--- title: Multifamily Lenders in Champaign County, IL: 31 Made Loans url: https://lender.report/lenders-in/illinois/champaign-county/ license: https://lender.report/license/ --- County ยท IL # Multifamily lenders in Champaign County, IL 31 lenders made 162 multifamily loans in Champaign County, IL in 2024 and 2025, $517.9M in all. Longview Bank made the most, with 17. The typical loan was about $720K. The county is part of the Champaign, IL metro area. **Evidence** Multifamily loans placed in the county, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 31 HMDA, 2025 **Multifamily loans, 2024-25** 162 HMDA, 2025 Manufactured-home parks excluded **Dollars** $518M HMDA, 2025 **Typical loan** $720K HMDA, 2025 Cite this Source: The Lender Report, Multifamily lenders in Champaign County, IL, https://lender.report/lenders-in/illinois/champaign-county/, data as of December 31, 2025. ## Describe a deal in Champaign County, IL See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show multifamily loans in Champaign County, IL](https://lender.report/comps/?lane=multifamily&state=IL&county=17019)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan | | --- | --- | --- | --- | --- | --- | --- | --- | | [Longview Bank](https://lender.report/lender/longview-bank-il/) [multifamily record](https://lender.report/lender/longview-bank-il/multifamily/) | Bank | Ogden, IL | 17 | $33.4M | 8 | 9 | $1M | | [First State Bank and Trust](https://lender.report/lender/first-state-bank-and-trust-il/) [multifamily record](https://lender.report/lender/first-state-bank-and-trust-il/multifamily/) | Bank | Monticello, IL | 12 | $6.97M | 8 | 4 | $300K | | [Hickory Point Bank and Trust](https://lender.report/lender/hickory-point-bank-and-trust-il/) [multifamily record](https://lender.report/lender/hickory-point-bank-and-trust-il/multifamily/) | Bank | Decatur, IL | 11 | $31.5M | 6 | 5 | $1M | | [BankChampaign, National Association](https://lender.report/lender/bankchampaign-il/) [multifamily record](https://lender.report/lender/bankchampaign-il/multifamily/) | Bank | Champaign, IL | 11 | $16.8M | 5 | 6 | $1.2M | | [Morton Community Bank](https://lender.report/lender/morton-community-bank-il/) [multifamily record](https://lender.report/lender/morton-community-bank-il/multifamily/) | Bank | Morton, IL | 10 | $32.2M | 3 | 7 | $2.6M | | [Prairie State Bank and Trust](https://lender.report/lender/prairie-state-bank-and-trust-il/) [multifamily record](https://lender.report/lender/prairie-state-bank-and-trust-il/multifamily/) | Bank | Springfield, IL | 10 | $11.3M | 6 | 4 | $540K | | [Bank of Springfield](https://lender.report/lender/bank-of-springfield-il/) [multifamily record](https://lender.report/lender/bank-of-springfield-il/multifamily/) | Bank | Springfield, IL | 10 | $7.25M | 6 | 4 | $760K | | [INB, National Association](https://lender.report/lender/inb-il/) [multifamily record](https://lender.report/lender/inb-il/multifamily/) | Bank | Springfield, IL | 9 | $14.9M | 6 | 3 | $740K | | [First Federal Savings Bank of Champaign Urbana](https://lender.report/lender/first-federal-savings-bank-of-champaign-urbana-il/) [multifamily record](https://lender.report/lender/first-federal-savings-bank-of-champaign-urbana-il/multifamily/) | Savings | Champaign, IL | 8 | $2.96M | 2 | 6 | $300K | | [First Mid Bank & Trust, National Association](https://lender.report/lender/first-mid-bank-and-trust-il/) [multifamily record](https://lender.report/lender/first-mid-bank-and-trust-il/multifamily/) | Bank | Mattoon, IL | 5 | $26.3M | 5 | 0 | $1.1M | | [The Fisher National Bank](https://lender.report/lender/fisher-national-bank-il/) [multifamily record](https://lender.report/lender/fisher-national-bank-il/multifamily/) | Bank | Fisher, IL | 5 | $2.42M | 4 | 1 | $420K | | [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) [multifamily record](https://lender.report/lender/pnc-bank-de/multifamily/) | Bank | Wilmington, DE | 4 | $71.9M | 3 | 1 | $29M | | [First State Bank of Forrest](https://lender.report/lender/first-state-bank-of-forrest-il/) [multifamily record](https://lender.report/lender/first-state-bank-of-forrest-il/multifamily/) | Bank | Forrest, IL | 4 | $1.84M | 4 | 0 | $360K | | [Old National Bank](https://lender.report/lender/old-national-bank-in/) [multifamily record](https://lender.report/lender/old-national-bank-in/multifamily/) | Bank | Evansville, IN | 3 | $19.1M | 1 | 2 | $2.4M | | [First State Bank](https://lender.report/lender/first-state-bank-il/) [multifamily record](https://lender.report/lender/first-state-bank-il/multifamily/) | Bank | Mendota, IL | 3 | $5.26M | 1 | 2 | $620K | | [Prospect Bank](https://lender.report/lender/prospect-bank-il/) [multifamily record](https://lender.report/lender/prospect-bank-il/multifamily/) | Bank | Paris, IL | 3 | $2.86M | 1 | 2 | $360K | | [PGIM