--- title: Multifamily Lenders in Warren County, KY: 29 Made Loans url: https://lender.report/lenders-in/kentucky/warren-county/ license: https://lender.report/license/ --- County ยท KY # Multifamily lenders in Warren County, KY 29 lenders made 125 multifamily loans in Warren County, KY in 2024 and 2025, $460.3M in all. American Bank & Trust Company, Inc. made the most, with 24. The typical loan was about $960K. The county is part of the Bowling Green, KY metro area. **Evidence** Multifamily loans placed in the county, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 29 HMDA, 2025 **Multifamily loans, 2024-25** 125 HMDA, 2025 Manufactured-home parks excluded **Dollars** $460M HMDA, 2025 **Typical loan** $960K HMDA, 2025 Cite this Source: The Lender Report, Multifamily lenders in Warren County, KY, https://lender.report/lenders-in/kentucky/warren-county/, data as of December 31, 2025. ## Describe a deal in Warren County, KY See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show multifamily loans in Warren County, KY](https://lender.report/comps/?lane=multifamily&state=KY&county=21227)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan | | --- | --- | --- | --- | --- | --- | --- | --- | | [American Bank & Trust Company, Inc.](https://lender.report/lender/american-bank-and-trust-ky/) [multifamily record](https://lender.report/lender/american-bank-and-trust-ky/multifamily/) | Bank | Bowling Green, KY | 24 | $56.8M | 16 | 8 | $840K | | [German American Bank](https://lender.report/lender/german-american-bank-in/) [multifamily record](https://lender.report/lender/german-american-bank-in/multifamily/) | Bank | Jasper, IN | 12 | $15.8M | 5 | 7 | $860K | | [Farmers Bank and Trust Company](https://lender.report/lender/farmers-bank-and-trust-ky-marion/) [multifamily record](https://lender.report/lender/farmers-bank-and-trust-ky-marion/multifamily/) | Bank | Marion, KY | 12 | $12.3M | 2 | 10 | $1M | | [Independence Bank of Kentucky](https://lender.report/lender/independence-bank-of-kentucky-ky/) [multifamily record](https://lender.report/lender/independence-bank-of-kentucky-ky/multifamily/) | Bank | Owensboro, KY | 9 | $20.7M | 4 | 5 | $840K | | [South Central Bank, Inc.](https://lender.report/lender/south-central-bank-ky/) [multifamily record](https://lender.report/lender/south-central-bank-ky/multifamily/) | Bank | Glasgow, KY | 9 | $12.3M | 9 | 0 | $940K | | [Franklin Bank & Trust Company](https://lender.report/lender/franklin-bank-and-trust-ky/) [multifamily record](https://lender.report/lender/franklin-bank-and-trust-ky/multifamily/) | Bank | Franklin, KY | 8 | $17.3M | 4 | 4 | $920K | | [Edmonton State Bank](https://lender.report/lender/edmonton-state-bank-ky/) [multifamily record](https://lender.report/lender/edmonton-state-bank-ky/multifamily/) | Bank | Glasgow, KY | 7 | $12.1M | 2 | 5 | $1.1M | | [Bank of Edmonson County](https://lender.report/lender/bank-of-edmonson-county-ky/) [multifamily record](https://lender.report/lender/bank-of-edmonson-county-ky/multifamily/) | Bank | Brownsville, KY | 7 | $8.34M | 3 | 4 | $880K | | [First Southern National Bank](https://lender.report/lender/first-southern-national-bank-ky/) [multifamily record](https://lender.report/lender/first-southern-national-bank-ky/multifamily/) | Bank | Lancaster, KY | 7 | $6.84M | 1 | 6 | $940K | | [The Cecilian Bank](https://lender.report/lender/cecilian-bank-ky/) [multifamily record](https://lender.report/lender/cecilian-bank-ky/multifamily/) | Bank | Cecilia, KY | 4 | $8.56M | 3 | 1 | $2.4M | | [FirstBank](https://lender.report/lender/firstbank-tn/) [multifamily record](https://lender.report/lender/firstbank-tn/multifamily/) | Bank | Nashville, TN | 3 | $6.96M | 3 | 0 | $2.3M | | [First Financial Bank, National Association](https://lender.report/lender/first-financial-bank-in/) [multifamily record](https://lender.report/lender/first-financial-bank-in/multifamily/) | Bank | Terre Haute, IN | 3 | $5.76M | 0 | 3 | $1.4M | | [Lument Real Estate Capital](https://lender.report/lender/lument-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/lument-real-estate-capital-oh/multifamily/) | Non-bank | Columbus, OH | 2 | $85.0M | 1 | 1 | $57M | | [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) [multifamily record](https://lender.report/lender/pnc-bank-de/multifamily/) | Bank | Wilmington, DE | 2 | $50.0M | 2 | 0 | $38M | | [Commonwealth Credit Union](https://lender.report/lender/commonwealth-credit-union-ky/) [multifamily record](https://lender.report/lender/commonwealth-credit-union-ky/multifamily/) | Credit union | Frankfort, KY | 2 | $3.60M | 2 | 0 | $2.4M | | [Stock Yards Bank & Trust Company](https://lender.report/lender/stock-yards-bank-and-trust-ky/) [multifamily record](https://lender.report/lender/stock-yards-bank-and-trust-ky/multifamily/) | Bank | Louisville, KY | 1 | $55.0M | 0 | 1 | $55M | | [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 1 | $42.0M | 1 | 0 | $42M | | [Merchants Capital Corp.](https://lender.report/lender/merchants-capital-in/) [multifamily record](https://lender.report/lender/merchants-capital-in/multifamily/) | Non-bank | Carmel, IN | 1 | $14.0M | 0 | 1 | $14M | | [Arbor Realty Trust, Inc.](https://lender.report/lender/arbor-realty-trust-ny/) [multifamily record](https://lender.report/lender/arbor-realty-trust-ny/multifamily/) | Non-bank | Uniondale, NY | 1 | $6.30M | 1 | 0 | $6.3M | | [Greystone Servicing Corporation, Inc.](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/) [multifamily record](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/multifamily/) | Non-bank | Memphis, TN | 1 | $4.70M | 1 | 0 | $4.7M | | [The Monticello Banking Company](https://lender.report/lender/monticello-banking-ky/) [multifamily record](https://lender.report/lender/monticello-banking-ky/multifamily/) | Bank | Monticello, KY | 1 | $4.50M | 1 | 0 | $4.5M | | [Forcht Bank, National Association](https://lender.report/lender/forcht-bank-ky/) [multifamily record](https://lender.report/lender/forcht-bank-ky/multifamily/) | Bank | Lexington, KY | 1 | $2.70M | 1 | 0 | $2.7M | | [One Bank of Tennessee](https://lender.report/lender/one-bank-of-tennessee-tn/) [multifamily record](https://lender.report/lender/one-bank-of-tennessee-tn/multifamily/) | Bank | Cookeville, TN | 1 | $2.10M | 0 | 1 | $2.1M | | [The Park National Bank](https://lender.report/lender/park-national-bank-oh/) [multifamily record](https://lender.report/lender/park-national-bank-oh/multifamily/) | Bank | Newark, OH | 1 | $2.00M | 1 | 0 | $2M | | [Old National Bank](https://lender.report/lender/old-national-bank-in/) [multifamily record](https://lender.report/lender/old-national-bank-in/multifamily/) | Bank | Evansville, IN | 1 | $1.80M | 0 | 1 | $1.8M | | [Studio Bank](https://lender.report/lender/studio-bank-tn/) | Bank | Nashville, TN | 1 | $1.10M | 0 | 1 | $1.1M | | [Macon Bank and Trust Company](https://lender.report/lender/macon-bank-and-trust-tn/) [multifamily record](https://lender.report/lender/macon-bank-and-trust-tn/multifamily/) | Bank | Lafayette, TN | 1 | $800K | 1 | 0 | $800K | | [Morgantown Bank & Trust Company, Incorporated](https://lender.report/lender/morgantown-bank-and-trust-ky/) | Bank | Morgantown, KY | 1 | $680K | 0 | 1 | $680K | | [Pinnacle Bank](https://lender.report/lender/pinnacle-bank-tn/) [multifamily record](https://lender.report/lender/pinnacle-bank-tn/multifamily/) | Bank | Nashville, TN | 1 | $680K | 1 | 0 | $680K | HMDA, 2025 [Check a deal in Warren County, KY in Loan Comps](https://lender.report/comps/?lane=multifamily&state=KY&county=21227) | Loan size | Loans | Lenders | | --- | --- | --- | | Under $1M | 67 | 15 | | $1M to $2.5M | 31 | 16 | | $2.5M to $5M | 13 | 9 | | $5M to $10M | 4 | 4 | | $10M or more | 10 | 7 | HMDA, 2025 - Lenders made 125 multifamily loans totaling $460.3M in Warren County, KY in 2024 and 2025. HMDA, 2025 - 65 of the loans were made in 2025 and 60 in 2024. HMDA, 2025 - The typical loan in Warren County, KY was about $960K, with the middle half between $680K and $2.1M. HMDA, 2025 - 67 of the loans were under $1M, and 14 were $5M or more. HMDA, 2025 - Lenders reported a median rate of 7.06% on 69 loans in Warren County, KY, with the middle half between 6.75% and 7.50%. HMDA, 2025 - The median term was 5 years. HMDA, 2025 - The median loan to value was 75%. HMDA, 2025 - 29% of the loans were refinancings and 70% were purchases. HMDA, 2025 - Banks and savings institutions made 117 of the loans, credit unions 2, and non-banks 6. HMDA, 2025 - The five most active lenders made 52.8% of the loans. HMDA, 2025 - The three most active lenders were American Bank & Trust Company, Inc. with 24, German American Bank with 12, and Farmers Bank and Trust Company with 12. HMDA, 2025 - 14 of the 29 lenders are based in Kentucky. The rest are based elsewhere, most often in Tennessee, Indiana and Ohio. HMDA, 2025 - The most common property size was 5 to 24 units, with 90 loans. HMDA, 2025 - Warren County, KY is part of the Bowling Green, KY metro area, which has its own page. OMB metro list, 2025 ## How this list is defined **Measure** Multifamily loans made in Warren County, KY **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.