--- title: Multifamily Lenders in McHenry County, IL: 22 Made Loans url: https://lender.report/lenders-in/illinois/mchenry-county/ license: https://lender.report/license/ --- County ยท IL # Multifamily lenders in McHenry County, IL 22 lenders made 47 multifamily loans in McHenry County, IL in 2024 and 2025, $444.6M in all. Home State Bank, National Association made the most, with 13. The typical loan was about $960K. The county is part of the Chicago, IL metro area. **Evidence** Multifamily loans placed in the county, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 22 HMDA, 2025 **Multifamily loans, 2024-25** 47 HMDA, 2025 Manufactured-home parks excluded **Dollars** $445M HMDA, 2025 **Typical loan** $960K HMDA, 2025 Cite this Source: The Lender Report, Multifamily lenders in McHenry County, IL, https://lender.report/lenders-in/illinois/mchenry-county/, data as of December 31, 2025. ## Describe a deal in McHenry County, IL See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show multifamily loans in McHenry County, IL](https://lender.report/comps/?lane=multifamily&state=IL&county=17111)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan | | --- | --- | --- | --- | --- | --- | --- | --- | | [Home State Bank, National Association](https://lender.report/lender/home-state-bank-il/) [multifamily record](https://lender.report/lender/home-state-bank-il/multifamily/) | Bank | Crystal Lake, IL | 13 | $7.77M | 9 | 4 | $580K | | [JLL Real Estate Capital, LLC](https://lender.report/lender/jll-real-estate-capital-mn/) [multifamily record](https://lender.report/lender/jll-real-estate-capital-mn/multifamily/) | Non-bank | St. Paul, MN | 7 | $220M | 7 | 0 | $31M | | [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 4 | $12.2M | 0 | 4 | $3.6M | | [Prairie Community Bank](https://lender.report/lender/prairie-community-bank-il/) [multifamily record](https://lender.report/lender/prairie-community-bank-il/multifamily/) | Bank | Marengo, IL | 3 | $1.62M | 0 | 3 | $280K | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [multifamily record](https://lender.report/lender/u-s-bank-oh/multifamily/) | Bank | Cincinnati, OH | 2 | $1.26M | 2 | 0 | $640K | | [American Community Bank & Trust](https://lender.report/lender/american-community-bank-and-trust-il/) [multifamily record](https://lender.report/lender/american-community-bank-and-trust-il/multifamily/) | Bank | Woodstock, IL | 2 | $535K | 1 | 1 | $460K | | [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) [multifamily record](https://lender.report/lender/pnc-bank-de/multifamily/) | Bank | Wilmington, DE | 1 | $44.0M | 1 | 0 | $44M | | [M&T Realty Capital Corporation](https://lender.report/lender/m-and-t-realty-capital-ny/) [multifamily record](https://lender.report/lender/m-and-t-realty-capital-ny/multifamily/) | Non-bank | Buffalo, NY | 1 | $36.0M | 1 | 0 | $36M | | [Lument Structured Finance LLC](https://lender.report/lender/lument-structured-finance-oh/) [multifamily record](https://lender.report/lender/lument-structured-finance-oh/multifamily/) | Non-bank | Columbus, OH | 1 | $32.0M | 1 | 0 | $32M | | [Associated Bank, National Association](https://lender.report/lender/associated-bank-wi/) [multifamily record](https://lender.report/lender/associated-bank-wi/multifamily/) | Bank | Green Bay, WI | 1 | $26.0M | 0 | 1 | $26M | | [The Farmers National Bank of Canfield](https://lender.report/lender/farmers-national-bank-of-canfield-oh/) [multifamily record](https://lender.report/lender/farmers-national-bank-of-canfield-oh/multifamily/) | Bank | Canfield, OH | 1 | $20.0M | 1 | 0 | $20M | | [First Financial Bank](https://lender.report/lender/first-financial-bank-oh/) [multifamily record](https://lender.report/lender/first-financial-bank-oh/multifamily/) | Bank | Cincinnati, OH | 1 | $18.0M | 0 | 1 | $18M | | [Merchants Capital Corp.](https://lender.report/lender/merchants-capital-in/) [multifamily record](https://lender.report/lender/merchants-capital-in/multifamily/) | Non-bank | Carmel, IN | 1 | $14.0M | 0 | 1 | $14M | | [First National Bank of Omaha](https://lender.report/lender/first-national-bank-of-omaha-ne/) [multifamily record](https://lender.report/lender/first-national-bank-of-omaha-ne/multifamily/) | Bank | Omaha, NE | 1 | $5.40M | 1 | 0 | $5.4M | | [Greystone Servicing Corporation, Inc.](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/) [multifamily record](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/multifamily/) | Non-bank | Memphis, TN | 1 | $4.80M | 0 | 1 | $4.8M | | [State Bank of the Lakes, National Association](https://lender.report/lender/state-bank-of-the-lakes-il/) [multifamily record](https://lender.report/lender/state-bank-of-the-lakes-il/multifamily/) | Bank | Antioch, IL | 1 | $700K | 1 | 0 | $700K | | [First National Bank of Brookfield](https://lender.report/lender/first-national-bank-of-brookfield-il/) [multifamily record](https://lender.report/lender/first-national-bank-of-brookfield-il/multifamily/) | Bank | Brookfield, IL | 1 | $660K | 1 | 0 | $660K | | [Libertyville Bank & Trust Company, National Association](https://lender.report/lender/libertyville-bank-and-trust-il/) [multifamily record](https://lender.report/lender/libertyville-bank-and-trust-il/multifamily/) | Bank | Libertyville, IL | 1 | $660K | 0 | 1 | $660K | | [Numark Credit Union](https://lender.report/lender/numark-credit-union-il/) [multifamily record](https://lender.report/lender/numark-credit-union-il/multifamily/) | Credit union | Joliet, IL | 1 | $560K | 1 | 0 | $560K | | [American Commercial Bank & Trust, National Association](https://lender.report/lender/american-commercial-bank-and-trust-il/) [multifamily record](https://lender.report/lender/american-commercial-bank-and-trust-il/multifamily/) | Bank | Ottawa, IL | 1 | $280K | 0 | 1 | $280K | | [First Secure Bank and Trust Co.](https://lender.report/lender/first-secure-bank-and-trust-il/) [multifamily record](https://lender.report/lender/first-secure-bank-and-trust-il/multifamily/) | Bank | Palos Hills, IL | 1 | $65.0K | 1 | 0 | $65K | | [The Harvard State Bank](https://lender.report/lender/harvard-state-bank-il/) | Bank | Harvard, IL | 1 | $25.0K | 0 | 1 | $25K | HMDA, 2025 [Check a deal in McHenry County, IL in Loan Comps](https://lender.report/comps/?lane=multifamily&state=IL&county=17111) | Loan size | Loans | Lenders | | --- | --- | --- | | Under $1M | 24 | 11 | | $1M to $2.5M | 5 | 3 | | $2.5M to $5M | 2 | 2 | | $5M to $10M | 2 | 2 | | $10M or more | 14 | 8 | HMDA, 2025 - Lenders made 47 multifamily loans totaling $444.6M in McHenry County, IL in 2024 and 2025. HMDA, 2025 - 28 of the loans were made in 2025 and 19 in 2024. HMDA, 2025 - The typical loan in McHenry County, IL was about $960K, with the middle half between $460K and $20M. HMDA, 2025 - 24 of the loans were under $1M, and 16 were $5M or more. HMDA, 2025 - Lenders reported a median rate of 6.50% on 35 loans in McHenry County, IL, with the middle half between 5.13% and 6.80%. HMDA, 2025 - The median term was 5 years. HMDA, 2025 - The median loan to value was 62%. HMDA, 2025 - 66% of the loans were refinancings and 34% were purchases. HMDA, 2025 - Banks and savings institutions made 31 of the loans, credit unions 1, and non-banks 15. HMDA, 2025 - The five most active lenders made 61.7% of the loans. HMDA, 2025 - The three most active lenders were Home State Bank, National Association with 13, JLL Real Estate Capital, LLC with 7, and Walker & Dunlop, LLC with 4. HMDA, 2025 - 10 of the 22 lenders are based in Illinois. The rest are based elsewhere, most often in Ohio, Delaware and Indiana. HMDA, 2025 - The most common property size was 5 to 24 units, with 27 loans. HMDA, 2025 - McHenry County, IL is part of the Chicago-Naperville-Schaumburg, IL metro area, which has its own page. OMB metro list, 2025 ## How this list is defined **Measure** Multifamily loans made in McHenry County, IL **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.