Real Estate Finance, LLC](https://lender.report/lender/pgim-real-estate-finance-tx/) [multifamily record](https://lender.report/lender/pgim-real-estate-finance-tx/multifamily/) | Non-bank | Dallas, TX | 2 | $73.0M | 1 | 1 | $37M | | [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 2 | $41.0M | 2 | 0 | $24M | | [Everwise Credit Union](https://lender.report/lender/everwise-credit-union-in/) [multifamily record](https://lender.report/lender/everwise-credit-union-in/multifamily/) | Credit union | South Bend, IN | 2 | $22.3M | 0 | 2 | $14M | | [Busey Bank](https://lender.report/lender/busey-bank-il/) [multifamily record](https://lender.report/lender/busey-bank-il/multifamily/) | Bank | Champaign, IL | 2 | $18.9M | 2 | 0 | $13M | | [Citizens Equity First Credit Union](https://lender.report/lender/citizens-equity-first-credit-union-il/) [multifamily record](https://lender.report/lender/citizens-equity-first-credit-union-il/multifamily/) | Credit union | Peoria, IL | 2 | $880K | 2 | 0 | $480K | | [Heartland Bank and Trust Company](https://lender.report/lender/heartland-bank-and-trust-il/) [multifamily record](https://lender.report/lender/heartland-bank-and-trust-il/multifamily/) | Bank | Bloomington, IL | 2 | $840K | 2 | 0 | $500K | | [Fortress Bank](https://lender.report/lender/fortress-bank-il/) [multifamily record](https://lender.report/lender/fortress-bank-il/multifamily/) | Bank | Peoria, IL | 1 | $20.0M | 0 | 1 | $20M | | [Lument Real Estate Capital](https://lender.report/lender/lument-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/lument-real-estate-capital-oh/multifamily/) | Non-bank | Columbus, OH | 1 | $17.0M | 1 | 0 | $17M | | [American Bank of Freedom](https://lender.report/lender/american-bank-of-freedom-mo/) [multifamily record](https://lender.report/lender/american-bank-of-freedom-mo/multifamily/) | Bank | Wellsville, MO | 1 | $13.0M | 1 | 0 | $13M | | [Baxter Credit Union](https://lender.report/lender/baxter-credit-union-il/) [multifamily record](https://lender.report/lender/baxter-credit-union-il/multifamily/) | Credit union | Vernon Hills, IL | 1 | $7.40M | 1 | 0 | $7.4M | | [Merchants Bank of Indiana](https://lender.report/lender/merchants-bank-of-indiana-in/) [multifamily record](https://lender.report/lender/merchants-bank-of-indiana-in/multifamily/) | Bank | Carmel, IN | 1 | $4.90M | 1 | 0 | $4.9M | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [multifamily record](https://lender.report/lender/u-s-bank-oh/multifamily/) | Bank | Cincinnati, OH | 1 | $4.60M | 1 | 0 | $4.6M | | [Great Midwest Bank, S.S.B.](https://lender.report/lender/great-midwest-bank-s-s-b-wi/) [multifamily record](https://lender.report/lender/great-midwest-bank-s-s-b-wi/multifamily/) | Savings | Brookfield, WI | 1 | $2.10M | 0 | 1 | $2.1M | | [Midland States Bank](https://lender.report/lender/midland-states-bank-il/) [multifamily record](https://lender.report/lender/midland-states-bank-il/multifamily/) | Bank | Effingham, IL | 1 | $820K | 1 | 0 | $820K | HMDA, 2025 [Check a deal in Champaign County, IL in Loan Comps](https://lender.report/comps/?lane=multifamily&state=IL&county=17019) | Loan size | Loans | Lenders | | --- | --- | --- | | Under $1M | 97 | 19 | | $1M to $2.5M | 24 | 12 | | $2.5M to $5M | 17 | 10 | | $5M to $10M | 10 | 7 | | $10M or more | 14 | 11 | HMDA, 2025 - Lenders made 162 multifamily loans totaling $517.9M in Champaign County, IL in 2024 and 2025. HMDA, 2025 - 16 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA, 2025 - 90 of the loans were made in 2025 and 72 in 2024. HMDA, 2025 - The typical loan in Champaign County, IL was about $720K, with the middle half between $340K and $2.5M. HMDA, 2025 - 97 of the loans were under $1M, and 24 were $5M or more. HMDA, 2025 - Lenders reported a median rate of 6.75% on 75 loans in Champaign County, IL, with the middle half between 6.20% and 7.00%. HMDA, 2025 - The median term was 5 years. HMDA, 2025 - The median loan to value was 70%. HMDA, 2025 - 51% of the loans were refinancings and 46% were purchases. HMDA, 2025 - Banks and savings institutions made 136 of the loans, credit unions 5, and non-banks 5. HMDA, 2025 - The five most active lenders made 37.7% of the loans. HMDA, 2025 - The three most active lenders were Longview Bank with 17, First State Bank and Trust with 12, and Hickory Point Bank and Trust with 11. HMDA, 2025 - 20 of the 31 lenders are based in Illinois. The rest are based elsewhere, most often in Indiana, Ohio and Delaware. HMDA, 2025 - The most common property size was 5 to 24 units, with 115 loans. HMDA, 2025 - Champaign County, IL is part of the Champaign-Urbana, IL metro area, which has its own page. OMB metro list, 2025 ## How this list is defined **Measure** Multifamily loans made in Champaign County, IL **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.