---
title: Lenders in Palm Bay, FL: 22 Made Multifamily Loans in 2024-25
url: https://lender.report/lenders-in/palm-bay-fl/
license: https://lender.report/license/
---

Metro area · FL

# Lenders in Palm Bay, FL

22 lenders made 30 multifamily loans in the Palm Bay-Melbourne-Titusville, FL metro area in 2024 and 2025, $333.8M in all. Walker & Dunlop, LLC made the most, with 3. The typical loan was about $6.9M.

**Evidence**
Multifamily loans placed in the metro area, HMDA

**Data as of**
HMDA 2025

**Page last changed**
November 11, 2026

**Lenders on record**
22

HMDA, 2025

**Multifamily loans, 2024-25**
30

HMDA, 2025

Manufactured-home parks excluded

**Dollars**
$334M

HMDA, 2025

**Typical loan**
$6.9M

HMDA, 2025

Cite this

Source: The Lender Report, Lenders in Palm Bay, FL, https://lender.report/lenders-in/palm-bay-fl/, data as of December 31, 2025.

## Describe a deal in Palm Bay, FL

This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.

[Start with a deal in Palm Bay, FL](https://lender.report/comps/?lane=multifamily&metro=37340)[A lender in Palm Bay, FL? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans |
| --- | --- | --- | --- | --- | --- | --- |
| [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 3 | $26.0M | 1 | 2 |
| [Brightstar Credit Union](https://lender.report/lender/brightstar-credit-union-fl/) [multifamily record](https://lender.report/lender/brightstar-credit-union-fl/multifamily/) | Credit union | Fort Lauderdale, FL | 3 | $9.40M | 1 | 2 |
| [Arbor Realty Trust, Inc.](https://lender.report/lender/arbor-realty-trust-ny/) [multifamily record](https://lender.report/lender/arbor-realty-trust-ny/multifamily/) | Non-bank | Uniondale, NY | 2 | $55.0M | 1 | 1 |
| [Greystone Servicing Corporation, Inc.](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/) [multifamily record](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/multifamily/) | Non-bank | Memphis, TN | 2 | $37.0M | 1 | 1 |
| [Hancock Whitney Bank](https://lender.report/lender/hancock-whitney-bank-ms/) [multifamily record](https://lender.report/lender/hancock-whitney-bank-ms/multifamily/) | Bank | Gulfport, MS | 2 | $37.0M | 2 | 0 |
| [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) [multifamily record](https://lender.report/lender/rf-renovo-management-il/multifamily/) | Non-bank | Chicago, IL | 2 | $2.44M | 0 | 2 |
| [Merchants Capital Corp.](https://lender.report/lender/merchants-capital-in/) [multifamily record](https://lender.report/lender/merchants-capital-in/multifamily/) | Non-bank | Carmel, IN | 1 | $61.0M | 0 | 1 |
| [Regions Bank](https://lender.report/lender/regions-bank-al/) [multifamily record](https://lender.report/lender/regions-bank-al/multifamily/) | Bank | Birmingham, AL | 1 | $27.0M | 1 | 0 |
| [Berkadia Commercial Mortgage](https://lender.report/lender/berkadia-commercial-mortgage-pa/) [multifamily record](https://lender.report/lender/berkadia-commercial-mortgage-pa/multifamily/) | Non-bank | Ambler, PA | 1 | $14.0M | 0 | 1 |
| [Pinnacle Bank](https://lender.report/lender/pinnacle-bank-tn/) [multifamily record](https://lender.report/lender/pinnacle-bank-tn/multifamily/) | Bank | Nashville, TN | 1 | $14.0M | 1 | 0 |
| [Vystar Credit Union](https://lender.report/lender/vystar-credit-union-fl/) [multifamily record](https://lender.report/lender/vystar-credit-union-fl/multifamily/) | Credit union | Jacksonville, FL | 1 | $9.10M | 1 | 0 |
| [BMO Bank National Association](https://lender.report/lender/bmo-bank-il/) [multifamily record](https://lender.report/lender/bmo-bank-il/multifamily/) | Bank | Chicago, IL | 1 | $7.80M | 0 | 1 |
| [Grandbridge Real Estate Capital LLC](https://lender.report/lender/grandbridge-real-estate-capital-nc/) [multifamily record](https://lender.report/lender/grandbridge-real-estate-capital-nc/multifamily/) | Non-bank | Raleigh, NC | 1 | $6.90M | 1 | 0 |
| [U. S. Century Bank](https://lender.report/lender/u-s-century-bank-fl/) [multifamily record](https://lender.report/lender/u-s-century-bank-fl/multifamily/) | Bank | Doral, FL | 1 | $4.80M | 1 | 0 |
| [Grow Financial Credit Union](https://lender.report/lender/grow-financial-credit-union-fl/) [multifamily record](https://lender.report/lender/grow-financial-credit-union-fl/multifamily/) | Credit union | Tampa, FL | 1 | $4.50M | 1 | 0 |

HMDA, 2025

[All 22 lenders in Palm Bay, FL, by loan size](https://lender.report/multifamily-lenders/palm-bay-fl/)

| County | Loans | Dollars | Lenders |
| --- | --- | --- | --- |
| [Brevard County, FL](https://lender.report/lenders-in/florida/brevard-county/) | 29 | $320M | 21 |

HMDA, 2025

A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.

| Loan size | Loans |
| --- | --- |
| Under $1M | 3 |
| $1M to $2.5M | 4 |
| $2.5M to $5M | 7 |
| $5M to $10M | 6 |
| $10M or more | 10 |

HMDA, 2025

- Lenders made 30 multifamily loans totaling $333.8M in Palm Bay, FL in 2024 and 2025. HMDA, 2025
- 16 of the loans were made in 2025 and 14 in 2024. HMDA, 2025
- The typical loan in Palm Bay, FL was about $6.9M, with the middle half between $2.7M and $14M. HMDA, 2025
- 3 of the loans were under $1M, and 16 were $5M or more. HMDA, 2025
- Lenders reported a median rate of 6.25% on 28 loans in Palm Bay, FL, with the middle half between 5.76% and 7.10%. HMDA, 2025
- The median term was 7 years. HMDA, 2025
- The median loan to value was 64%. HMDA, 2025
- 63% of the loans were refinancings and 33% were purchases. HMDA, 2025
- Banks and savings institutions made 8 of the loans, credit unions 5, and non-banks 17. HMDA, 2025
- The five most active lenders made 40.0% of the loans. HMDA, 2025
- The three most active lenders were Walker & Dunlop, LLC with 3, Brightstar Credit Union with 3, and Arbor Realty Trust, Inc. with 2. HMDA, 2025
- 5 of the 22 lenders are based in Florida. The rest are based elsewhere, most often in Colorado, Illinois and Maryland. HMDA, 2025
- The most common property size was 150 or more units, with 12 loans. HMDA, 2025
- 1 county in the metro area has loans on record, and Brevard County, FL has the most, with 29. HMDA, 2025

## How this list is defined

**Measure**
Multifamily loans made in the Palm Bay, FL metro area

**Period**
2024 and 2025

**Formula**
Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.

**Order**
Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.

**As of**
2025

**Source**
[HMDA](https://ffiec.cfpb.gov/data-browser/)

**Changelog**
November 12, 2026: First published, with the data built on this date.

## What we don't know

- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
