---
title: Multifamily Lenders in Montgomery County, OH: 56 Made Loans
url: https://lender.report/lenders-in/ohio/montgomery-county/
license: https://lender.report/license/
---

County · OH

# Multifamily lenders in Montgomery County, OH

56 lenders made 166 multifamily loans in Montgomery County, OH in 2024 and 2025, $782.7M in all. RF Renovo Management Company, LLC made the most, with 30. The typical loan was about $840K. The county is part of the Dayton, OH metro area.

**Evidence**
Multifamily loans placed in the county, HMDA

**Data as of**
HMDA 2025

**Page last changed**
November 11, 2026

**Lenders on record**
56

HMDA, 2025

**Multifamily loans, 2024-25**
166

HMDA, 2025

Manufactured-home parks excluded

**Dollars**
$783M

HMDA, 2025

**Typical loan**
$840K

HMDA, 2025

Cite this

Source: The Lender Report, Multifamily lenders in Montgomery County, OH, https://lender.report/lenders-in/ohio/montgomery-county/, data as of December 31, 2025.

## Describe a deal in Montgomery County, OH

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show multifamily loans in Montgomery County, OH](https://lender.report/comps/?lane=multifamily&state=OH&county=39113)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
| --- | --- | --- | --- | --- | --- | --- | --- |
| [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) [multifamily record](https://lender.report/lender/rf-renovo-management-il/multifamily/) | Non-bank | Chicago, IL | 30 | $26.3M | 29 | 1 | $780K |
| [The Park National Bank](https://lender.report/lender/park-national-bank-oh/) [multifamily record](https://lender.report/lender/park-national-bank-oh/multifamily/) | Bank | Newark, OH | 11 | $6.10M | 6 | 5 | $600K |
| [Merchants Capital Corp.](https://lender.report/lender/merchants-capital-in/) [multifamily record](https://lender.report/lender/merchants-capital-in/multifamily/) | Non-bank | Carmel, IN | 7 | $81.6M | 2 | 5 | $13M |
| [Re Investment Loans LLC](https://lender.report/lender/re-investment-loans-co/) [multifamily record](https://lender.report/lender/re-investment-loans-co/multifamily/) | Non-bank | Greenwood Village, CO | 7 | $9.32M | 7 | 0 | $1.4M |
| [Union Savings Bank](https://lender.report/lender/union-savings-bank-oh/) [multifamily record](https://lender.report/lender/union-savings-bank-oh/multifamily/) | Savings | Cincinnati, OH | 7 | $4.08M | 4 | 3 | $460K |
| [Bellwether Enterprise Real Estate Capital, LLC](https://lender.report/lender/bellwether-enterprise-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/bellwether-enterprise-real-estate-capital-oh/multifamily/) | Non-bank | Cleveland, OH | 6 | $116M | 5 | 1 | $19M |
| [NewPoint Real Estate Capital](https://lender.report/lender/newpoint-real-estate-capital-tx/) [multifamily record](https://lender.report/lender/newpoint-real-estate-capital-tx/multifamily/) | Non-bank | Plano, TX | 5 | $60.2M | 3 | 2 | $9.4M |
| [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [multifamily record](https://lender.report/lender/velocity-commercial-capital-ca/multifamily/) | Non-bank | Westlake Village, CA | 5 | $1.26M | 3 | 2 | $200K |
| [First Merchants Bank](https://lender.report/lender/first-merchants-bank-in/) [multifamily record](https://lender.report/lender/first-merchants-bank-in/multifamily/) | Bank | Muncie, IN | 4 | $79.0M | 3 | 1 | $38M |
| [Greenville National Bank](https://lender.report/lender/greenville-national-bank-oh/) [multifamily record](https://lender.report/lender/greenville-national-bank-oh/multifamily/) | Bank | Greenville, OH | 4 | $2.76M | 2 | 2 | $720K |
| [Silver Hill Funding](https://lender.report/lender/silver-hill-funding-fl/) [multifamily record](https://lender.report/lender/silver-hill-funding-fl/multifamily/) | Non-bank | Coral Gables, FL | 4 | $1.92M | 0 | 4 | $520K |
| [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [multifamily record](https://lender.report/lender/u-s-bank-oh/multifamily/) | Bank | Cincinnati, OH | 4 | $1.58M | 3 | 1 | $380K |
| [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 3 | $34.6M | 1 | 2 | $12M |
| [City National Bank of West Virginia](https://lender.report/lender/city-national-bank-of-west-virginia-wv/) [multifamily record](https://lender.report/lender/city-national-bank-of-west-virginia-wv/multifamily/) | Bank | Charleston, WV | 3 | $22.5M | 0 | 3 | $4M |
| [First Financial Bank](https://lender.report/lender/first-financial-bank-oh/) [multifamily record](https://lender.report/lender/first-financial-bank-oh/multifamily/) | Bank | Cincinnati, OH | 3 | $18.3M | 1 | 2 | $6.5M |
| [Greystone Servicing Corporation, Inc.](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/) [multifamily record](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/multifamily/) | Non-bank | Memphis, TN | 3 | $15.4M | 2 | 1 | $4.8M |
| [Cinfed Credit Union](https://lender.report/lender/cinfed-credit-union-oh/) [multifamily record](https://lender.report/lender/cinfed-credit-union-oh/multifamily/) | Credit union | Cincinnati, OH | 3 | $3.24M | 1 | 2 | $1.1M |
| [First Federal Savings and Loan Association of Lakewood](https://lender.report/lender/first-federal-savings-and-loan-association-of-lakewood-oh/) [multifamily record](https://lender.report/lender/first-federal-savings-and-loan-association-of-lakewood-oh/multifamily/) | Savings | Lakewood, OH | 3 | $3.12M | 0 | 3 | $420K |
| [Minster Bank](https://lender.report/lender/minster-bank-oh/) [multifamily record](https://lender.report/lender/minster-bank-oh/multifamily/) | Bank | Minster, OH | 3 | $2.28M | 1 | 2 | $700K |
| [The Citizens National Bank of Bluffton](https://lender.report/lender/citizens-national-bank-of-bluffton-oh/) [multifamily record](https://lender.report/lender/citizens-national-bank-of-bluffton-oh/multifamily/) | Bank | Bluffton, OH | 3 | $1.66M | 3 | 0 | $480K |
| [First Commonwealth Bank](https://lender.report/lender/first-commonwealth-bank-pa/) [multifamily record](https://lender.report/lender/first-commonwealth-bank-pa/multifamily/) | Bank | Indiana, PA | 2 | $29.0M | 1 | 1 | $24M |
| [Cedar Rapids Bank and Trust Company](https://lender.report/lender/cedar-rapids-bank-and-trust-ia/) [multifamily record](https://lender.report/lender/cedar-rapids-bank-and-trust-ia/multifamily/) | Bank | Cedar Rapids, IA | 2 | $11.5M | 0 | 2 | $8.2M |
| [LCNB National Bank](https://lender.report/lender/lcnb-national-bank-oh/) [multifamily record](https://lender.report/lender/lcnb-national-bank-oh/multifamily/) | Bank | Lebanon, OH | 2 | $5.40M | 0 | 2 | $4.8M |
| [RiverHills Bank](https://lender.report/lender/riverhills-bank-oh/) [multifamily record](https://lender.report/lender/riverhills-bank-oh/multifamily/) | Bank | Milford, OH | 2 | $5.40M | 1 | 1 | $3.4M |
| [Lument Real Estate Capital](https://lender.report/lender/lument-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/lument-real-estate-capital-oh/multifamily/) | Non-bank | Columbus, OH | 2 | $4.50M | 1 | 1 | $3.3M |
| [Arbor Realty Trust, Inc.](https://lender.report/lender/arbor-realty-trust-ny/) [multifamily record](https://lender.report/lender/arbor-realty-trust-ny/multifamily/) | Non-bank | Uniondale, NY | 2 | $3.96M | 2 | 0 | $3.2M |
| [General Electric Credit Union](https://lender.report/lender/general-electric-credit-union-oh/) [multifamily record](https://lender.report/lender/general-electric-credit-union-oh/multifamily/) | Credit union | Cincinnati, OH | 2 | $1.60M | 0 | 2 | $940K |
| [S&T Bank](https://lender.report/lender/s-and-t-bank-pa/) [multifamily record](https://lender.report/lender/s-and-t-bank-pa/multifamily/) | Bank | Indiana, PA | 2 | $820K | 0 | 2 | $420K |
| [WesBanco Bank, Inc.](https://lender.report/lender/wesbanco-bank-wv/) [multifamily record](https://lender.report/lender/wesbanco-bank-wv/multifamily/) | Bank | Wheeling, WV | 2 | $780K | 0 | 2 | $520K |
| [BPL Mortgage, LLC](https://lender.report/lender/bpl-mortgage-il/) [multifamily record](https://lender.report/lender/bpl-mortgage-il/multifamily/) | Non-bank | Oakbrook Terrace, IL | 2 | $720K | 2 | 0 | $380K |

