--- title: Multifamily Lenders in Kennebec County, ME: 16 Made Loans url: https://lender.report/lenders-in/maine/kennebec-county/ license: https://lender.report/license/ --- County ยท ME # Multifamily lenders in Kennebec County, ME 16 lenders made 61 multifamily loans in Kennebec County, ME in 2024 and 2025, $39.5M in all. Maine State Credit Union made the most, with 15. The typical loan was about $360K. **Evidence** Multifamily loans placed in the county, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 16 HMDA, 2025 **Multifamily loans, 2024-25** 61 HMDA, 2025 Manufactured-home parks excluded **Dollars** $39.5M HMDA, 2025 **Typical loan** $360K HMDA, 2025 Cite this Source: The Lender Report, Multifamily lenders in Kennebec County, ME, https://lender.report/lenders-in/maine/kennebec-county/, data as of December 31, 2025. ## Describe a deal in Kennebec County, ME See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show multifamily loans in Kennebec County, ME](https://lender.report/comps/?lane=multifamily&state=ME&county=23011)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan | | --- | --- | --- | --- | --- | --- | --- | --- | | [Maine State Credit Union](https://lender.report/lender/maine-state-credit-union-me/) [multifamily record](https://lender.report/lender/maine-state-credit-union-me/multifamily/) | Credit union | Augusta, ME | 15 | $10.6M | 11 | 4 | $340K | | [Kennebec Savings Bank](https://lender.report/lender/kennebec-savings-bank-me/) [multifamily record](https://lender.report/lender/kennebec-savings-bank-me/multifamily/) | Savings | Augusta, ME | 8 | $5.14M | 5 | 3 | $340K | | [Bangor Savings Bank](https://lender.report/lender/bangor-savings-bank-me/) [multifamily record](https://lender.report/lender/bangor-savings-bank-me/multifamily/) | Savings | Bangor, ME | 7 | $6.06M | 4 | 3 | $400K | | [First National Bank](https://lender.report/lender/first-national-bank-me/) [multifamily record](https://lender.report/lender/first-national-bank-me/multifamily/) | Bank | Damariscotta, ME | 6 | $3.00M | 5 | 1 | $400K | | [Maine Community Bank](https://lender.report/lender/maine-community-bank-me/) [multifamily record](https://lender.report/lender/maine-community-bank-me/multifamily/) | Savings | Portland, ME | 5 | $2.70M | 2 | 3 | $440K | | [The Camden National Bank](https://lender.report/lender/camden-national-bank-me/) [multifamily record](https://lender.report/lender/camden-national-bank-me/multifamily/) | Bank | Camden, ME | 5 | $2.20M | 3 | 2 | $400K | | [Skowhegan Savings Bank](https://lender.report/lender/skowhegan-savings-bank-me/) [multifamily record](https://lender.report/lender/skowhegan-savings-bank-me/multifamily/) | Savings | Skowhegan, ME | 4 | $2.10M | 2 | 2 | $500K | | [Ancorum Credit Union](https://lender.report/lender/ancorum-credit-union-me/) [multifamily record](https://lender.report/lender/ancorum-credit-union-me/multifamily/) | Credit union | Bath, ME | 2 | $720K | 0 | 2 | $460K | | [Androscoggin Savings Bank](https://lender.report/lender/androscoggin-savings-bank-me/) [multifamily record](https://lender.report/lender/androscoggin-savings-bank-me/multifamily/) | Savings | Lewiston, ME | 2 | $620K | 2 | 0 | $340K | | [Service Credit Union](https://lender.report/lender/service-credit-union-nh/) [multifamily record](https://lender.report/lender/service-credit-union-nh/multifamily/) | Credit union | Portsmouth, NH | 1 | $3.40M | 0 | 1 | $3.4M | | [NBT Bank, National Association](https://lender.report/lender/nbt-bank-ny/) [multifamily record](https://lender.report/lender/nbt-bank-ny/multifamily/) | Bank | Norwich, NY | 1 | $1.30M | 1 | 0 | $1.3M | | [Machias Savings Bank](https://lender.report/lender/machias-savings-bank-me/) [multifamily record](https://lender.report/lender/machias-savings-bank-me/multifamily/) | Savings | Machias, ME | 1 | $820K | 0 | 1 | $820K | | [Atlantic Regional Credit Union](https://lender.report/lender/atlantic-regional-credit-union-me/) [multifamily record](https://lender.report/lender/atlantic-regional-credit-union-me/multifamily/) | Credit union | South Portland, ME | 1 | $360K | 0 | 1 | $360K | | [TD Bank, National Association](https://lender.report/lender/td-bank-de/) [multifamily record](https://lender.report/lender/td-bank-de/multifamily/) | Bank | Wilmington, DE | 1 | $180K | 0 | 1 | $180K | | [Katahdin Trust Company](https://lender.report/lender/katahdin-trust-me/) [multifamily record](https://lender.report/lender/katahdin-trust-me/multifamily/) | Bank | Patten, ME | 1 | $160K | 0 | 1 | $160K | | [Salem Five Cents Savings Bank](https://lender.report/lender/salem-five-cents-savings-bank-ma/) [multifamily record](https://lender.report/lender/salem-five-cents-savings-bank-ma/multifamily/) | Bank | Salem, MA | 1 | $65.0K | 1 | 0 | $65K | HMDA, 2025 [Check a deal in Kennebec County, ME in Loan Comps](https://lender.report/comps/?lane=multifamily&state=ME&county=23011) | Loan size | Loans | Lenders | | --- | --- | --- | | Under $1M | 48 | 14 | | $1M to $2.5M | 11 | 6 | | $2.5M to $5M | 2 | 2 | | $5M to $10M | 0 | 0 | | $10M or more | 0 | 0 | HMDA, 2025 - Lenders made 61 multifamily loans totaling $39.5M in Kennebec County, ME in 2024 and 2025. HMDA, 2025 - 36 of the loans were made in 2025 and 25 in 2024. HMDA, 2025 - The typical loan in Kennebec County, ME was about $360K, with the middle half between $260K and $840K. HMDA, 2025 - 48 of the loans were under $1M, and 0 were $5M or more. HMDA, 2025 - Lenders reported a median rate of 7.50% on 36 loans in Kennebec County, ME, with the middle half between 7.00% and 7.89%. HMDA, 2025 - The median term was 20 years. HMDA, 2025 - The median loan to value was 75%. HMDA, 2025 - 16% of the loans were refinancings and 74% were purchases. HMDA, 2025 - Banks and savings institutions made 42 of the loans, credit unions 19, and non-banks 0. HMDA, 2025 - The five most active lenders made 67.2% of the loans. HMDA, 2025 - The three most active lenders were Maine State Credit Union with 15, Kennebec Savings Bank with 8, and Bangor Savings Bank with 7. HMDA, 2025 - 12 of the 16 lenders are based in Maine. The rest are based elsewhere, most often in Delaware, Massachusetts and New Hampshire. HMDA, 2025 - The most common property size was 5 to 24 units, with 59 loans. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in Kennebec County, ME **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.