---
title: Multifamily Lenders in Hamilton County, OH: 75 Made Loans
url: https://lender.report/lenders-in/ohio/hamilton-county/
license: https://lender.report/license/
---

County · OH

# Multifamily lenders in Hamilton County, OH

75 lenders made 323 multifamily loans in Hamilton County, OH in 2024 and 2025, $1.9B in all. Cinfed Credit Union made the most, with 43. The typical loan was about $1.1M. The county is part of the Cincinnati, OH-KY-IN metro area.

**Evidence**
Multifamily loans placed in the county, HMDA

**Data as of**
HMDA 2025

**Page last changed**
November 11, 2026

**Lenders on record**
75

HMDA, 2025

**Multifamily loans, 2024-25**
323

HMDA, 2025

Manufactured-home parks excluded

**Dollars**
$1.94B

HMDA, 2025

**Typical loan**
$1.1M

HMDA, 2025

Cite this

Source: The Lender Report, Multifamily lenders in Hamilton County, OH, https://lender.report/lenders-in/ohio/hamilton-county/, data as of December 31, 2025.

## Describe a deal in Hamilton County, OH

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show multifamily loans in Hamilton County, OH](https://lender.report/comps/?lane=multifamily&state=OH&county=39061)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
| --- | --- | --- | --- | --- | --- | --- | --- |
| [Cinfed Credit Union](https://lender.report/lender/cinfed-credit-union-oh/) [multifamily record](https://lender.report/lender/cinfed-credit-union-oh/multifamily/) | Credit union | Cincinnati, OH | 43 | $41.5M | 25 | 18 | $700K |
| [The Park National Bank](https://lender.report/lender/park-national-bank-oh/) [multifamily record](https://lender.report/lender/park-national-bank-oh/multifamily/) | Bank | Newark, OH | 24 | $26.0M | 11 | 13 | $640K |
| [Bellwether Enterprise Real Estate Capital, LLC](https://lender.report/lender/bellwether-enterprise-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/bellwether-enterprise-real-estate-capital-oh/multifamily/) | Non-bank | Cleveland, OH | 15 | $258M | 11 | 4 | $14M |
| [Union Savings Bank](https://lender.report/lender/union-savings-bank-oh/) [multifamily record](https://lender.report/lender/union-savings-bank-oh/multifamily/) | Savings | Cincinnati, OH | 14 | $23.0M | 5 | 9 | $500K |
| [Spring Valley Bank](https://lender.report/lender/spring-valley-bank-oh/) [multifamily record](https://lender.report/lender/spring-valley-bank-oh/multifamily/) | Bank | Wyoming, OH | 13 | $18.3M | 6 | 7 | $1.2M |
| [Stock Yards Bank & Trust Company](https://lender.report/lender/stock-yards-bank-and-trust-ky/) [multifamily record](https://lender.report/lender/stock-yards-bank-and-trust-ky/multifamily/) | Bank | Louisville, KY | 10 | $15.3M | 7 | 3 | $1.2M |
| [First Financial Bank](https://lender.report/lender/first-financial-bank-oh/) [multifamily record](https://lender.report/lender/first-financial-bank-oh/multifamily/) | Bank | Cincinnati, OH | 9 | $111M | 6 | 3 | $10M |
| [Community Trust Bank, Inc.](https://lender.report/lender/community-trust-bank-ky/) [multifamily record](https://lender.report/lender/community-trust-bank-ky/multifamily/) | Bank | Pikeville, KY | 9 | $10.1M | 1 | 8 | $600K |
| [Forcht Bank, National Association](https://lender.report/lender/forcht-bank-ky/) [multifamily record](https://lender.report/lender/forcht-bank-ky/multifamily/) | Bank | Lexington, KY | 8 | $20.5M | 2 | 6 | $1.4M |
| [LCNB National Bank](https://lender.report/lender/lcnb-national-bank-oh/) [multifamily record](https://lender.report/lender/lcnb-national-bank-oh/multifamily/) | Bank | Lebanon, OH | 8 | $13.5M | 2 | 6 | $2M |
| [City National Bank of West Virginia](https://lender.report/lender/city-national-bank-of-west-virginia-wv/) [multifamily record](https://lender.report/lender/city-national-bank-of-west-virginia-wv/multifamily/) | Bank | Charleston, WV | 8 | $4.32M | 4 | 4 | $580K |
| [First Commonwealth Bank](https://lender.report/lender/first-commonwealth-bank-pa/) [multifamily record](https://lender.report/lender/first-commonwealth-bank-pa/multifamily/) | Bank | Indiana, PA | 7 | $47.4M | 5 | 2 | $2.6M |
| [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [multifamily record](https://lender.report/lender/u-s-bank-oh/multifamily/) | Bank | Cincinnati, OH | 7 | $2.62M | 6 | 1 | $340K |
| [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [multifamily record](https://lender.report/lender/velocity-commercial-capital-ca/multifamily/) | Non-bank | Westlake Village, CA | 7 | $1.88M | 2 | 5 | $300K |
| [Arbor Realty Trust, Inc.](https://lender.report/lender/arbor-realty-trust-ny/) [multifamily record](https://lender.report/lender/arbor-realty-trust-ny/multifamily/) | Non-bank | Uniondale, NY | 6 | $59.6M | 2 | 4 | $9.7M |
| [FCN Bank, National Association](https://lender.report/lender/fcn-bank-in/) [multifamily record](https://lender.report/lender/fcn-bank-in/multifamily/) | Bank | Brookville, IN | 6 | $15.4M | 2 | 4 | $700K |
| [General Electric Credit Union](https://lender.report/lender/general-electric-credit-union-oh/) [multifamily record](https://lender.report/lender/general-electric-credit-union-oh/multifamily/) | Credit union | Cincinnati, OH | 6 | $8.16M | 2 | 4 | $720K |
| [Guardian Savings Bank](https://lender.report/lender/guardian-savings-bank-oh/) [multifamily record](https://lender.report/lender/guardian-savings-bank-oh/multifamily/) | Savings | West Chester, OH | 6 | $5.66M | 4 | 2 | $660K |
| [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 5 | $110M | 3 | 2 | $6M |
| [Peoples Exchange Bank](https://lender.report/lender/peoples-exchange-bank-ky/) [multifamily record](https://lender.report/lender/peoples-exchange-bank-ky/multifamily/) | Bank | Winchester, KY | 5 | $6.38M | 5 | 0 | $740K |
| [Valley Central Bank](https://lender.report/lender/valley-central-bank-oh/) [multifamily record](https://lender.report/lender/valley-central-bank-oh/multifamily/) | Savings | Liberty Township, OH | 5 | $6.30M | 0 | 5 | $1.1M |
| [NewPoint Real Estate Capital](https://lender.report/lender/newpoint-real-estate-capital-tx/) [multifamily record](https://lender.report/lender/newpoint-real-estate-capital-tx/multifamily/) | Non-bank | Plano, TX | 4 | $108M | 2 | 2 | $30M |
| [Lument Real Estate Capital](https://lender.report/lender/lument-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/lument-real-estate-capital-oh/multifamily/) | Non-bank | Columbus, OH | 4 | $62.5M | 2 | 2 | $24M |
| [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) [multifamily record](https://lender.report/lender/rf-renovo-management-il/multifamily/) | Non-bank | Chicago, IL | 4 | $6.28M | 4 | 0 | $720K |
| [First National Bank of Kentucky](https://lender.report/lender/first-national-bank-of-kentucky-ky/) [multifamily record](https://lender.report/lender/first-national-bank-of-kentucky-ky/multifamily/) | Bank | Carrollton, KY | 4 | $3.34M | 2 | 2 | $1.1M |
| [The Cincinnatus Savings & Loan Co.](https://lender.report/lender/cincinnatus-savings-and-loan-oh/) [multifamily record](https://lender.report/lender/cincinnatus-savings-and-loan-oh/multifamily/) | Savings | Cincinnati, OH | 4 | $2.85M | 2 | 2 | $260K |
| [Civista Bank](https://lender.report/lender/civista-bank-oh/) [multifamily record](https://lender.report/lender/civista-bank-oh/multifamily/) | Bank | Sandusky, OH | 4 | $2.40M | 4 | 0 | $500K |
| [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [multifamily record](https://lender.report/lender/jpmorgan-chase-bank-oh/multifamily/) | Bank | Columbus, OH | 3 | $471M | 2 | 1 | $130M |
| [Nationwide Life Insurance Company](https://lender.report/lender/nationwide-life-insurance-oh/) [multifamily record](https://lender.report/lender/nationwide-life-insurance-oh/multifamily/) | Non-bank | Columbus, OH | 3 | $83.0M | 3 | 0 | $27M |
| [Colliers Mortgage LLC](https://lender.report/lender/colliers-mortgage-mn/) [multifamily record](https://lender.report/lender/colliers-mortgage-mn/multifamily/) | Non-bank | Minneapolis, MN | 3 | $12.8M | 1 | 2 | $5.2M |

