---
title: Multifamily Lenders in Dutchess County, NY: 25 Made Loans
url: https://lender.report/lenders-in/new-york/dutchess-county/
license: https://lender.report/license/
---

County · NY

# Multifamily lenders in Dutchess County, NY

25 lenders made 61 multifamily loans in Dutchess County, NY in 2024 and 2025, $405.4M in all. Rhinebeck Bank made the most, with 10. The typical loan was about $1.5M. The county is part of the Kiryas Joel, NY metro area.

**Evidence**
Multifamily loans placed in the county, HMDA

**Data as of**
HMDA 2025

**Page last changed**
November 11, 2026

**Lenders on record**
25

HMDA, 2025

**Multifamily loans, 2024-25**
61

HMDA, 2025

Manufactured-home parks excluded

**Dollars**
$405M

HMDA, 2025

**Typical loan**
$1.5M

HMDA, 2025

Cite this

Source: The Lender Report, Multifamily lenders in Dutchess County, NY, https://lender.report/lenders-in/new-york/dutchess-county/, data as of December 31, 2025.

## Describe a deal in Dutchess County, NY

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show multifamily loans in Dutchess County, NY](https://lender.report/comps/?lane=multifamily&state=NY&county=36027)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
| --- | --- | --- | --- | --- | --- | --- | --- |
| [Rhinebeck Bank](https://lender.report/lender/rhinebeck-bank-ny/) [multifamily record](https://lender.report/lender/rhinebeck-bank-ny/multifamily/) | Savings | Rhinebeck, NY | 10 | $25.1M | 4 | 6 | $1.5M |
| [NBT Bank, National Association](https://lender.report/lender/nbt-bank-ny/) [multifamily record](https://lender.report/lender/nbt-bank-ny/multifamily/) | Bank | Norwich, NY | 4 | $24.9M | 3 | 1 | $3.3M |
| [Rondout Savings Bank](https://lender.report/lender/rondout-savings-bank-ny/) [multifamily record](https://lender.report/lender/rondout-savings-bank-ny/multifamily/) | Savings | Kingston, NY | 4 | $6.32M | 3 | 1 | $1M |
| [Hudson Valley Credit Union](https://lender.report/lender/hudson-valley-credit-union-ny/) [multifamily record](https://lender.report/lender/hudson-valley-credit-union-ny/multifamily/) | Credit union | Poughkeepsie, NY | 4 | $4.56M | 1 | 3 | $1.6M |
| [Mid-Hudson Valley Credit Union](https://lender.report/lender/mid-hudson-valley-credit-union-ny/) [multifamily record](https://lender.report/lender/mid-hudson-valley-credit-union-ny/multifamily/) | Credit union | Kingston, NY | 4 | $3.10M | 3 | 1 | $800K |
| [TEG Credit Union](https://lender.report/lender/teg-credit-union-ny/) [multifamily record](https://lender.report/lender/teg-credit-union-ny/multifamily/) | Credit union | Poughkeepsie, NY | 4 | $1.62M | 1 | 3 | $400K |
| [Tompkins Bank & Trust](https://lender.report/lender/tompkins-bank-and-trust-ny/) [multifamily record](https://lender.report/lender/tompkins-bank-and-trust-ny/multifamily/) | Bank | Ithaca, NY | 3 | $7.70M | 1 | 2 | $1.7M |
| [Ulster Savings Bank](https://lender.report/lender/ulster-savings-bank-ny/) [multifamily record](https://lender.report/lender/ulster-savings-bank-ny/multifamily/) | Savings | Kingston, NY | 3 | $3.06M | 2 | 1 | $1.2M |
| [Greystone Servicing Corporation, Inc.](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/) [multifamily record](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/multifamily/) | Non-bank | Memphis, TN | 2 | $55.7M | 1 | 1 | $49M |
| [Berkeley Point Capital LLC](https://lender.report/lender/berkeley-point-capital-ma/) [multifamily record](https://lender.report/lender/berkeley-point-capital-ma/multifamily/) | Non-bank | Boston, MA | 2 | $14.1M | 0 | 2 | $11M |
| [Walden Savings Bank](https://lender.report/lender/walden-savings-bank-ny/) [multifamily record](https://lender.report/lender/walden-savings-bank-ny/multifamily/) | Savings | Montgomery, NY | 2 | $4.30M | 0 | 2 | $3M |
| [Provident Bank](https://lender.report/lender/provident-bank-nj/) [multifamily record](https://lender.report/lender/provident-bank-nj/multifamily/) | Savings | Jersey City, NJ | 2 | $4.00M | 0 | 2 | $2.9M |
| [Ice Lender Holdings LLC](https://lender.report/lender/ice-lender-holdings-ny/) [multifamily record](https://lender.report/lender/ice-lender-holdings-ny/multifamily/) | Non-bank | New York, NY | 2 | $1.34M | 1 | 1 | $700K |
| [M&T Realty Capital Corporation](https://lender.report/lender/m-and-t-realty-capital-ny/) [multifamily record](https://lender.report/lender/m-and-t-realty-capital-ny/multifamily/) | Non-bank | Buffalo, NY | 1 | $120M | 1 | 0 | $120M |
| [Truist Bank](https://lender.report/lender/truist-bank-nc/) [multifamily record](https://lender.report/lender/truist-bank-nc/multifamily/) | Bank | Charlotte, NC | 1 | $31.0M | 1 | 0 | $31M |
| [Lument Real Estate Capital](https://lender.report/lender/lument-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/lument-real-estate-capital-oh/multifamily/) | Non-bank | Columbus, OH | 1 | $30.0M | 1 | 0 | $30M |
| [TD Bank, National Association](https://lender.report/lender/td-bank-de/) [multifamily record](https://lender.report/lender/td-bank-de/multifamily/) | Bank | Wilmington, DE | 1 | $26.0M | 1 | 0 | $26M |
| [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 1 | $20.0M | 0 | 1 | $20M |
| [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) [multifamily record](https://lender.report/lender/wells-fargo-bank-sd/multifamily/) | Bank | Sioux Falls, SD | 1 | $5.50M | 1 | 0 | $5.5M |
| [Orange Bank & Trust Company](https://lender.report/lender/orange-bank-and-trust-ny/) [multifamily record](https://lender.report/lender/orange-bank-and-trust-ny/multifamily/) | Bank | Middletown, NY | 1 | $2.50M | 0 | 1 | $2.5M |
| [ABL RPC Residential Credit Acquisition LLC](https://lender.report/lender/abl-rpc-residential-credit-acquisition-nj/) [multifamily record](https://lender.report/lender/abl-rpc-residential-credit-acquisition-nj/multifamily/) | Non-bank | Jersey City, NJ | 1 | $2.00M | 0 | 1 | $2M |
| [Union Savings Bank](https://lender.report/lender/union-savings-bank-ct/) [multifamily record](https://lender.report/lender/union-savings-bank-ct/multifamily/) | Savings | Danbury, CT | 1 | $1.60M | 1 | 0 | $1.6M |
| [ReadyCap Commercial LLC](https://lender.report/lender/readycap-commercial-nj/) [multifamily record](https://lender.report/lender/readycap-commercial-nj/multifamily/) | Non-bank | Berkeley Heights, NJ | 1 | $1.50M | 1 | 0 | $1.5M |
| [Stanford Credit Union](https://lender.report/lender/stanford-credit-union-ca/) [multifamily record](https://lender.report/lender/stanford-credit-union-ca/multifamily/) | Credit union | Palo Alto, CA | 1 | $1.10M | 0 | 1 | $1.1M |
| [Wallkill Valley Federal Savings and Loan Association](https://lender.report/lender/wallkill-valley-federal-savings-and-loan-association-ny/) [multifamily record](https://lender.report/lender/wallkill-valley-federal-savings-and-loan-association-ny/multifamily/) | Savings | Wallkill, NY | 1 | $480K | 1 | 0 | $480K |

