--- title: Lenders in Kiryas Joel, NY: 45 Made Multifamily Loans in 2024-25 url: https://lender.report/lenders-in/kiryas-joel-ny/ license: https://lender.report/license/ --- Metro area ยท NY # Lenders in Kiryas Joel, NY 45 lenders made 127 multifamily loans in the Kiryas Joel-Poughkeepsie-Newburgh, NY metro area in 2024 and 2025, $645.2M in all. Orange Bank & Trust Company made the most, with 15. The typical loan was about $1.5M. **Evidence** Multifamily loans placed in the metro area, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 45 HMDA, 2025 **Multifamily loans, 2024-25** 127 HMDA, 2025 Manufactured-home parks excluded **Dollars** $645M HMDA, 2025 **Typical loan** $1.5M HMDA, 2025 Cite this Source: The Lender Report, Lenders in Kiryas Joel, NY, https://lender.report/lenders-in/kiryas-joel-ny/, data as of December 31, 2025. ## Describe a deal in Kiryas Joel, NY This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it. [Start with a deal in Kiryas Joel, NY](https://lender.report/comps/?lane=multifamily&metro=28880)[A lender in Kiryas Joel, NY? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | | --- | --- | --- | --- | --- | --- | --- | | [Orange Bank & Trust Company](https://lender.report/lender/orange-bank-and-trust-ny/) [multifamily record](https://lender.report/lender/orange-bank-and-trust-ny/multifamily/) | Bank | Middletown, NY | 15 | $34.9M | 7 | 8 | | [Rhinebeck Bank](https://lender.report/lender/rhinebeck-bank-ny/) [multifamily record](https://lender.report/lender/rhinebeck-bank-ny/multifamily/) | Savings | Rhinebeck, NY | 11 | $27.1M | 4 | 7 | | [Hudson Valley Credit Union](https://lender.report/lender/hudson-valley-credit-union-ny/) [multifamily record](https://lender.report/lender/hudson-valley-credit-union-ny/multifamily/) | Credit union | Poughkeepsie, NY | 8 | $7.02M | 2 | 6 | | [NBT Bank, National Association](https://lender.report/lender/nbt-bank-ny/) [multifamily record](https://lender.report/lender/nbt-bank-ny/multifamily/) | Bank | Norwich, NY | 6 | $31.8M | 4 | 2 | | [Provident Bank](https://lender.report/lender/provident-bank-nj/) [multifamily record](https://lender.report/lender/provident-bank-nj/multifamily/) | Savings | Jersey City, NJ | 5 | $10.1M | 2 | 3 | | [Walden Savings Bank](https://lender.report/lender/walden-savings-bank-ny/) [multifamily record](https://lender.report/lender/walden-savings-bank-ny/multifamily/) | Savings | Montgomery, NY | 5 | $8.08M | 2 | 3 | | [TEG Credit Union](https://lender.report/lender/teg-credit-union-ny/) [multifamily record](https://lender.report/lender/teg-credit-union-ny/multifamily/) | Credit union | Poughkeepsie, NY | 5 | $1.82M | 1 | 4 | | [M&T Realty Capital Corporation](https://lender.report/lender/m-and-t-realty-capital-ny/) [multifamily record](https://lender.report/lender/m-and-t-realty-capital-ny/multifamily/) | Non-bank | Buffalo, NY | 4 | $162M | 3 | 1 | | [Rondout Savings Bank](https://lender.report/lender/rondout-savings-bank-ny/) [multifamily record](https://lender.report/lender/rondout-savings-bank-ny/multifamily/) | Savings | Kingston, NY | 4 | $6.32M | 3 | 1 | | [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) [multifamily record](https://lender.report/lender/rf-renovo-management-il/multifamily/) | Non-bank | Chicago, IL | 4 | $4.54M | 2 | 2 | | [Ulster Savings Bank](https://lender.report/lender/ulster-savings-bank-ny/) [multifamily record](https://lender.report/lender/ulster-savings-bank-ny/multifamily/) | Savings | Kingston, NY | 4 | $3.44M | 3 | 1 | | [Mid-Hudson Valley Credit Union](https://lender.report/lender/mid-hudson-valley-credit-union-ny/) [multifamily record](https://lender.report/lender/mid-hudson-valley-credit-union-ny/multifamily/) | Credit union | Kingston, NY | 4 | $3.10M | 3 | 1 | | [Greystone Servicing Corporation, Inc.](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/) [multifamily record](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/multifamily/) | Non-bank | Memphis, TN | 3 | $67.7M | 1 | 2 | | [Ice Lender Holdings LLC](https://lender.report/lender/ice-lender-holdings-ny/) [multifamily record](https://lender.report/lender/ice-lender-holdings-ny/multifamily/) | Non-bank | New York, NY | 3 | $12.3M | 2 | 1 | | [Tompkins Bank & Trust](https://lender.report/lender/tompkins-bank-and-trust-ny/) [multifamily record](https://lender.report/lender/tompkins-bank-and-trust-ny/multifamily/) | Bank | Ithaca, NY | 3 | $7.70M | 1 | 2 | HMDA, 2025 [All 45 lenders in Kiryas Joel, NY, by loan size](https://lender.report/multifamily-lenders/kiryas-joel-ny/) | County | Loans | Dollars | Lenders | | --- | --- | --- | --- | | [Orange County, NY](https://lender.report/lenders-in/new-york/orange-county/) | 65 | $238M | 33 | | [Dutchess County, NY](https://lender.report/lenders-in/new-york/dutchess-county/) | 61 | $406M | 25 | HMDA, 2025 A county is listed for a year only when the public file holds 5 or more multifamily loans there that year. | Loan size | Loans | | --- | --- | | Under $1M | 50 | | $1M to $2.5M | 29 | | $2.5M to $5M | 19 | | $5M to $10M | 13 | | $10M or more | 16 | HMDA, 2025 - Lenders made 127 multifamily loans totaling $645.2M in Kiryas Joel, NY in 2024 and 2025. HMDA, 2025 - 6 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA, 2025 - 63 of the loans were made in 2025 and 64 in 2024. HMDA, 2025 - The typical loan in Kiryas Joel, NY was about $1.5M, with the middle half between $680K and $3.4M. HMDA, 2025 - 50 of the loans were under $1M, and 29 were $5M or more. HMDA, 2025 - Lenders reported a median rate of 6.88% on 88 loans in Kiryas Joel, NY, with the middle half between 6.25% and 7.80%. HMDA, 2025 - The median term was 10 years. HMDA, 2025 - The median loan to value was 67%. HMDA, 2025 - 57% of the loans were refinancings and 42% were purchases. HMDA, 2025 - Banks and savings institutions made 68 of the loans, credit unions 18, and non-banks 35. HMDA, 2025 - The five most active lenders made 35.4% of the loans. HMDA, 2025 - The three most active lenders were Orange Bank & Trust Company with 15, Rhinebeck Bank with 11, and Hudson Valley Credit Union with 8. HMDA, 2025 - 21 of the 45 lenders are based in New York. The rest are based elsewhere, most often in California, New Jersey and Florida. HMDA, 2025 - The most common property size was 5 to 24 units, with 91 loans. HMDA, 2025 - 2 counties in the metro area have loans on record, and Orange County, NY has the most, with 65. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in the Kiryas Joel, NY metro area **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.