--- title: Multifamily Lenders in Lucas County, OH: 30 Made Loans url: https://lender.report/lenders-in/ohio/lucas-county/ license: https://lender.report/license/ --- County ยท OH # Multifamily lenders in Lucas County, OH 30 lenders made 95 multifamily loans in Lucas County, OH in 2024 and 2025, $185.3M in all. Signature Bank, National Association made the most, with 10. The typical loan was about $460K. The county is part of the Toledo, OH metro area. **Evidence** Multifamily loans placed in the county, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 30 HMDA, 2025 **Multifamily loans, 2024-25** 95 HMDA, 2025 Manufactured-home parks excluded **Dollars** $185M HMDA, 2025 **Typical loan** $460K HMDA, 2025 Cite this Source: The Lender Report, Multifamily lenders in Lucas County, OH, https://lender.report/lenders-in/ohio/lucas-county/, data as of December 31, 2025. ## Describe a deal in Lucas County, OH See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show multifamily loans in Lucas County, OH](https://lender.report/comps/?lane=multifamily&state=OH&county=39095)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan | | --- | --- | --- | --- | --- | --- | --- | --- | | [Signature Bank, National Association](https://lender.report/lender/signature-bank-oh/) [multifamily record](https://lender.report/lender/signature-bank-oh/multifamily/) | Bank | Toledo, OH | 10 | $31.3M | 5 | 5 | $520K | | [The Farmers & Merchants State Bank](https://lender.report/lender/farmers-and-merchants-state-bank-oh/) [multifamily record](https://lender.report/lender/farmers-and-merchants-state-bank-oh/multifamily/) | Bank | Archbold, OH | 9 | $4.85M | 4 | 5 | $220K | | [The Croghan Colonial Bank](https://lender.report/lender/croghan-colonial-bank-oh/) [multifamily record](https://lender.report/lender/croghan-colonial-bank-oh/multifamily/) | Bank | Fremont, OH | 9 | $4.52M | 6 | 3 | $300K | | [Fifth Third Bank, National Association](https://lender.report/lender/fifth-third-bank-oh/) [multifamily record](https://lender.report/lender/fifth-third-bank-oh/multifamily/) | Bank | Cincinnati, OH | 7 | $41.3M | 7 | 0 | $5.3M | | [The State Bank and Trust Company](https://lender.report/lender/state-bank-and-trust-oh/) [multifamily record](https://lender.report/lender/state-bank-and-trust-oh/multifamily/) | Bank | Defiance, OH | 7 | $4.18M | 5 | 2 | $520K | | [The Citizens National Bank of Bluffton](https://lender.report/lender/citizens-national-bank-of-bluffton-oh/) [multifamily record](https://lender.report/lender/citizens-national-bank-of-bluffton-oh/multifamily/) | Bank | Bluffton, OH | 5 | $1.70M | 2 | 3 | $380K | | [The Union Bank Company](https://lender.report/lender/union-bank-oh/) [multifamily record](https://lender.report/lender/union-bank-oh/multifamily/) | Bank | Columbus Grove, OH | 4 | $5.20M | 0 | 4 | $1.5M | | [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [multifamily record](https://lender.report/lender/velocity-commercial-capital-ca/multifamily/) | Non-bank | Westlake Village, CA | 4 | $2.92M | 3 | 1 | $900K | | [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) [multifamily record](https://lender.report/lender/rf-renovo-management-il/multifamily/) | Non-bank | Chicago, IL | 4 | $2.48M | 4 | 0 | $620K | | [The Genoa Banking Company](https://lender.report/lender/genoa-banking-oh/) [multifamily record](https://lender.report/lender/genoa-banking-oh/multifamily/) | Bank | Genoa, OH | 4 | $1.34M | 0 | 4 | $440K | | [Lument Real Estate Capital](https://lender.report/lender/lument-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/lument-real-estate-capital-oh/multifamily/) | Non-bank | Columbus, OH | 3 | $4.50M | 0 | 3 | $1.4M | | [First Merchants Bank](https://lender.report/lender/first-merchants-bank-in/) [multifamily record](https://lender.report/lender/first-merchants-bank-in/multifamily/) | Bank | Muncie, IN | 3 | $1.09M | 1 | 2 | $500K | | [BPL Mortgage, LLC](https://lender.report/lender/bpl-mortgage-il/) [multifamily record](https://lender.report/lender/bpl-mortgage-il/multifamily/) | Non-bank | Oakbrook Terrace, IL | 3 | $1.00M | 1 | 2 | $300K | | [Constructive Loans LLC](https://lender.report/lender/constructive-loans-il/) [multifamily record](https://lender.report/lender/constructive-loans-il/multifamily/) | Non-bank | Oakbrook Terrace, IL | 3 | $960K | 0 | 3 | $320K | | [Directions Credit Union](https://lender.report/lender/directions-credit-union-oh/) | Credit union | Toledo, OH | 3 | $780K | 2 | 1 | $240K | | [KeyBank National Association](https://lender.report/lender/keybank-oh/) [multifamily record](https://lender.report/lender/keybank-oh/multifamily/) | Bank | Cleveland, OH | 2 | $30.0M | 1 | 1 | $16M | | [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) [multifamily record](https://lender.report/lender/huntington-national-bank-oh/multifamily/) | Bank | Columbus, OH | 2 | $13.5M | 1 | 1 | $13M | | [Horizon Bank](https://lender.report/lender/horizon-bank-in/) [multifamily record](https://lender.report/lender/horizon-bank-in/multifamily/) | Bank | Michigan City, IN | 1 | $9.00M | 1 | 0 | $9M | | [NewPoint Real Estate Capital](https://lender.report/lender/newpoint-real-estate-capital-tx/) [multifamily record](https://lender.report/lender/newpoint-real-estate-capital-tx/multifamily/) | Non-bank | Plano, TX | 1 | $7.60M | 1 | 0 | $7.6M | | [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 1 | $5.50M | 0 | 1 | $5.5M | | [Southern Michigan Bank & Trust](https://lender.report/lender/southern-michigan-bank-and-trust-mi/) [multifamily record](https://lender.report/lender/southern-michigan-bank-and-trust-mi/multifamily/) | Bank | Coldwater, MI | 1 | $4.50M | 1 | 0 | $4.5M | | [WesBanco Bank, Inc.](https://lender.report/lender/wesbanco-bank-wv/) [multifamily record](https://lender.report/lender/wesbanco-bank-wv/multifamily/) | Bank | Wheeling, WV | 1 | $2.90M | 1 | 0 | $2.9M | | [Greystone Servicing Corporation, Inc.](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/) [multifamily record](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/multifamily/) | Non-bank | Memphis, TN | 1 | $2.20M | 0 | 1 | $2.2M | | [CV3 Financial Services, LLC](https://lender.report/lender/cv3-financial-services-ca/) [multifamily record](https://lender.report/lender/cv3-financial-services-ca/multifamily/) | Non-bank | El Segundo, CA | 1 | $740K | 1 | 0 | $740K | | [A&D Mortgage LLC](https://lender.report/lender/a-and-d-mortgage-fl/) [multifamily record](https://lender.report/lender/a-and-d-mortgage-fl/multifamily/) | Non-bank | Ft. Lauderdale, FL | 1 | $620K | 1 | 0 | $620K | | [Civista Bank](https://lender.report/lender/civista-bank-oh/) [multifamily record](https://lender.report/lender/civista-bank-oh/multifamily/) | Bank | Sandusky, OH | 1 | $540K | 1 | 0 | $540K | | [Old National Bank](https://lender.report/lender/old-national-bank-in/) [multifamily record](https://lender.report/lender/old-national-bank-in/multifamily/) | Bank | Evansville, IN | 1 | $320K | 1 | 0 | $320K | | [Ocmbc, Inc.](https://lender.report/lender/ocmbc-ca/) [multifamily record](https://lender.report/lender/ocmbc-ca/multifamily/) | Non-bank | Irvine, CA | 1 | $300K | 1 | 0 | $300K | | [First Federal Savings and Loan Association of Lakewood](https://lender.report/lender/first-federal-savings-and-loan-association-of-lakewood-oh/) [multifamily record](https://lender.report/lender/first-federal-savings-and-loan-association-of-lakewood-oh/multifamily/) | Savings | Lakewood, OH | 1 | $240K | 0 | 1 | $240K | | [Buckeye State Bank](https://lender.report/lender/buckeye-state-bank-oh/) [multifamily record](https://lender.report/lender/buckeye-state-bank-oh/multifamily/) | Bank | Powell, OH | 1 | $220K | 1 | 0 | $220K | HMDA, 2025 [Check a deal in Lucas County, OH in Loan Comps](https://lender.report/comps/?lane=multifamily&state=OH&county=39095) | Loan size | Loans | Lenders | | --- | --- | --- | | Under $1M | 63 | 21 | | $1M to $2.5M | 16 | 10 | | $2.5M to $5M | 5 | 4 | | $5M to $10M | 6 | 4 | | $10M or more | 5 | 4 | HMDA, 2025 - Lenders made 95 multifamily loans totaling $185.3M in Lucas County, OH in 2024 and 2025. HMDA, 2025 - 52 of the loans were made in 2025 and 43 in 2024. HMDA, 2025 - The typical loan in Lucas County, OH was about $460K, with the middle half between $300K and $1.4M. HMDA, 2025 - 63 of the loans were under $1M, and 11 were $5M or more. HMDA, 2025 - Lenders reported a median rate of 7.50% on 75 loans in Lucas County, OH, with the middle half between 6.75% and 8.25%. HMDA, 2025 - The median term was 10 years. HMDA, 2025 - The median loan to value was 70%. HMDA, 2025 - 38% of the loans were refinancings and 58% were purchases. HMDA, 2025 - Banks and savings institutions made 69 of the loans, credit unions 3, and non-banks 23. HMDA, 2025 - The five most active lenders made 44.2% of the loans. HMDA, 2025 - The three most active lenders were Signature Bank, National Association with 10, The Farmers & Merchants State Bank with 9, and The Croghan Colonial Bank with 9. HMDA, 2025 - 15 of the 30 lenders are based in Ohio. The rest are based elsewhere, most often in California, Illinois and Indiana. HMDA, 2025 - The most common property size was 5 to 24 units, with 61 loans. HMDA, 2025 - Lucas County, OH is part of the Toledo, OH metro area, which has its own page. OMB metro list, 2025 ## How this list is defined **Measure** Multifamily loans made in Lucas County, OH **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.