--- title: Lenders in North Carolina: 141 Banks, Credit Unions and Others url: https://lender.report/lenders-in/north-carolina/ license: https://lender.report/license/ --- State # Lenders in North Carolina 141 lenders are based in North Carolina, holding $646.2B of commercial loans at June 30, 2026. Bank of America, National Association holds the largest commercial book here. Pick a kind of lending below to see who does it in North Carolina. **Data as of** June 30, 2026 **Page last changed** November 11, 2026 **Lenders based here** 141 FDIC institution record, Jun 30, 2026 **Commercial book held** $646B FDIC call report, Jun 30, 2026 +4.5% from a year earlier, 95 of 141 lenders **Multifamily loans, 2025** 758 HMDA, 2025 +20.9% from 2024 **SBA 7(a) loans, 36 months** 4,208 SBA FOIA, Sep 30, 2026 Cite this Source: The Lender Report, Lenders in North Carolina, https://lender.report/lenders-in/north-carolina/, data as of June 30, 2026. ## Describe a deal in North Carolina This page lists who is based here. Loan Comps shows who has made a loan like yours, with the loans to prove it. [Start with a deal in North Carolina](https://lender.report/comps/?state=NC)[A lender in North Carolina? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Commercial book | Total assets | | --- | --- | --- | --- | | [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) | Bank | $405B | $2.65T | | [Truist Bank](https://lender.report/lender/truist-bank-nc/) | Bank | $128B | $548B | | [First-Citizens Bank & Trust Company](https://lender.report/lender/first-citizens-bank-and-trust-nc/) | Bank | $75.7B | $236B | | [Live Oak Banking Company](https://lender.report/lender/live-oak-banking-nc/) | Bank | $11.7B | $16.0B | | [First Bank](https://lender.report/lender/first-bank-nc/) | Bank | $6.56B | $13.0B | | [HomeTrust Bank](https://lender.report/lender/hometrust-bank-nc/) | Bank | $2.53B | $4.44B | | [The Fidelity Bank](https://lender.report/lender/fidelity-bank-nc/) | Bank | $2.44B | $4.66B | | [First Carolina Bank](https://lender.report/lender/first-carolina-bank-nc/) | Bank | $2.39B | $3.41B | | [Southern Bank and Trust Company](https://lender.report/lender/southern-bank-and-trust-nc/) | Bank | $2.19B | $5.30B | | [Truliant Credit Union](https://lender.report/lender/truliant-credit-union-nc/) | Credit union | $1.18B | $5.62B | | [Providence Bank](https://lender.report/lender/providence-bank-nc/) | Bank | $1.07B | $1.51B | | [Peoples Bank](https://lender.report/lender/peoples-bank-nc/) | Bank | $824M | $1.76B | | [North State Bank](https://lender.report/lender/north-state-bank-nc/) | Bank | $782M | $1.46B | | [Allegacy Financial Credit Union](https://lender.report/lender/allegacy-financial-credit-union-nc/) | Credit union | $554M | $2.59B | | [KS Bank, Inc.](https://lender.report/lender/ks-bank-nc/) | Savings | $514M | $874M | FDIC call report, Jun 30, 2026 | Lender | Based in | 2025 loans | 2025 dollars | | --- | --- | --- | --- | | [First Bank](https://lender.report/lender/first-bank-nc/) | Southern Pines, NC | 49 | $119M | | [Berkeley Point Capital LLC](https://lender.report/lender/berkeley-point-capital-ma/) | Boston, MA | 38 | $884M | | [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) | Chicago, IL | 32 | $34.8M | | [TowneBank](https://lender.report/lender/townebank-va/) | Portsmouth, VA | 31 | $96.0M | | [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) | Bethesda, MD | 29 | $702M | | [Arbor Realty Trust, Inc.](https://lender.report/lender/arbor-realty-trust-ny/) | Uniondale, NY | 26 | $230M | | [Berkadia Commercial Mortgage](https://lender.report/lender/berkadia-commercial-mortgage-pa/) | Ambler, PA | 21 | $486M | | [Southern Bank and Trust Company](https://lender.report/lender/southern-bank-and-trust-nc/) | Mount Olive, NC | 18 | $11.2M | | [Skyline National Bank](https://lender.report/lender/skyline-national-bank-va/) | Independence, VA | 17 | $18.1M | | [PGIM Real Estate Agency Financing, LLC](https://lender.report/lender/pgim-real-estate-agency-financing-tx/) | Dallas, TX | 17 | $562M | HMDA, 2025 | Lender | Based in | Loans | Dollars | | --- | --- | --- | --- | | [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) | Columbus, OH | 338 | $147M | | [Live Oak Banking Company](https://lender.report/lender/live-oak-banking-nc/) | Wilmington, NC | 334 | $369M | | [Newtek Bank, National Association](https://lender.report/lender/newtek-bank-fl/) | Miami, FL | 229 | $78.6M | | [Readycap Lending, LLC](https://lender.report/lender/readycap-lending-nj/) | Berkeley Heights, NJ | 210 | $56.8M | | [Northeast Bank](https://lender.report/lender/northeast-bank-me/) | Portland, ME | 203 | $27.9M | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) | Sioux Falls, SD | 180 | $49.0M | | [TD Bank, National Association](https://lender.report/lender/td-bank-de/) | Wilmington, DE | 126 | $35.4M | | [Pinnacle Bank](https://lender.report/lender/pinnacle-bank-tn/) | Nashville, TN | 125 | $160M | | [United Midwest Savings Bank, National Association](https://lender.report/lender/united-midwest-savings-bank-oh/) | Degraff, OH | 118 | $39.7M | | [BayFirst National Bank](https://lender.report/lender/bayfirst-national-bank-fl/) | Saint Petersburg, FL | 101 | $15.8M | SBA FOIA, Sep 30, 2026 - 141 lenders are based in North Carolina: 24 banks, 14 savings institutions, 57 credit unions and 46 non-bank lenders. FDIC institution record, Jun 30, 2026 - Banks, savings institutions and credit unions based in North Carolina report $3.6T in total assets. FDIC call report, Jun 30, 2026 - They hold $646.2B of commercial and commercial real estate loans, up 4.5% from a year earlier among the 95 of 141 with a comparable earlier filing. FDIC call report, Jun 30, 2026 - Lenders made 758 multifamily loans in North Carolina in 2025 for $8.5B, versus 627 in 2024 (HMDA, manufactured-home parks excluded). HMDA, 2025 - Lenders recorded 4,208 SBA 7(a) loans for $2.9B in North Carolina in the 36 months ending September 30, 2026. SBA FOIA, Sep 30, 2026 - Lenders made 22,994 1-4 unit investor or business-purpose loans in North Carolina in 2025. HMDA, 2025 - Bank of America, National Association holds the largest commercial book of any lender based in North Carolina, at $405.2B. FDIC call report, Jun 30, 2026 - First Bank made the most multifamily loans in North Carolina in 2025, at 49. HMDA, 2025 - The Huntington National Bank recorded the most SBA 7(a) loans in North Carolina, at 338. SBA FOIA, Sep 30, 2026 - 11 kinds of lending have a page for North Carolina, each with at least 10 lenders with in-state evidence. FDIC institution record, Jun 30, 2026 Lenders based here are those whose main office is in the state; balances are for the whole institution. HMDA and SBA figures count loans placed in the state, whoever made them. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.