--- title: Multifamily Lenders in Mercer County, PA: 9 Made Loans url: https://lender.report/lenders-in/pennsylvania/mercer-county/ license: https://lender.report/license/ --- County ยท PA # Multifamily lenders in Mercer County, PA 9 lenders made 25 multifamily loans in Mercer County, PA in 2024 and 2025, $22.9M in all. Nextier Bank, National Association made the most, with 12. The typical loan was about $600K. **Evidence** Multifamily loans placed in the county, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 9 HMDA, 2025 **Multifamily loans, 2024-25** 25 HMDA, 2025 Manufactured-home parks excluded **Dollars** $22.9M HMDA, 2025 **Typical loan** $600K HMDA, 2025 Cite this Source: The Lender Report, Multifamily lenders in Mercer County, PA, https://lender.report/lenders-in/pennsylvania/mercer-county/, data as of December 31, 2025. ## Describe a deal in Mercer County, PA See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show multifamily loans in Mercer County, PA](https://lender.report/comps/?lane=multifamily&state=PA&county=42085)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan | | --- | --- | --- | --- | --- | --- | --- | --- | | [Nextier Bank, National Association](https://lender.report/lender/nextier-bank-pa/) [multifamily record](https://lender.report/lender/nextier-bank-pa/multifamily/) | Bank | Kittanning, PA | 12 | $9.90M | 10 | 2 | $700K | | [Mercer County State Bank](https://lender.report/lender/mercer-county-state-bank-pa/) [multifamily record](https://lender.report/lender/mercer-county-state-bank-pa/multifamily/) | Bank | Sandy Lake, PA | 4 | $1.73M | 1 | 3 | $680K | | [S&T Bank](https://lender.report/lender/s-and-t-bank-pa/) [multifamily record](https://lender.report/lender/s-and-t-bank-pa/multifamily/) | Bank | Indiana, PA | 2 | $8.28M | 2 | 0 | $7.3M | | [CV3 Financial Services, LLC](https://lender.report/lender/cv3-financial-services-ca/) [multifamily record](https://lender.report/lender/cv3-financial-services-ca/multifamily/) | Non-bank | El Segundo, CA | 2 | $1.20M | 2 | 0 | $600K | | [First Commonwealth Bank](https://lender.report/lender/first-commonwealth-bank-pa/) [multifamily record](https://lender.report/lender/first-commonwealth-bank-pa/multifamily/) | Bank | Indiana, PA | 1 | $660K | 0 | 1 | $660K | | [LendingOne LLC](https://lender.report/lender/lendingone-fl/) [multifamily record](https://lender.report/lender/lendingone-fl/multifamily/) | Non-bank | Boca Raton, FL | 1 | $560K | 0 | 1 | $560K | | [Union Savings Bank](https://lender.report/lender/union-savings-bank-oh/) [multifamily record](https://lender.report/lender/union-savings-bank-oh/multifamily/) | Savings | Cincinnati, OH | 1 | $240K | 1 | 0 | $240K | | [First National Bank of Pennsylvania](https://lender.report/lender/first-national-bank-of-pennsylvania-pa/) [multifamily record](https://lender.report/lender/first-national-bank-of-pennsylvania-pa/multifamily/) | Bank | Greenville, PA | 1 | $200K | 0 | 1 | $200K | | [KS StateBank](https://lender.report/lender/ks-statebank-ks/) [multifamily record](https://lender.report/lender/ks-statebank-ks/multifamily/) | Bank | Manhattan, KS | 1 | $160K | 0 | 1 | $160K | HMDA, 2025 [Check a deal in Mercer County, PA in Loan Comps](https://lender.report/comps/?lane=multifamily&state=PA&county=42085) | Loan size | Loans | Lenders | | --- | --- | --- | | Under $1M | 22 | 9 | | $1M to $2.5M | 2 | 1 | | $2.5M to $5M | 0 | 0 | | $5M to $10M | 1 | 1 | | $10M or more | 0 | 0 | HMDA, 2025 - Lenders made 25 multifamily loans totaling $22.9M in Mercer County, PA in 2024 and 2025. HMDA, 2025 - 16 of the loans were made in 2025 and 9 in 2024. HMDA, 2025 - The typical loan in Mercer County, PA was about $600K, with the middle half between $520K and $780K. HMDA, 2025 - 22 of the loans were under $1M, and 1 were $5M or more. HMDA, 2025 - Lenders reported a median rate of 6.85% on 21 loans in Mercer County, PA, with the middle half between 6.14% and 8.00%. HMDA, 2025 - The median term was 10 years. HMDA, 2025 - The median loan to value was 75%. HMDA, 2025 - 56% of the loans were refinancings and 32% were purchases. HMDA, 2025 - Banks and savings institutions made 22 of the loans, credit unions 0, and non-banks 3. HMDA, 2025 - The three most active lenders were Nextier Bank, National Association with 12, Mercer County State Bank with 4, and S&T Bank with 2. HMDA, 2025 - 5 of the 9 lenders are based in Pennsylvania. The rest are based elsewhere, most often in California, Florida and Kansas. HMDA, 2025 - The most common property size was 5 to 24 units, with 23 loans. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in Mercer County, PA **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.