--- title: Multifamily Lenders in Monroe County, NY: 33 Made Loans url: https://lender.report/lenders-in/new-york/monroe-county/ license: https://lender.report/license/ --- County ยท NY # Multifamily lenders in Monroe County, NY 33 lenders made 206 multifamily loans in Monroe County, NY in 2024 and 2025, $1.1B in all. The Canandaigua National Bank and Trust Company made the most, with 59. The typical loan was about $1M. The county is part of the Rochester, NY metro area. **Evidence** Multifamily loans placed in the county, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 33 HMDA, 2025 **Multifamily loans, 2024-25** 206 HMDA, 2025 Manufactured-home parks excluded **Dollars** $1.13B HMDA, 2025 **Typical loan** $1M HMDA, 2025 Cite this Source: The Lender Report, Multifamily lenders in Monroe County, NY, https://lender.report/lenders-in/new-york/monroe-county/, data as of December 31, 2025. ## Describe a deal in Monroe County, NY See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show multifamily loans in Monroe County, NY](https://lender.report/comps/?lane=multifamily&state=NY&county=36055)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan | | --- | --- | --- | --- | --- | --- | --- | --- | | [The Canandaigua National Bank and Trust Company](https://lender.report/lender/canandaigua-national-bank-and-trust-ny/) [multifamily record](https://lender.report/lender/canandaigua-national-bank-and-trust-ny/multifamily/) | Bank | Canandaigua, NY | 59 | $118M | 31 | 28 | $960K | | [ESL Credit Union](https://lender.report/lender/esl-credit-union-ny/) [multifamily record](https://lender.report/lender/esl-credit-union-ny/multifamily/) | Credit union | Rochester, NY | 26 | $123M | 15 | 11 | $960K | | [The Lyons National Bank](https://lender.report/lender/lyons-national-bank-ny/) [multifamily record](https://lender.report/lender/lyons-national-bank-ny/multifamily/) | Bank | Lyons, NY | 26 | $10.6M | 12 | 14 | $380K | | [M&T Realty Capital Corporation](https://lender.report/lender/m-and-t-realty-capital-ny/) [multifamily record](https://lender.report/lender/m-and-t-realty-capital-ny/multifamily/) | Non-bank | Buffalo, NY | 8 | $96.1M | 6 | 2 | $17M | | [Five Star Bank](https://lender.report/lender/five-star-bank-ny/) [multifamily record](https://lender.report/lender/five-star-bank-ny/multifamily/) | Bank | Rochester, NY | 7 | $30.9M | 4 | 3 | $3.5M | | [Manufacturers and Traders Trust Company](https://lender.report/lender/manufacturers-and-traders-trust-ny/) [multifamily record](https://lender.report/lender/manufacturers-and-traders-trust-ny/multifamily/) | Bank | Buffalo, NY | 7 | $26.6M | 6 | 1 | $480K | | [Empower Credit Union](https://lender.report/lender/empower-credit-union-ny/) [multifamily record](https://lender.report/lender/empower-credit-union-ny/multifamily/) | Credit union | Syracuse, NY | 7 | $24.5M | 4 | 3 | $3M | | [PGIM Real Estate Agency Financing, LLC](https://lender.report/lender/pgim-real-estate-agency-financing-tx/) [multifamily record](https://lender.report/lender/pgim-real-estate-agency-financing-tx/multifamily/) | Non-bank | Dallas, TX | 6 | $108M | 6 | 0 | $20M | | [Lument Real Estate Capital](https://lender.report/lender/lument-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/lument-real-estate-capital-oh/multifamily/) | Non-bank | Columbus, OH | 6 | $84.0M | 6 | 0 | $6.2M | | [Family First of NY Credit Union](https://lender.report/lender/family-first-of-ny-credit-union-ny/) [multifamily record](https://lender.report/lender/family-first-of-ny-credit-union-ny/multifamily/) | Credit union | Rochester, NY | 6 | $2.84M | 0 | 6 | $460K | | [Community Bank, National Association](https://lender.report/lender/community-bank-ny/) [multifamily record](https://lender.report/lender/community-bank-ny/multifamily/) | Bank | Canton, NY | 4 | $28.0M | 1 | 3 | $8.7M | | [NewPoint Real Estate Capital](https://lender.report/lender/newpoint-real-estate-capital-tx/) [multifamily record](https://lender.report/lender/newpoint-real-estate-capital-tx/multifamily/) | Non-bank | Plano, TX | 3 | $69.0M | 1 | 2 | $22M | | [CNB Bank](https://lender.report/lender/cnb-bank-pa/) [multifamily record](https://lender.report/lender/cnb-bank-pa/multifamily/) | Bank | Clearfield, PA | 3 | $39.3M | 2 | 1 | $18M | | [Nextier Bank, National Association](https://lender.report/lender/nextier-bank-pa/) [multifamily record](https://lender.report/lender/nextier-bank-pa/multifamily/) | Bank | Kittanning, PA | 3 | $3.42M | 2 | 1 | $940K | | [Americu Credit Union](https://lender.report/lender/americu-credit-union-ny/) [multifamily record](https://lender.report/lender/americu-credit-union-ny/multifamily/) | Credit union | Rome, NY | 3 | $2.80M | 1 | 2 | $900K | | [Savannah Bank National Association](https://lender.report/lender/savannah-bank-ny/) | Bank | Savannah, NY | 3 | $1.76M | 1 | 2 | $600K | | [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [multifamily record](https://lender.report/lender/velocity-commercial-capital-ca/multifamily/) | Non-bank | Westlake Village, CA | 3 | $1.60M | 2 | 1 | $300K | | [Berkeley Point Capital LLC](https://lender.report/lender/berkeley-point-capital-ma/) [multifamily record](https://lender.report/lender/berkeley-point-capital-ma/multifamily/) | Non-bank | Boston, MA | 2 | $67.0M | 2 | 0 | $47M | | [Northmarq Capital Finance, L.L.C.](https://lender.report/lender/northmarq-capital-finance-l-l-c-dc/) [multifamily record](https://lender.report/lender/northmarq-capital-finance-l-l-c-dc/multifamily/) | Non-bank | Washington, DC | 2 | $33.0M | 1 | 1 | $19M | | [Arbor Realty Trust, Inc.](https://lender.report/lender/arbor-realty-trust-ny/) [multifamily record](https://lender.report/lender/arbor-realty-trust-ny/multifamily/) | Non-bank | Uniondale, NY | 2 | $21.6M | 0 | 2 | $20M | | [Tompkins Bank & Trust](https://lender.report/lender/tompkins-bank-and-trust-ny/) [multifamily record](https://lender.report/lender/tompkins-bank-and-trust-ny/multifamily/) | Bank | Ithaca, NY | 2 | $15.8M | 0 | 2 | $15M | | [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 2 | $12.7M | 0 | 2 | $9.7M | | [Greystone Servicing Corporation, Inc.](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/) [multifamily record](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/multifamily/) | Non-bank | Memphis, TN | 2 | $11.9M | 0 | 2 | $7.3M | | [Genesee Regional Bank](https://lender.report/lender/genesee-regional-bank-ny/) | Bank | Rochester, NY | 2 | $1.20M | 1 | 1 | $900K | | [Silver Hill Funding](https://lender.report/lender/silver-hill-funding-fl/) [multifamily record](https://lender.report/lender/silver-hill-funding-fl/multifamily/) | Non-bank | Coral Gables, FL | 2 | $1.10M | 0 | 2 | $960K | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [multifamily record](https://lender.report/lender/jpmorgan-chase-bank-oh/multifamily/) | Bank | Columbus, OH | 1 | $170M | 0 | 1 | $170M | | [Union Savings Bank](https://lender.report/lender/union-savings-bank-ct/) [multifamily record](https://lender.report/lender/union-savings-bank-ct/multifamily/) | Savings | Danbury, CT | 1 | $10.0M | 0 | 1 | $10M | | [Colliers Mortgage LLC](https://lender.report/lender/colliers-mortgage-mn/) [multifamily record](https://lender.report/lender/colliers-mortgage-mn/multifamily/) | Non-bank | Minneapolis, MN | 1 | $5.20M | 0 | 1 | $5.2M | | [ReadyCap Commercial LLC](https://lender.report/lender/readycap-commercial-nj/) [multifamily record](https://lender.report/lender/readycap-commercial-nj/multifamily/) | Non-bank | Berkeley Heights, NJ | 1 | $4.60M | 1 | 0 | $4.6M | | [Regions Bank](https://lender.report/lender/regions-bank-al/) [multifamily record](https://lender.report/lender/regions-bank-al/multifamily/) | Bank | Birmingham, AL | 1 | $3.20M | 0 | 1 | $3.2M | HMDA, 2025 [Check a deal in Monroe County, NY in Loan Comps](https://lender.report/comps/?lane=multifamily&state=NY&county=36055) | Loan size | Loans | Lenders | | --- | --- | --- | | Under $1M | 100 | 17 | | $1M to $2.5M | 33 | 13 | | $2.5M to $5M | 22 | 10 | | $5M to $10M | 19 | 10 | | $10M or more | 32 | 16 | HMDA, 2025 - Lenders made 206 multifamily loans totaling $1.1B in Monroe County, NY in 2024 and 2025. HMDA, 2025 - 2 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA, 2025 - 108 of the loans were made in 2025 and 98 in 2024. HMDA, 2025 - The typical loan in Monroe County, NY was about $1M, with the middle half between $400K and $4.7M. HMDA, 2025 - 100 of the loans were under $1M, and 51 were $5M or more. HMDA, 2025 - Lenders reported a median rate of 7.25% on 168 loans in Monroe County, NY, with the middle half between 6.58% and 7.60%. HMDA, 2025 - The median term was 10 years. HMDA, 2025 - The median loan to value was 70%. HMDA, 2025 - 45% of the loans were refinancings and 50% were purchases. HMDA, 2025 - Banks and savings institutions made 121 of the loans, credit unions 42, and non-banks 41. HMDA, 2025 - The five most active lenders made 61.2% of the loans. HMDA, 2025 - The three most active lenders were The Canandaigua National Bank and Trust Company with 59, ESL Credit Union with 26, and The Lyons National Bank with 26. HMDA, 2025 - 16 of the 33 lenders are based in New York. The rest are based elsewhere, most often in California, Ohio and Pennsylvania. HMDA, 2025 - The most common property size was 5 to 24 units, with 115 loans. HMDA, 2025 - Monroe County, NY is part of the Rochester, NY metro area, which has its own page. OMB metro list, 2025 ## How this list is defined **Measure** Multifamily loans made in Monroe County, NY **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.