---
title: Multifamily Lenders in Davidson County, NC: 18 Made Loans
url: https://lender.report/lenders-in/north-carolina/davidson-county/
license: https://lender.report/license/
---

County · NC

# Multifamily lenders in Davidson County, NC

18 lenders made 28 multifamily loans in Davidson County, NC in 2024 and 2025, $78.1M in all. The Fidelity Bank made the most, with 5. The typical loan was about $720K. The county is part of the Winston, NC metro area.

**Evidence**
Multifamily loans placed in the county, HMDA

**Data as of**
HMDA 2025

**Page last changed**
November 11, 2026

**Lenders on record**
18

HMDA, 2025

**Multifamily loans, 2024-25**
28

HMDA, 2025

Manufactured-home parks excluded

**Dollars**
$78.1M

HMDA, 2025

**Typical loan**
$720K

HMDA, 2025

Cite this

Source: The Lender Report, Multifamily lenders in Davidson County, NC, https://lender.report/lenders-in/north-carolina/davidson-county/, data as of December 31, 2025.

## Describe a deal in Davidson County, NC

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show multifamily loans in Davidson County, NC](https://lender.report/comps/?lane=multifamily&state=NC&county=37057)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
| --- | --- | --- | --- | --- | --- | --- | --- |
| [The Fidelity Bank](https://lender.report/lender/fidelity-bank-nc/) [multifamily record](https://lender.report/lender/fidelity-bank-nc/multifamily/) | Bank | Fuquay Varina, NC | 5 | $6.08M | 3 | 2 | $1.3M |
| [First National Bank of Pennsylvania](https://lender.report/lender/first-national-bank-of-pennsylvania-pa/) [multifamily record](https://lender.report/lender/first-national-bank-of-pennsylvania-pa/multifamily/) | Bank | Greenville, PA | 4 | $24.1M | 2 | 2 | $420K |
| [Pinnacle Bank](https://lender.report/lender/pinnacle-bank-tn/) [multifamily record](https://lender.report/lender/pinnacle-bank-tn/multifamily/) | Bank | Nashville, TN | 4 | $2.82M | 1 | 3 | $900K |
| [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 1 | $16.0M | 0 | 1 | $16M |
| [Merchants Bank of Indiana](https://lender.report/lender/merchants-bank-of-indiana-in/) [multifamily record](https://lender.report/lender/merchants-bank-of-indiana-in/multifamily/) | Bank | Carmel, IN | 1 | $11.0M | 0 | 1 | $11M |
| [Carter Bank & Trust](https://lender.report/lender/carter-bank-and-trust-va/) [multifamily record](https://lender.report/lender/carter-bank-and-trust-va/multifamily/) | Bank | Martinsville, VA | 1 | $7.80M | 1 | 0 | $7.8M |
| [Northmarq Capital Finance, L.L.C.](https://lender.report/lender/northmarq-capital-finance-l-l-c-dc/) [multifamily record](https://lender.report/lender/northmarq-capital-finance-l-l-c-dc/multifamily/) | Non-bank | Washington, DC | 1 | $3.70M | 0 | 1 | $3.7M |
| [Arbor Realty Trust, Inc.](https://lender.report/lender/arbor-realty-trust-ny/) [multifamily record](https://lender.report/lender/arbor-realty-trust-ny/multifamily/) | Non-bank | Uniondale, NY | 1 | $1.40M | 1 | 0 | $1.4M |
| [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) [multifamily record](https://lender.report/lender/rf-renovo-management-il/multifamily/) | Non-bank | Chicago, IL | 1 | $940K | 1 | 0 | $940K |
| [Bayport Funding LLC](https://lender.report/lender/bayport-funding-ny/) [multifamily record](https://lender.report/lender/bayport-funding-ny/multifamily/) | Non-bank | Great Neck, NY | 1 | $720K | 1 | 0 | $720K |
| [Oaktree Funding Corp](https://lender.report/lender/oaktree-funding-az/) [multifamily record](https://lender.report/lender/oaktree-funding-az/multifamily/) | Non-bank | Chandler, AZ | 1 | $720K | 1 | 0 | $720K |
| [Bank OZK](https://lender.report/lender/bank-ozk-ar/) [multifamily record](https://lender.report/lender/bank-ozk-ar/multifamily/) | Bank | Little Rock, AR | 1 | $680K | 1 | 0 | $680K |
| [Lima One Capital, LLC](https://lender.report/lender/lima-one-capital-sc/) [multifamily record](https://lender.report/lender/lima-one-capital-sc/multifamily/) | Non-bank | Greenville, SC | 1 | $620K | 0 | 1 | $620K |
| [Re Investment Loans LLC](https://lender.report/lender/re-investment-loans-co/) [multifamily record](https://lender.report/lender/re-investment-loans-co/multifamily/) | Non-bank | Greenwood Village, CO | 1 | $620K | 1 | 0 | $620K |
| [The First National Bank of Middle Tennessee](https://lender.report/lender/first-national-bank-of-middle-tennessee-tn/) | Bank | Mcminnville, TN | 1 | $500K | 0 | 1 | $500K |
| [Peoples Bank](https://lender.report/lender/peoples-bank-nc/) [multifamily record](https://lender.report/lender/peoples-bank-nc/multifamily/) | Bank | Newton, NC | 1 | $400K | 1 | 0 | $400K |
| [The Park National Bank](https://lender.report/lender/park-national-bank-oh/) [multifamily record](https://lender.report/lender/park-national-bank-oh/multifamily/) | Bank | Newark, OH | 1 | $380K | 1 | 0 | $380K |
| [First Bank](https://lender.report/lender/first-bank-nc/) [multifamily record](https://lender.report/lender/first-bank-nc/multifamily/) | Bank | Southern Pines, NC | 1 | $200K | 1 | 0 | $200K |