HMDA, 2025

[Check a deal in Montgomery County, OH in Loan Comps](https://lender.report/comps/?lane=multifamily&state=OH&county=39113)

| Loan size | Loans | Lenders |
| --- | --- | --- |
| Under $1M | 93 | 32 |
| $1M to $2.5M | 24 | 17 |
| $2.5M to $5M | 14 | 12 |
| $5M to $10M | 10 | 9 |
| $10M or more | 25 | 14 |

HMDA, 2025

- Lenders made 166 multifamily loans totaling $782.7M in Montgomery County, OH in 2024 and 2025. HMDA, 2025
- 102 of the loans were made in 2025 and 64 in 2024. HMDA, 2025
- The typical loan in Montgomery County, OH was about $840K, with the middle half between $480K and $3.3M. HMDA, 2025
- 93 of the loans were under $1M, and 35 were $5M or more. HMDA, 2025
- Lenders reported a median rate of 6.95% on 142 loans in Montgomery County, OH, with the middle half between 6.50% and 7.50%. HMDA, 2025
- The median term was 20 years. HMDA, 2025
- The median loan to value was 70%. HMDA, 2025
- 51% of the loans were refinancings and 47% were purchases. HMDA, 2025
- Banks and savings institutions made 76 of the loans, credit unions 8, and non-banks 82. HMDA, 2025
- The five most active lenders made 37.3% of the loans. HMDA, 2025
- The three most active lenders were RF Renovo Management Company, LLC with 30, The Park National Bank with 11, and Merchants Capital Corp. with 7. HMDA, 2025
- 23 of the 56 lenders are based in Ohio. The rest are based elsewhere, most often in Indiana, California and Illinois. HMDA, 2025
- The most common property size was 5 to 24 units, with 101 loans. HMDA, 2025
- Montgomery County, OH is part of the Dayton-Kettering-Beavercreek, OH metro area, which has its own page. OMB metro list, 2025

## How this list is defined

**Measure**
Multifamily loans made in Montgomery County, OH

**Period**
2024 and 2025

**Formula**
Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.

**Order**
Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.

**As of**
2025

**Source**
[HMDA](https://ffiec.cfpb.gov/data-browser/)

**Changelog**
November 12, 2026: First published, with the data built on this date.

## What we don't know

- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
