---
title: Multifamily Lenders in Ontario County, NY: 14 Made Loans
url: https://lender.report/lenders-in/new-york/ontario-county/
license: https://lender.report/license/
---

County · NY

# Multifamily lenders in Ontario County, NY

14 lenders made 28 multifamily loans in Ontario County, NY in 2024 and 2025, $137.8M in all. The Canandaigua National Bank and Trust Company made the most, with 4. The typical loan was about $1.5M. The county is part of the Rochester, NY metro area.

**Evidence**
Multifamily loans placed in the county, HMDA

**Data as of**
HMDA 2025

**Page last changed**
November 11, 2026

**Lenders on record**
14

HMDA, 2025

**Multifamily loans, 2024-25**
28

HMDA, 2025

Manufactured-home parks excluded

**Dollars**
$138M

HMDA, 2025

**Typical loan**
$1.5M

HMDA, 2025

Cite this

Source: The Lender Report, Multifamily lenders in Ontario County, NY, https://lender.report/lenders-in/new-york/ontario-county/, data as of December 31, 2025.

## Describe a deal in Ontario County, NY

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show multifamily loans in Ontario County, NY](https://lender.report/comps/?lane=multifamily&state=NY&county=36069)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
| --- | --- | --- | --- | --- | --- | --- | --- |
| [The Canandaigua National Bank and Trust Company](https://lender.report/lender/canandaigua-national-bank-and-trust-ny/) [multifamily record](https://lender.report/lender/canandaigua-national-bank-and-trust-ny/multifamily/) | Bank | Canandaigua, NY | 4 | $17.2M | 2 | 2 | $4.8M |
| [The Lyons National Bank](https://lender.report/lender/lyons-national-bank-ny/) [multifamily record](https://lender.report/lender/lyons-national-bank-ny/multifamily/) | Bank | Lyons, NY | 4 | $1.58M | 3 | 1 | $480K |
| [Five Star Bank](https://lender.report/lender/five-star-bank-ny/) [multifamily record](https://lender.report/lender/five-star-bank-ny/multifamily/) | Bank | Rochester, NY | 3 | $20.9M | 2 | 1 | $1.2M |
| [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 3 | $9.20M | 3 | 0 | $1.5M |
| [Community Bank, National Association](https://lender.report/lender/community-bank-ny/) [multifamily record](https://lender.report/lender/community-bank-ny/multifamily/) | Bank | Canton, NY | 3 | $1.16M | 1 | 2 | $420K |
| [M&T Realty Capital Corporation](https://lender.report/lender/m-and-t-realty-capital-ny/) [multifamily record](https://lender.report/lender/m-and-t-realty-capital-ny/multifamily/) | Non-bank | Buffalo, NY | 2 | $8.90M | 2 | 0 | $4.6M |
| [NewPoint Real Estate Capital](https://lender.report/lender/newpoint-real-estate-capital-tx/) [multifamily record](https://lender.report/lender/newpoint-real-estate-capital-tx/multifamily/) | Non-bank | Plano, TX | 1 | $49.0M | 1 | 0 | $49M |
| [Nextier Bank, National Association](https://lender.report/lender/nextier-bank-pa/) [multifamily record](https://lender.report/lender/nextier-bank-pa/multifamily/) | Bank | Kittanning, PA | 1 | $8.00M | 1 | 0 | $8M |
| [Greystone Servicing Corporation, Inc.](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/) [multifamily record](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/multifamily/) | Non-bank | Memphis, TN | 1 | $4.10M | 0 | 1 | $4.1M |
| [Lument Real Estate Capital](https://lender.report/lender/lument-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/lument-real-estate-capital-oh/multifamily/) | Non-bank | Columbus, OH | 1 | $4.10M | 1 | 0 | $4.1M |
| [Union Savings Bank](https://lender.report/lender/union-savings-bank-ct/) [multifamily record](https://lender.report/lender/union-savings-bank-ct/multifamily/) | Savings | Danbury, CT | 1 | $3.00M | 0 | 1 | $3M |
| [Visions Credit Union](https://lender.report/lender/visions-credit-union-ny/) [multifamily record](https://lender.report/lender/visions-credit-union-ny/multifamily/) | Credit union | Endicott, NY | 1 | $580K | 1 | 0 | $580K |
| [ESL Credit Union](https://lender.report/lender/esl-credit-union-ny/) [multifamily record](https://lender.report/lender/esl-credit-union-ny/multifamily/) | Credit union | Rochester, NY | 1 | $460K | 0 | 1 | $460K |
| [Wayne Bank](https://lender.report/lender/wayne-bank-pa/) [multifamily record](https://lender.report/lender/wayne-bank-pa/multifamily/) | Bank | Honesdale, PA | 1 | $420K | 1 | 0 | $420K |

HMDA, 2025

[Check a deal in Ontario County, NY in Loan Comps](https://lender.report/comps/?lane=multifamily&state=NY&county=36069)

| Loan size | Loans | Lenders |
| --- | --- | --- |
| Under $1M | 11 | 6 |
| $1M to $2.5M | 5 | 3 |
| $2.5M to $5M | 6 | 5 |
| $5M to $10M | 4 | 3 |
| $10M or more | 2 | 2 |

HMDA, 2025

- Lenders made 28 multifamily loans totaling $137.8M in Ontario County, NY in 2024 and 2025. HMDA, 2025
- 1 of these loans was made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA, 2025
- 18 of the loans were made in 2025 and 10 in 2024. HMDA, 2025
- The typical loan in Ontario County, NY was about $1.5M, with the middle half between $480K and $4.8M. HMDA, 2025
- 11 of the loans were under $1M, and 6 were $5M or more. HMDA, 2025
- Lenders reported a median rate of 7.21% on 24 loans in Ontario County, NY, with the middle half between 6.51% and 7.50%. HMDA, 2025
- The median term was 10 years. HMDA, 2025
- The median loan to value was 66%. HMDA, 2025
- 43% of the loans were refinancings and 54% were purchases. HMDA, 2025
- Banks and savings institutions made 17 of the loans, credit unions 2, and non-banks 8. HMDA, 2025
- The five most active lenders made 60.7% of the loans. HMDA, 2025
- The three most active lenders were The Canandaigua National Bank and Trust Company with 4, The Lyons National Bank with 4, and Five Star Bank with 3. HMDA, 2025
- 7 of the 14 lenders are based in New York. The rest are based elsewhere, most often in Pennsylvania, Connecticut and Maryland. HMDA, 2025
- The most common property size was 5 to 24 units, with 12 loans. HMDA, 2025
- Ontario County, NY is part of the Rochester, NY metro area, which has its own page. OMB metro list, 2025

## How this list is defined

**Measure**
Multifamily loans made in Ontario County, NY

**Period**
2024 and 2025

**Formula**
Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.

**Order**
Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.

**As of**
2025

**Source**
[HMDA](https://ffiec.cfpb.gov/data-browser/)

**Changelog**
November 12, 2026: First published, with the data built on this date.

## What we don't know

- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