HMDA, 2025

[Check a deal in Dutchess County, NY in Loan Comps](https://lender.report/comps/?lane=multifamily&state=NY&county=36027)

| Loan size | Loans | Lenders |
| --- | --- | --- |
| Under $1M | 22 | 9 |
| $1M to $2.5M | 17 | 12 |
| $2.5M to $5M | 8 | 7 |
| $5M to $10M | 6 | 3 |
| $10M or more | 8 | 8 |

HMDA, 2025

- Lenders made 61 multifamily loans totaling $405.4M in Dutchess County, NY in 2024 and 2025. HMDA, 2025
- 3 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA, 2025
- 29 of the loans were made in 2025 and 32 in 2024. HMDA, 2025
- The typical loan in Dutchess County, NY was about $1.5M, with the middle half between $700K and $3.8M. HMDA, 2025
- 22 of the loans were under $1M, and 14 were $5M or more. HMDA, 2025
- Lenders reported a median rate of 6.56% on 47 loans in Dutchess County, NY, with the middle half between 6.25% and 7.01%. HMDA, 2025
- The median term was 10 years. HMDA, 2025
- The median loan to value was 65%. HMDA, 2025
- 59% of the loans were refinancings and 38% were purchases. HMDA, 2025
- Banks and savings institutions made 34 of the loans, credit unions 13, and non-banks 11. HMDA, 2025
- The five most active lenders made 42.6% of the loans. HMDA, 2025
- The three most active lenders were Rhinebeck Bank with 10, NBT Bank, National Association with 4, and Rondout Savings Bank with 4. HMDA, 2025
- 13 of the 25 lenders are based in New York. The rest are based elsewhere, most often in New Jersey, California and Connecticut. HMDA, 2025
- The most common property size was 5 to 24 units, with 41 loans. HMDA, 2025
- Dutchess County, NY is part of the Kiryas Joel-Poughkeepsie-Newburgh, NY metro area, which has its own page. OMB metro list, 2025

## How this list is defined

**Measure**
Multifamily loans made in Dutchess County, NY

**Period**
2024 and 2025

**Formula**
Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.

**Order**
Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.

**As of**
2025

**Source**
[HMDA](https://ffiec.cfpb.gov/data-browser/)

**Changelog**
November 12, 2026: First published, with the data built on this date.

## What we don't know

- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
