--- title: Multifamily Lenders in Onondaga County, NY: 33 Made Loans url: https://lender.report/lenders-in/new-york/onondaga-county/ license: https://lender.report/license/ --- County ยท NY # Multifamily lenders in Onondaga County, NY 33 lenders made 110 multifamily loans in Onondaga County, NY in 2024 and 2025, $495.6M in all. Tompkins Bank & Trust made the most, with 15. The typical loan was about $1.2M. The county is part of the Syracuse, NY metro area. **Evidence** Multifamily loans placed in the county, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 33 HMDA, 2025 **Multifamily loans, 2024-25** 110 HMDA, 2025 Manufactured-home parks excluded **Dollars** $496M HMDA, 2025 **Typical loan** $1.2M HMDA, 2025 Cite this Source: The Lender Report, Multifamily lenders in Onondaga County, NY, https://lender.report/lenders-in/new-york/onondaga-county/, data as of December 31, 2025. ## Describe a deal in Onondaga County, NY See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show multifamily loans in Onondaga County, NY](https://lender.report/comps/?lane=multifamily&state=NY&county=36067)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan | | --- | --- | --- | --- | --- | --- | --- | --- | | [Tompkins Bank & Trust](https://lender.report/lender/tompkins-bank-and-trust-ny/) [multifamily record](https://lender.report/lender/tompkins-bank-and-trust-ny/multifamily/) | Bank | Ithaca, NY | 15 | $28.4M | 8 | 7 | $1.1M | | [Americu Credit Union](https://lender.report/lender/americu-credit-union-ny/) [multifamily record](https://lender.report/lender/americu-credit-union-ny/multifamily/) | Credit union | Rome, NY | 11 | $14.9M | 6 | 5 | $1.2M | | [Pathfinder Bank](https://lender.report/lender/pathfinder-bank-ny/) [multifamily record](https://lender.report/lender/pathfinder-bank-ny/multifamily/) | Bank | Oswego, NY | 9 | $24.2M | 7 | 2 | $600K | | [Northern Credit Union](https://lender.report/lender/northern-credit-union-ny/) [multifamily record](https://lender.report/lender/northern-credit-union-ny/multifamily/) | Credit union | Watertown, NY | 6 | $5.98M | 5 | 1 | $560K | | [The Canandaigua National Bank and Trust Company](https://lender.report/lender/canandaigua-national-bank-and-trust-ny/) [multifamily record](https://lender.report/lender/canandaigua-national-bank-and-trust-ny/multifamily/) | Bank | Canandaigua, NY | 6 | $4.22M | 3 | 3 | $520K | | [Arbor Realty Trust, Inc.](https://lender.report/lender/arbor-realty-trust-ny/) [multifamily record](https://lender.report/lender/arbor-realty-trust-ny/multifamily/) | Non-bank | Uniondale, NY | 5 | $27.5M | 2 | 3 | $6.1M | | [Empower Credit Union](https://lender.report/lender/empower-credit-union-ny/) [multifamily record](https://lender.report/lender/empower-credit-union-ny/multifamily/) | Credit union | Syracuse, NY | 5 | $3.68M | 1 | 4 | $500K | | [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) [multifamily record](https://lender.report/lender/rf-renovo-management-il/multifamily/) | Non-bank | Chicago, IL | 5 | $2.44M | 4 | 1 | $420K | | [Greystone Servicing Corporation, Inc.](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/) [multifamily record](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/multifamily/) | Non-bank | Memphis, TN | 4 | $35.1M | 0 | 4 | $10M | | [NBT Bank, National Association](https://lender.report/lender/nbt-bank-ny/) [multifamily record](https://lender.report/lender/nbt-bank-ny/multifamily/) | Bank | Norwich, NY | 4 | $2.98M | 2 | 2 | $600K | | [M&T Realty Capital Corporation](https://lender.report/lender/m-and-t-realty-capital-ny/) [multifamily record](https://lender.report/lender/m-and-t-realty-capital-ny/multifamily/) | Non-bank | Buffalo, NY | 3 | $33.7M | 2 | 1 | $8.4M | | [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [multifamily record](https://lender.report/lender/velocity-commercial-capital-ca/multifamily/) | Non-bank | Westlake Village, CA | 3 | $1.38M | 2 | 1 | $200K | | [Seneca Savings Bank, National Association](https://lender.report/lender/seneca-savings-bank-ny/) [multifamily record](https://lender.report/lender/seneca-savings-bank-ny/multifamily/) | Bank | Baldwinsville, NY | 3 | $1.30M | 3 | 0 | $400K | | [Berkeley Point Capital LLC](https://lender.report/lender/berkeley-point-capital-ma/) [multifamily record](https://lender.report/lender/berkeley-point-capital-ma/multifamily/) | Non-bank | Boston, MA | 2 | $91.0M | 2 | 0 | $46M | | [Manufacturers and Traders Trust Company](https://lender.report/lender/manufacturers-and-traders-trust-ny/) [multifamily record](https://lender.report/lender/manufacturers-and-traders-trust-ny/multifamily/) | Bank | Buffalo, NY | 2 | $24.0M | 2 | 0 | $18M | | [Community Bank, National Association](https://lender.report/lender/community-bank-ny/) [multifamily record](https://lender.report/lender/community-bank-ny/multifamily/) | Bank | Canton, NY | 2 | $15.0M | 1 | 1 | $14M | | [Sidney Credit Union](https://lender.report/lender/sidney-credit-union-ny/) [multifamily record](https://lender.report/lender/sidney-credit-union-ny/multifamily/) | Credit union | Sidney, NY | 2 | $10.9M | 0 | 2 | $5.5M | | [Union Savings Bank](https://lender.report/lender/union-savings-bank-ct/) [multifamily record](https://lender.report/lender/union-savings-bank-ct/multifamily/) | Savings | Danbury, CT | 2 | $10.0M | 1 | 1 | $6M | | [Regions Bank](https://lender.report/lender/regions-bank-al/) [multifamily record](https://lender.report/lender/regions-bank-al/multifamily/) | Bank | Birmingham, AL | 2 | $5.20M | 2 | 0 | $3.1M | | [Silver Hill Funding](https://lender.report/lender/silver-hill-funding-fl/) [multifamily record](https://lender.report/lender/silver-hill-funding-fl/multifamily/) | Non-bank | Coral Gables, FL | 2 | $1.46M | 0 | 2 | $940K | | [Solvay Bank](https://lender.report/lender/solvay-bank-ny/) | Bank | Solvay, NY | 2 | $1.24M | 0 | 2 | $1.1M | | [Fulton Savings Bank](https://lender.report/lender/fulton-savings-bank-ny/) | Savings | Fulton, NY | 2 | $280K | 1 | 1 | $140K | | [Bellwether Enterprise Real Estate Capital, LLC](https://lender.report/lender/bellwether-enterprise-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/bellwether-enterprise-real-estate-capital-oh/multifamily/) | Non-bank | Cleveland, OH | 1 | $51.0M | 0 | 1 | $51M | | [Nationwide Life Insurance Company](https://lender.report/lender/nationwide-life-insurance-oh/) [multifamily record](https://lender.report/lender/nationwide-life-insurance-oh/multifamily/) | Non-bank | Columbus, OH | 1 | $24.0M | 0 | 1 | $24M | | [Merchants Bank of Indiana](https://lender.report/lender/merchants-bank-of-indiana-in/) [multifamily record](https://lender.report/lender/merchants-bank-of-indiana-in/multifamily/) | Bank | Carmel, IN | 1 | $16.0M | 0 | 1 | $16M | | [Citizens Bank, National Association](https://lender.report/lender/citizens-bank-ri/) [multifamily record](https://lender.report/lender/citizens-bank-ri/multifamily/) | Bank | Providence, RI | 1 | $9.80M | 1 | 0 | $9.8M | | [Bank of Greene](https://lender.report/lender/bank-of-greene-ny/) [multifamily record](https://lender.report/lender/bank-of-greene-ny/multifamily/) | Savings | Catskill, NY | 1 | $5.60M | 0 | 1 | $5.6M | | [Lument Real Estate Capital](https://lender.report/lender/lument-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/lument-real-estate-capital-oh/multifamily/) | Non-bank | Columbus, OH | 1 | $3.70M | 0 | 1 | $3.7M | | [Broadview Credit Union](https://lender.report/lender/broadview-credit-union-ny/) [multifamily record](https://lender.report/lender/broadview-credit-union-ny/multifamily/) | Credit union | Albany, NY | 1 | $3.50M | 1 | 0 | $3.5M | | [Five Star Bank](https://lender.report/lender/five-star-bank-ny/) [multifamily record](https://lender.report/lender/five-star-bank-ny/multifamily/) | Bank | Rochester, NY | 1 | $3.00M | 1 | 0 | $3M | HMDA, 2025 [Check a deal in Onondaga County, NY in Loan Comps](https://lender.report/comps/?lane=multifamily&state=NY&county=36067) | Loan size | Loans | Lenders | | --- | --- | --- | | Under $1M | 51 | 15 | | $1M to $2.5M | 18 | 10 | | $2.5M to $5M | 15 | 12 | | $5M to $10M | 14 | 9 | | $10M or more | 12 | 9 | HMDA, 2025 - Lenders made 110 multifamily loans totaling $495.6M in Onondaga County, NY in 2024 and 2025. HMDA, 2025 - 2 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA, 2025 - 60 of the loans were made in 2025 and 50 in 2024. HMDA, 2025 - The typical loan in Onondaga County, NY was about $1.2M, with the middle half between $440K and $4.3M. HMDA, 2025 - 51 of the loans were under $1M, and 26 were $5M or more. HMDA, 2025 - Lenders reported a median rate of 7.00% on 90 loans in Onondaga County, NY, with the middle half between 6.50% and 7.50%. HMDA, 2025 - The median term was 10 years. HMDA, 2025 - The median loan to value was 73%. HMDA, 2025 - 37% of the loans were refinancings and 57% were purchases. HMDA, 2025 - Banks and savings institutions made 54 of the loans, credit unions 26, and non-banks 28. HMDA, 2025 - The five most active lenders made 42.7% of the loans. HMDA, 2025 - The three most active lenders were Tompkins Bank & Trust with 15, Americu Credit Union with 11, and Pathfinder Bank with 9. HMDA, 2025 - 19 of the 33 lenders are based in New York. The rest are based elsewhere, most often in Ohio, Alabama and California. HMDA, 2025 - The most common property size was 5 to 24 units, with 61 loans. HMDA, 2025 - Onondaga County, NY is part of the Syracuse, NY metro area, which has its own page. OMB metro list, 2025 ## How this list is defined **Measure** Multifamily loans made in Onondaga County, NY **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.