HMDA, 2025

[Check a deal in Davidson County, NC in Loan Comps](https://lender.report/comps/?lane=multifamily&state=NC&county=37057)

| Loan size | Loans | Lenders |
| --- | --- | --- |
| Under $1M | 17 | 13 |
| $1M to $2.5M | 6 | 3 |
| $2.5M to $5M | 1 | 1 |
| $5M to $10M | 1 | 1 |
| $10M or more | 3 | 3 |

HMDA, 2025

- Lenders made 28 multifamily loans totaling $78.1M in Davidson County, NC in 2024 and 2025. HMDA, 2025
- 16 of the loans were made in 2025 and 12 in 2024. HMDA, 2025
- The typical loan in Davidson County, NC was about $720K, with the middle half between $500K and $1.4M. HMDA, 2025
- 17 of the loans were under $1M, and 4 were $5M or more. HMDA, 2025
- Lenders reported a median rate of 7.20% on 28 loans in Davidson County, NC, with the middle half between 6.74% and 7.50%. HMDA, 2025
- The median term was 5 years. HMDA, 2025
- The median loan to value was 62%. HMDA, 2025
- 32% of the loans were refinancings and 54% were purchases. HMDA, 2025
- Banks and savings institutions made 20 of the loans, credit unions 0, and non-banks 8. HMDA, 2025
- The five most active lenders made 53.6% of the loans. HMDA, 2025
- The three most active lenders were The Fidelity Bank with 5, First National Bank of Pennsylvania with 4, and Pinnacle Bank with 4. HMDA, 2025
- 3 of the 18 lenders are based in North Carolina. The rest are based elsewhere, most often in New York, Tennessee and Arkansas. HMDA, 2025
- The most common property size was 5 to 24 units, with 22 loans. HMDA, 2025
- Davidson County, NC is part of the Winston-Salem, NC metro area, which has its own page. OMB metro list, 2025

## How this list is defined

**Measure**
Multifamily loans made in Davidson County, NC

**Period**
2024 and 2025

**Formula**
Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.

**Order**
Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.

**As of**
2025

**Source**
[HMDA](https://ffiec.cfpb.gov/data-browser/)

**Changelog**
November 12, 2026: First published, with the data built on this date.

## What we don't know

- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.