in 2024 and 2025, $194.9M in all. Arbor Realty Trust, Inc. made the most, with 5. The typical loan was about $2.4M. The county is part of the Orlando, FL metro area.

**Evidence**
Multifamily loans placed in the county, HMDA

**Data as of**
HMDA 2025

**Page last changed**
November 11, 2026

**Lenders on record**
18

HMDA, 2025

**Multifamily loans, 2024-25**
30

HMDA, 2025

Manufactured-home parks excluded

**Dollars**
$195M

HMDA, 2025

**Typical loan**
$2.4M

HMDA, 2025

Cite this

Source: The Lender Report, Multifamily lenders in Lake County, FL, https://lender.report/lenders-in/florida/lake-county/, data as of December 31, 2025.

## Describe a deal in Lake County, FL

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show multifamily loans in Lake County, FL](https://lender.report/comps/?lane=multifamily&state=FL&county=12069)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
| --- | --- | --- | --- | --- | --- | --- | --- |
| [Arbor Realty Trust, Inc.](https://lender.report/lender/arbor-realty-trust-ny/) [multifamily record](https://lender.report/lender/arbor-realty-trust-ny/multifamily/) | Non-bank | Uniondale, NY | 5 | $17.4M | 0 | 5 | $2.4M |
| [KeyBank National Association](https://lender.report/lender/keybank-oh/) [multifamily record](https://lender.report/lender/keybank-oh/multifamily/) | Bank | Cleveland, OH | 3 | $10.1M | 0 | 3 | $2.7M |
| [United Southern Bank](https://lender.report/lender/united-southern-bank-fl/) [multifamily record](https://lender.report/lender/united-southern-bank-fl/multifamily/) | Bank | Umatilla, FL | 3 | $1.30M | 2 | 1 | $400K |
| [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 2 | $35.7M | 1 | 1 | $32M |
| [Stride Bank, National Association](https://lender.report/lender/stride-bank-ok/) [multifamily record](https://lender.report/lender/stride-bank-ok/multifamily/) | Bank | Enid, OK | 2 | $20.3M | 2 | 0 | $12M |
| [Brightstar Credit Union](https://lender.report/lender/brightstar-credit-union-fl/) [multifamily record](https://lender.report/lender/brightstar-credit-union-fl/multifamily/) | Credit union | Fort Lauderdale, FL | 2 | $2.54M | 2 | 0 | $1.9M |
| [SouthState Bank, National Association](https://lender.report/lender/southstate-bank-fl/) [multifamily record](https://lender.report/lender/southstate-bank-fl/multifamily/) | Bank | Winter Haven, FL | 2 | $1.80M | 1 | 1 | $1.3M |
| [Nationwide Life Insurance Company](https://lender.report/lender/nationwide-life-insurance-oh/) [multifamily record](https://lender.report/lender/nationwide-life-insurance-oh/multifamily/) | Non-bank | Columbus, OH | 1 | $39.0M | 1 | 0 | $39M |
| [Truist Bank](https://lender.report/lender/truist-bank-nc/) [multifamily record](https://lender.report/lender/truist-bank-nc/multifamily/) | Bank | Charlotte, NC | 1 | $39.0M | 1 | 0 | $39M |
| [Flagstar Bank, National Association](https://lender.report/lender/flagstar-bank-ny/) [multifamily record](https://lender.report/lender/flagstar-bank-ny/multifamily/) | Bank | Hicksville, NY | 1 | $13.0M | 1 | 0 | $13M |
| [ConnectOne Bank](https://lender.report/lender/connectone-bank-nj/) [multifamily record](https://lender.report/lender/connectone-bank-nj/multifamily/) | Bank | Englewood Cliffs, NJ | 1 | $4.70M | 1 | 0 | $4.7M |
| [Barwick Banking Company](https://lender.report/lender/barwick-banking-ga/) [multifamily record](https://lender.report/lender/barwick-banking-ga/multifamily/) | Bank | Barwick, GA | 1 | $3.10M | 1 | 0 | $3.1M |
| [Bellwether Enterprise Real Estate Capital, LLC](https://lender.report/lender/bellwether-enterprise-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/bellwether-enterprise-real-estate-capital-oh/multifamily/) | Non-bank | Cleveland, OH | 1 | $2.20M | 0 | 1 | $2.2M |
| [Lima One Capital, LLC](https://lender.report/lender/lima-one-capital-sc/) [multifamily record](https://lender.report/lender/lima-one-capital-sc/multifamily/) | Non-bank | Greenville, SC | 1 | $1.60M | 0 | 1 | $1.6M |
| [LendingOne LLC](https://lender.report/lender/lendingone-fl/) [multifamily record](https://lender.report/lender/lendingone-fl/multifamily/) | Non-bank | Boca Raton, FL | 1 | $1.20M | 1 | 0 | $1.2M |
| [First Southern Bank](https://lender.report/lender/first-southern-bank-al/) | Bank | Florence, AL | 1 | $880K | 0 | 1 | $880K |
| [Mainstreet Community Bank of Florida](https://lender.report/lender/mainstreet-community-bank-of-florida-fl/) [multifamily record](https://lender.report/lender/mainstreet-community-bank-of-florida-fl/multifamily/) | Bank | Deland, FL | 1 | $880K | 0 | 1 | $880K |
| [U. S. Century Bank](https://lender.report/lender/u-s-century-bank-fl/) [multifamily record](https://lender.report/lender/u-s-century-bank-fl/multifamily/) | Bank | Doral, FL | 1 | $800K | 0 | 1 | $800K |

