---
title: Lenders in Iowa: 309 Banks, Credit Unions and Others
url: https://lender.report/lenders-in/iowa/
license: https://lender.report/license/
---

State

# Lenders in Iowa

309 lenders are based in Iowa, holding $61.1B of commercial loans at June 30, 2026. Bankers Trust Company holds the largest commercial book here. Pick a kind of lending below to see who does it in Iowa.

**Data as of**
June 30, 2026

**Page last changed**
November 11, 2026

**Lenders based here**
309

FDIC institution record, Jun 30, 2026

**Commercial book held**
$61.1B

FDIC call report, Jun 30, 2026

+2.7% from a year earlier, 285 of 309 lenders

**Multifamily loans, 2025**
1,091

HMDA, 2025

+19.6% from 2024

**SBA 7(a) loans, 36 months**
1,052

SBA FOIA, Sep 30, 2026

Cite this

Source: The Lender Report, Lenders in Iowa, https://lender.report/lenders-in/iowa/, data as of June 30, 2026.

## Describe a deal in Iowa

This page lists who is based here. Loan Comps shows who has made a loan like yours, with the loans to prove it.

[Start with a deal in Iowa](https://lender.report/comps/?state=IA)[A lender in Iowa? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Commercial book | Total assets |
| --- | --- | --- | --- |
| [Bankers Trust Company](https://lender.report/lender/bankers-trust-ia/) | Bank | $4.96B | $7.83B |
| [Greenstate Credit Union](https://lender.report/lender/greenstate-credit-union-ia/) | Credit union | $2.72B | $10.9B |
| [West Bank](https://lender.report/lender/west-bank-ia/) | Bank | $2.69B | $4.03B |
| [Hills Bank and Trust Company](https://lender.report/lender/hills-bank-and-trust-ia/) | Bank | $2.04B | $4.79B |
| [Cedar Rapids Bank and Trust Company](https://lender.report/lender/cedar-rapids-bank-and-trust-ia/) | Bank | $1.78B | $2.90B |
| [Northwest Bank](https://lender.report/lender/northwest-bank-ia/) | Bank | $1.50B | $3.00B |
| [Central Bank](https://lender.report/lender/central-bank-ia/) | Bank | $1.44B | $2.29B |
| [Quad City Bank and Trust Company](https://lender.report/lender/quad-city-bank-and-trust-ia/) | Bank | $1.39B | $2.77B |
| [Bank Iowa](https://lender.report/lender/bank-iowa-ia/) | Bank | $1.32B | $2.35B |
| [Luana Savings Bank](https://lender.report/lender/luana-savings-bank-ia/) | Bank | $1.18B | $2.34B |
| [Community State Bank](https://lender.report/lender/community-state-bank-ia-ankeny/) | Bank | $1.12B | $1.75B |
| [Fidelity Bank & Trust](https://lender.report/lender/fidelity-bank-and-trust-ia/) | Bank | $1.09B | $2.60B |
| [United Bank of Iowa](https://lender.report/lender/united-bank-of-iowa-ia/) | Bank | $967M | $2.50B |
| [First Citizens Bank](https://lender.report/lender/first-citizens-bank-ia/) | Bank | $944M | $1.80B |
| [Lincoln Savings Bank](https://lender.report/lender/lincoln-savings-bank-ia/) | Bank | $926M | $1.71B |