HMDA, 2025

[Check a deal in Hamilton County, OH in Loan Comps](https://lender.report/comps/?lane=multifamily&state=OH&county=39061)

| Loan size | Loans | Lenders |
| --- | --- | --- |
| Under $1M | 154 | 42 |
| $1M to $2.5M | 76 | 33 |
| $2.5M to $5M | 27 | 18 |
| $5M to $10M | 25 | 16 |
| $10M or more | 41 | 18 |

HMDA, 2025

- Lenders made 323 multifamily loans totaling $1.9B in Hamilton County, OH in 2024 and 2025. HMDA, 2025
- 4 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA, 2025
- 166 of the loans were made in 2025 and 157 in 2024. HMDA, 2025
- The typical loan in Hamilton County, OH was about $1.1M, with the middle half between $500K and $3.5M. HMDA, 2025
- 154 of the loans were under $1M, and 66 were $5M or more. HMDA, 2025
- Lenders reported a median rate of 6.82% on 263 loans in Hamilton County, OH, with the middle half between 6.50% and 7.50%. HMDA, 2025
- The median term was 10 years. HMDA, 2025
- The median loan to value was 69%. HMDA, 2025
- 42% of the loans were refinancings and 50% were purchases. HMDA, 2025
- Banks and savings institutions made 200 of the loans, credit unions 49, and non-banks 70. HMDA, 2025
- The five most active lenders made 33.7% of the loans. HMDA, 2025
- The three most active lenders were Cinfed Credit Union with 43, The Park National Bank with 24, and Bellwether Enterprise Real Estate Capital, LLC with 15. HMDA, 2025
- 30 of the 75 lenders are based in Ohio. The rest are based elsewhere, most often in Kentucky, Indiana and California. HMDA, 2025
- The most common property size was 5 to 24 units, with 193 loans. HMDA, 2025
- Hamilton County, OH is part of the Cincinnati, OH-KY-IN metro area, which has its own page. OMB metro list, 2025

## How this list is defined

**Measure**
Multifamily loans made in Hamilton County, OH

**Period**
2024 and 2025

**Formula**
Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.

**Order**
Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.

**As of**
2025

**Source**
[HMDA](https://ffiec.cfpb.gov/data-browser/)

**Changelog**
November 12, 2026: First published, with the data built on this date.

## What we don't know

- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