HMDA, 2025

[Check a deal in Lake County, FL in Loan Comps](https://lender.report/comps/?lane=multifamily&state=FL&county=12069)

| Loan size | Loans | Lenders |
| --- | --- | --- |
| Under $1M | 8 | 6 |
| $1M to $2.5M | 8 | 6 |
| $2.5M to $5M | 7 | 5 |
| $5M to $10M | 2 | 2 |
| $10M or more | 5 | 5 |

HMDA, 2025

- Lenders made 30 multifamily loans totaling $194.9M in Lake County, FL in 2024 and 2025. HMDA, 2025
- 14 of the loans were made in 2025 and 16 in 2024. HMDA, 2025
- The typical loan in Lake County, FL was about $2.4M, with the middle half between $880K and $4.8M. HMDA, 2025
- 8 of the loans were under $1M, and 7 were $5M or more. HMDA, 2025
- Lenders reported a median rate of 6.50% on 21 loans in Lake County, FL, with the middle half between 5.84% and 6.63%. HMDA, 2025
- The median term was 10 years. HMDA, 2025
- The median loan to value was 65%. HMDA, 2025
- 52% of the loans were refinancings and 45% were purchases. HMDA, 2025
- Banks and savings institutions made 17 of the loans, credit unions 2, and non-banks 11. HMDA, 2025
- The five most active lenders made 50.0% of the loans. HMDA, 2025
- The three most active lenders were Arbor Realty Trust, Inc. with 5, KeyBank National Association with 3, and United Southern Bank with 3. HMDA, 2025
- 6 of the 18 lenders are based in Florida. The rest are based elsewhere, most often in Ohio, New York and Alabama. HMDA, 2025
- The most common property size was 5 to 24 units, with 15 loans. HMDA, 2025
- Lake County, FL is part of the Orlando-Kissimmee-Sanford, FL metro area, which has its own page. OMB metro list, 2025

## How this list is defined

**Measure**
Multifamily loans made in Lake County, FL

**Period**
2024 and 2025

**Formula**
Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.

**Order**
Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.

**As of**
2025

**Source**
[HMDA](https://ffiec.cfpb.gov/data-browser/)

**Changelog**
November 12, 2026: First published, with the data built on this date.

## What we don't know

- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