FDIC call report, Jun 30, 2026

| Lender | Based in | 2025 loans | 2025 dollars |
| --- | --- | --- | --- |
| [Hills Bank and Trust Company](https://lender.report/lender/hills-bank-and-trust-ia/) | Hills, IA | 102 | $115M |
| [Fidelity Bank & Trust](https://lender.report/lender/fidelity-bank-and-trust-ia/) | Dubuque, IA | 87 | $35.1M |
| [Dutrac Community Credit Union](https://lender.report/lender/dutrac-community-credit-union-ia/) | Dubuque, IA | 43 | $12.0M |
| [Luana Savings Bank](https://lender.report/lender/luana-savings-bank-ia/) | Luana, IA | 32 | $50.8M |
| [Bank Iowa](https://lender.report/lender/bank-iowa-ia/) | West Des Moines, IA | 31 | $79.3M |
| [Availa Bank](https://lender.report/lender/availa-bank-ia/) | Carroll, IA | 27 | $17.5M |
| [Farmers State Bank](https://lender.report/lender/farmers-state-bank-ia-waterloo/) | Waterloo, IA | 25 | $28.9M |
| [First National Bank, Ames, Iowa](https://lender.report/lender/first-national-bank-ames-iowa-ia/) | Ames, IA | 25 | $36.3M |
| [Cedar Rapids Bank and Trust Company](https://lender.report/lender/cedar-rapids-bank-and-trust-ia/) | Cedar Rapids, IA | 24 | $44.0M |
| [United Bank of Iowa](https://lender.report/lender/united-bank-of-iowa-ia/) | Ida Grove, IA | 21 | $3.73M |

HMDA, 2025

| Lender | Based in | Loans | Dollars |
| --- | --- | --- | --- |
| [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) | Cincinnati, OH | 199 | $26.7M |
| [Farmers State Bank](https://lender.report/lender/farmers-state-bank-ia-waterloo/) | Waterloo, IA | 41 | $13.0M |
| [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) | Columbus, OH | 40 | $18.7M |
| [Nicolet National Bank](https://lender.report/lender/nicolet-national-bank-wi/) | Green Bay, WI | 32 | $11.1M |
| [Newtek Bank, National Association](https://lender.report/lender/newtek-bank-fl/) | Miami, FL | 32 | $10.8M |
| [Northwest Bank](https://lender.report/lender/northwest-bank-ia/) | Spencer, IA | 31 | $12.0M |
| [Northeast Bank](https://lender.report/lender/northeast-bank-me/) | Portland, ME | 30 | $3.98M |
| [Readycap Lending, LLC](https://lender.report/lender/readycap-lending-nj/) | Berkeley Heights, NJ | 25 | $14.1M |
| [Live Oak Banking Company](https://lender.report/lender/live-oak-banking-nc/) | Wilmington, NC | 23 | $40.0M |
| [Lincoln Savings Bank](https://lender.report/lender/lincoln-savings-bank-ia/) | Reinbeck, IA | 21 | $8.48M |

SBA FOIA, Sep 30, 2026

- 309 lenders are based in Iowa: 223 banks, 2 savings institutions, 66 credit unions and 18 non-bank lenders. FDIC institution record, Jun 30, 2026
- Banks, savings institutions and credit unions based in Iowa report $163.5B in total assets. FDIC call report, Jun 30, 2026
- They hold $61.1B of commercial and commercial real estate loans, up 2.7% from a year earlier among the 285 of 309 with a comparable earlier filing. FDIC call report, Jun 30, 2026
- Lenders made 1,091 multifamily loans in Iowa in 2025 for $1.9B, versus 912 in 2024 (HMDA, manufactured-home parks excluded). HMDA, 2025
- Lenders recorded 1,052 SBA 7(a) loans for $460.1M in Iowa in the 36 months ending September 30, 2026. SBA FOIA, Sep 30, 2026
- Lenders made 5,883 1-4 unit investor or business-purpose loans in Iowa in 2025. HMDA, 2025
- Bankers Trust Company holds the largest commercial book of any lender based in Iowa, at $5B. FDIC call report, Jun 30, 2026
- Hills Bank and Trust Company made the most multifamily loans in Iowa in 2025, at 102. HMDA, 2025
- U.S. Bank National Association recorded the most SBA 7(a) loans in Iowa, at 199. SBA FOIA, Sep 30, 2026
- 11 kinds of lending have a page for Iowa, each with at least 10 lenders with in-state evidence. FDIC institution record, Jun 30, 2026

Lenders based here are those whose main office is in the state; balances are for the whole institution. HMDA and SBA figures count loans placed in the state, whoever made them. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
