--- title: Lenders in Lebanon, PA: 14 Made Multifamily Loans in 2024-25 url: https://lender.report/lenders-in/lebanon-pa/ license: https://lender.report/license/ --- Metro area ยท PA # Lenders in Lebanon, PA 14 lenders made 44 multifamily loans in the Lebanon, PA metro area in 2024 and 2025, $92.6M in all. Bank of Bird-in-Hand made the most, with 16. The typical loan was about $520K. **Evidence** Multifamily loans placed in the metro area, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 14 HMDA, 2025 **Multifamily loans, 2024-25** 44 HMDA, 2025 Manufactured-home parks excluded **Dollars** $92.6M HMDA, 2025 **Typical loan** $520K HMDA, 2025 Cite this Source: The Lender Report, Lenders in Lebanon, PA, https://lender.report/lenders-in/lebanon-pa/, data as of December 31, 2025. ## Describe a deal in Lebanon, PA This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it. [Start with a deal in Lebanon, PA](https://lender.report/comps/?lane=multifamily&metro=30140)[A lender in Lebanon, PA? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | | --- | --- | --- | --- | --- | --- | --- | | [Bank of Bird-in-Hand](https://lender.report/lender/bank-of-bird-in-hand-pa/) [multifamily record](https://lender.report/lender/bank-of-bird-in-hand-pa/multifamily/) | Bank | Bird In Hand, PA | 16 | $7.72M | 6 | 10 | | [Jonestown Bank and Trust Company, of Jonestown, Pennsylvania](https://lender.report/lender/jonestown-bank-and-trust-company-of-jonestown-pennsylvania-pa/) [multifamily record](https://lender.report/lender/jonestown-bank-and-trust-company-of-jonestown-pennsylvania-pa/multifamily/) | Bank | Jonestown, PA | 9 | $5.20M | 5 | 4 | | [Univest Bank and Trust Co.](https://lender.report/lender/univest-bank-and-trust-pa/) [multifamily record](https://lender.report/lender/univest-bank-and-trust-pa/multifamily/) | Bank | Souderton, PA | 4 | $3.78M | 2 | 2 | | [Berkadia Commercial Mortgage](https://lender.report/lender/berkadia-commercial-mortgage-pa/) [multifamily record](https://lender.report/lender/berkadia-commercial-mortgage-pa/multifamily/) | Non-bank | Ambler, PA | 3 | $35.0M | 3 | 0 | | [Citizens & Northern Bank](https://lender.report/lender/citizens-and-northern-bank-pa/) [multifamily record](https://lender.report/lender/citizens-and-northern-bank-pa/multifamily/) | Bank | Wellsboro, PA | 2 | $4.80M | 1 | 1 | | [The Ephrata National Bank](https://lender.report/lender/ephrata-national-bank-pa/) [multifamily record](https://lender.report/lender/ephrata-national-bank-pa/multifamily/) | Bank | Ephrata, PA | 2 | $1.10M | 2 | 0 | | [Tompkins Bank & Trust](https://lender.report/lender/tompkins-bank-and-trust-ny/) [multifamily record](https://lender.report/lender/tompkins-bank-and-trust-ny/multifamily/) | Bank | Ithaca, NY | 1 | $16.0M | 1 | 0 | | [Lument Real Estate Capital](https://lender.report/lender/lument-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/lument-real-estate-capital-oh/multifamily/) | Non-bank | Columbus, OH | 1 | $14.0M | 0 | 1 | | [Peapack Private Bank & Trust](https://lender.report/lender/peapack-private-bank-and-trust-nj/) [multifamily record](https://lender.report/lender/peapack-private-bank-and-trust-nj/multifamily/) | Bank | Bedminster, NJ | 1 | $2.50M | 1 | 0 | | [Peoples Security Bank and Trust Company](https://lender.report/lender/peoples-security-bank-and-trust-pa/) [multifamily record](https://lender.report/lender/peoples-security-bank-and-trust-pa/multifamily/) | Bank | Dunmore, PA | 1 | $460K | 1 | 0 | | [S&T Bank](https://lender.report/lender/s-and-t-bank-pa/) [multifamily record](https://lender.report/lender/s-and-t-bank-pa/multifamily/) | Bank | Indiana, PA | 1 | $420K | 0 | 1 | | [First Citizens Community Bank](https://lender.report/lender/first-citizens-community-bank-pa/) [multifamily record](https://lender.report/lender/first-citizens-community-bank-pa/multifamily/) | Bank | Mansfield, PA | 1 | $320K | 1 | 0 | | [First National Bank of Pennsylvania](https://lender.report/lender/first-national-bank-of-pennsylvania-pa/) [multifamily record](https://lender.report/lender/first-national-bank-of-pennsylvania-pa/multifamily/) | Bank | Greenville, PA | 1 | $320K | 1 | 0 | | [First National Bank of America](https://lender.report/lender/first-national-bank-of-america-mi/) [multifamily record](https://lender.report/lender/first-national-bank-of-america-mi/multifamily/) | Bank | East Lansing, MI | 1 | $300K | 1 | 0 | HMDA, 2025 [All 14 lenders in Lebanon, PA, by loan size](https://lender.report/multifamily-lenders/lebanon-pa/) | County | Loans | Dollars | Lenders | | --- | --- | --- | --- | | [Lebanon County, PA](https://lender.report/lenders-in/pennsylvania/lebanon-county/) | 41 | $56.9M | 13 | HMDA, 2025 A county is listed for a year only when the public file holds 5 or more multifamily loans there that year. | Loan size | Loans | | --- | --- | | Under $1M | 34 | | $1M to $2.5M | 3 | | $2.5M to $5M | 2 | | $5M to $10M | 0 | | $10M or more | 5 | HMDA, 2025 - Lenders made 44 multifamily loans totaling $92.6M in Lebanon, PA in 2024 and 2025. HMDA, 2025 - 25 of the loans were made in 2025 and 19 in 2024. HMDA, 2025 - The typical loan in Lebanon, PA was about $520K, with the middle half between $400K and $880K. HMDA, 2025 - 34 of the loans were under $1M, and 5 were $5M or more. HMDA, 2025 - Lenders reported a median rate of 6.88% on 18 loans in Lebanon, PA, with the middle half between 6.25% and 7.36%. HMDA, 2025 - The median term was 10 years. HMDA, 2025 - The median loan to value was 70%. HMDA, 2025 - 32% of the loans were refinancings and 59% were purchases. HMDA, 2025 - Banks and savings institutions made 40 of the loans, credit unions 0, and non-banks 4. HMDA, 2025 - The five most active lenders made 77.3% of the loans. HMDA, 2025 - The three most active lenders were Bank of Bird-in-Hand with 16, Jonestown Bank and Trust Company, of Jonestown, Pennsylvania with 9, and Univest Bank and Trust Co. with 4. HMDA, 2025 - 10 of the 14 lenders are based in Pennsylvania. The rest are based elsewhere, most often in Michigan, New Jersey and New York. HMDA, 2025 - The most common property size was 5 to 24 units, with 37 loans. HMDA, 2025 - 1 county in the metro area has loans on record, and Lebanon County, PA has the most, with 41. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in the Lebanon, PA metro area **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.