---
title: Lenders in Mississippi: 130 Banks, Credit Unions and Others
url: https://lender.report/lenders-in/mississippi/
license: https://lender.report/license/
---

State

# Lenders in Mississippi

130 lenders are based in Mississippi, holding $60.2B of commercial loans at June 30, 2026. Hancock Whitney Bank holds the largest commercial book here. Pick a kind of lending below to see who does it in Mississippi.

**Data as of**
June 30, 2026

**Page last changed**
November 11, 2026

**Lenders based here**
130

FDIC institution record, Jun 30, 2026

**Commercial book held**
$60.2B

FDIC call report, Jun 30, 2026

+6.6% from a year earlier, 108 of 130 lenders

**Multifamily loans, 2025**
356

HMDA, 2025

+26.2% from 2024

**SBA 7(a) loans, 36 months**
842

SBA FOIA, Sep 30, 2026

Cite this

Source: The Lender Report, Lenders in Mississippi, https://lender.report/lenders-in/mississippi/, data as of June 30, 2026.

## Describe a deal in Mississippi

This page lists who is based here. Loan Comps shows who has made a loan like yours, with the loans to prove it.

[Start with a deal in Mississippi](https://lender.report/comps/?state=MS)[A lender in Mississippi? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Commercial book | Total assets |
| --- | --- | --- | --- |
| [Hancock Whitney Bank](https://lender.report/lender/hancock-whitney-bank-ms/) | Bank | $16.8B | $36.3B |
| [Renasant Bank](https://lender.report/lender/renasant-bank-ms/) | Bank | $14.1B | $27.0B |
| [Trustmark Bank](https://lender.report/lender/trustmark-bank-ms/) | Bank | $8.70B | $19.2B |
| [BankPlus](https://lender.report/lender/bankplus-ms/) | Bank | $4.37B | $8.38B |
| [Community Bank of Mississippi](https://lender.report/lender/community-bank-of-mississippi-ms/) | Bank | $1.94B | $5.09B |
| [Guaranty Bank and Trust Company](https://lender.report/lender/guaranty-bank-and-trust-ms/) | Bank | $1.53B | $3.07B |
| [BankFirst Financial Services](https://lender.report/lender/bankfirst-financial-services-ms/) | Bank | $1.41B | $3.31B |
| [Planters Bank & Trust Company](https://lender.report/lender/planters-bank-and-trust-ms/) | Bank | $1.22B | $2.71B |
| [The Citizens National Bank of Meridian](https://lender.report/lender/citizens-national-bank-of-meridian-ms/) | Bank | $956M | $1.89B |
| [The Citizens Bank of Philadelphia, Mississippi](https://lender.report/lender/citizens-bank-of-philadelphia-mississippi-ms/) | Bank | $682M | $1.56B |
| [PriorityOne Bank](https://lender.report/lender/priorityone-bank-ms/) | Bank | $649M | $1.18B |
| [Story Bank DBA Story Financial Partners](https://lender.report/lender/story-bank-dba-story-financial-partners-ms/) | Bank | $589M | $1.01B |
| [TownBridge Bank](https://lender.report/lender/townbridge-bank-ms/) | Bank | $485M | $1.35B |
| [First Security Bank](https://lender.report/lender/first-security-bank-ms/) | Bank | $376M | $977M |
| [First State Bank](https://lender.report/lender/first-state-bank-ms/) | Bank | $364M | $952M |

FDIC call report, Jun 30, 2026

| Lender | Based in | 2025 loans | 2025 dollars |
| --- | --- | --- | --- |
| [Community Bank of Mississippi](https://lender.report/lender/community-bank-of-mississippi-ms/) | Flowood, MS | 61 | $24.2M |
| [BankPlus](https://lender.report/lender/bankplus-ms/) | Belzoni, MS | 26 | $25.6M |
| [Guaranty Bank and Trust Company](https://lender.report/lender/guaranty-bank-and-trust-ms/) | Belzoni, MS | 25 | $38.7M |
| [BankFirst Financial Services](https://lender.report/lender/bankfirst-financial-services-ms/) | Columbus, MS | 19 | $19.7M |
| [Renasant Bank](https://lender.report/lender/renasant-bank-ms/) | Tupelo, MS | 16 | $23.1M |
| [Trustmark Bank](https://lender.report/lender/trustmark-bank-ms/) | Jackson, MS | 12 | $4.70M |
| [Planters Bank & Trust Company](https://lender.report/lender/planters-bank-and-trust-ms/) | Indianola, MS | 12 | $2.05M |
| [The Citizens National Bank of Meridian](https://lender.report/lender/citizens-national-bank-of-meridian-ms/) | Meridian, MS | 10 | $8.50M |
| [Arbor Realty Trust, Inc.](https://lender.report/lender/arbor-realty-trust-ny/) | Uniondale, NY | 8 | $49.4M |
| [Berkadia Commercial Mortgage](https://lender.report/lender/berkadia-commercial-mortgage-pa/) | Ambler, PA | 8 | $93.8M |

HMDA, 2025

| Lender | Based in | Loans | Dollars |
| --- | --- | --- | --- |
| [Peoples Bank](https://lender.report/lender/peoples-bank-ms-mendenhall/) | Mendenhall, MS | 103 | $32.8M |
| [Community Bank of Mississippi](https://lender.report/lender/community-bank-of-mississippi-ms/) | Flowood, MS | 63 | $32.1M |
| [Trustmark Bank](https://lender.report/lender/trustmark-bank-ms/) | Jackson, MS | 49 | $9.92M |
| [Newtek Bank, National Association](https://lender.report/lender/newtek-bank-fl/) | Miami, FL | 45 | $13.3M |
| [Live Oak Banking Company](https://lender.report/lender/live-oak-banking-nc/) | Wilmington, NC | 44 | $73.9M |
| [The Citizens National Bank of Meridian](https://lender.report/lender/citizens-national-bank-of-meridian-ms/) | Meridian, MS | 44 | $13.4M |
| [Northeast Bank](https://lender.report/lender/northeast-bank-me/) | Portland, ME | 41 | $5.23M |
| [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) | Columbus, OH | 39 | $32.0M |
| [BankFirst Financial Services](https://lender.report/lender/bankfirst-financial-services-ms/) | Columbus, MS | 33 | $9.15M |
| [Readycap Lending, LLC](https://lender.report/lender/readycap-lending-nj/) | Berkeley Heights, NJ | 30 | $8.28M |

SBA FOIA, Sep 30, 2026

- 130 lenders are based in Mississippi: 55 banks, 2 savings institutions, 55 credit unions and 18 non-bank lenders. FDIC institution record, Jun 30, 2026
- Banks, savings institutions and credit unions based in Mississippi report $147.1B in total assets. FDIC call report, Jun 30, 2026
- They hold $60.2B of commercial and commercial real estate loans, up 6.6% from a year earlier among the 108 of 130 with a comparable earlier filing. FDIC call report, Jun 30, 2026
- Lenders made 356 multifamily loans in Mississippi in 2025 for $728.8M, versus 282 in 2024 (HMDA, manufactured-home parks excluded). HMDA, 2025
- Lenders recorded 842 SBA 7(a) loans for $532.1M in Mississippi in the 36 months ending September 30, 2026. SBA FOIA, Sep 30, 2026
- Lenders made 6,270 1-4 unit investor or business-purpose loans in Mississippi in 2025. HMDA, 2025
- Hancock Whitney Bank holds the largest commercial book of any lender based in Mississippi, at $16.8B. FDIC call report, Jun 30, 2026
- Community Bank of Mississippi made the most multifamily loans in Mississippi in 2025, at 61. HMDA, 2025
- Peoples Bank recorded the most SBA 7(a) loans in Mississippi, at 103. SBA FOIA, Sep 30, 2026
- 11 kinds of lending have a page for Mississippi, each with at least 10 lenders with in-state evidence. FDIC institution record, Jun 30, 2026

Lenders based here are those whose main office is in the state; balances are for the whole institution. HMDA and SBA figures count loans placed in the state, whoever made them. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
