--- title: Lenders in Portland, ME: 40 Made Multifamily Loans in 2024-25 url: https://lender.report/lenders-in/portland-me/ license: https://lender.report/license/ --- Metro area ยท ME # Lenders in Portland, ME 40 lenders made 210 multifamily loans in the Portland-South Portland, ME metro area in 2024 and 2025, $632.2M in all. Maine Community Bank made the most, with 26. The typical loan was about $940K. **Evidence** Multifamily loans placed in the metro area, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 40 HMDA, 2025 **Multifamily loans, 2024-25** 210 HMDA, 2025 Manufactured-home parks excluded **Dollars** $632M HMDA, 2025 **Typical loan** $940K HMDA, 2025 Cite this Source: The Lender Report, Lenders in Portland, ME, https://lender.report/lenders-in/portland-me/, data as of December 31, 2025. ## Describe a deal in Portland, ME This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it. [Start with a deal in Portland, ME](https://lender.report/comps/?lane=multifamily&metro=38860)[A lender in Portland, ME? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | | --- | --- | --- | --- | --- | --- | --- | | [Maine Community Bank](https://lender.report/lender/maine-community-bank-me/) [multifamily record](https://lender.report/lender/maine-community-bank-me/multifamily/) | Savings | Portland, ME | 26 | $37.5M | 18 | 8 | | [Katahdin Trust Company](https://lender.report/lender/katahdin-trust-me/) [multifamily record](https://lender.report/lender/katahdin-trust-me/multifamily/) | Bank | Patten, ME | 16 | $22.2M | 10 | 6 | | [Norway Savings Bank](https://lender.report/lender/norway-savings-bank-me/) [multifamily record](https://lender.report/lender/norway-savings-bank-me/multifamily/) | Savings | Norway, ME | 14 | $15.5M | 8 | 6 | | [Bangor Savings Bank](https://lender.report/lender/bangor-savings-bank-me/) [multifamily record](https://lender.report/lender/bangor-savings-bank-me/multifamily/) | Savings | Bangor, ME | 14 | $12.1M | 8 | 6 | | [Kennebunk Savings Bank](https://lender.report/lender/kennebunk-savings-bank-me/) [multifamily record](https://lender.report/lender/kennebunk-savings-bank-me/multifamily/) | Savings | Kennebunk, ME | 11 | $26.6M | 6 | 5 | | [Ancorum Credit Union](https://lender.report/lender/ancorum-credit-union-me/) [multifamily record](https://lender.report/lender/ancorum-credit-union-me/multifamily/) | Credit union | Bath, ME | 10 | $13.3M | 3 | 7 | | [Machias Savings Bank](https://lender.report/lender/machias-savings-bank-me/) [multifamily record](https://lender.report/lender/machias-savings-bank-me/multifamily/) | Savings | Machias, ME | 9 | $25.7M | 1 | 8 | | [TD Bank, National Association](https://lender.report/lender/td-bank-de/) [multifamily record](https://lender.report/lender/td-bank-de/multifamily/) | Bank | Wilmington, DE | 9 | $24.0M | 5 | 4 | | [Saco & Biddeford Savings Institution](https://lender.report/lender/saco-and-biddeford-savings-institution-me/) [multifamily record](https://lender.report/lender/saco-and-biddeford-savings-institution-me/multifamily/) | Savings | Saco, ME | 9 | $7.20M | 6 | 3 | | [The Camden National Bank](https://lender.report/lender/camden-national-bank-me/) [multifamily record](https://lender.report/lender/camden-national-bank-me/multifamily/) | Bank | Camden, ME | 9 | $6.16M | 4 | 5 | | [Partners Bank of New England](https://lender.report/lender/partners-bank-of-new-england-me/) [multifamily record](https://lender.report/lender/partners-bank-of-new-england-me/multifamily/) | Savings | Sanford, ME | 7 | $6.22M | 4 | 3 | | [Bath Savings Institution](https://lender.report/lender/bath-savings-institution-me/) [multifamily record](https://lender.report/lender/bath-savings-institution-me/multifamily/) | Savings | Bath, ME | 7 | $4.29M | 4 | 3 | | [Evergreen Credit Union](https://lender.report/lender/evergreen-credit-union-me/) [multifamily record](https://lender.report/lender/evergreen-credit-union-me/multifamily/) | Credit union | Portland, ME | 7 | $3.02M | 4 | 3 | | [The Washington Trust Company, of Westerly](https://lender.report/lender/washington-trust-company-of-westerly-ri/) [multifamily record](https://lender.report/lender/washington-trust-company-of-westerly-ri/multifamily/) | Bank | Westerly, RI | 4 | $56.0M | 4 | 0 | | [NBT Bank, National Association](https://lender.report/lender/nbt-bank-ny/) [multifamily record](https://lender.report/lender/nbt-bank-ny/multifamily/) | Bank | Norwich, NY | 4 | $17.9M | 1 | 3 | HMDA, 2025 [All 40 lenders in Portland, ME, by loan size](https://lender.report/multifamily-lenders/portland-me/) | County | Loans | Dollars | Lenders | | --- | --- | --- | --- | | [Cumberland County, ME](https://lender.report/lenders-in/maine/cumberland-county/) | 113 | $367M | 31 | | [York County, ME](https://lender.report/lenders-in/maine/york-county/) | 81 | $234M | 25 | | Sagadahoc County, ME | 16 | $33.7M | 13 | HMDA, 2025 A county is listed for a year only when the public file holds 5 or more multifamily loans there that year. | Loan size | Loans | | --- | --- | | Under $1M | 112 | | $1M to $2.5M | 57 | | $2.5M to $5M | 15 | | $5M to $10M | 13 | | $10M or more | 13 | HMDA, 2025 - Lenders made 210 multifamily loans totaling $632.2M in Portland, ME in 2024 and 2025. HMDA, 2025 - 12 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA, 2025 - 116 of the loans were made in 2025 and 94 in 2024. HMDA, 2025 - The typical loan in Portland, ME was about $940K, with the middle half between $480K and $2M. HMDA, 2025 - 112 of the loans were under $1M, and 26 were $5M or more. HMDA, 2025 - Lenders reported a median rate of 7.00% on 131 loans in Portland, ME, with the middle half between 6.55% and 7.65%. HMDA, 2025 - The median term was 11.5 years. HMDA, 2025 - The median loan to value was 65%. HMDA, 2025 - 30% of the loans were refinancings and 52% were purchases. HMDA, 2025 - Banks and savings institutions made 162 of the loans, credit unions 26, and non-banks 10. HMDA, 2025 - The five most active lenders made 38.6% of the loans. HMDA, 2025 - The three most active lenders were Maine Community Bank with 26, Katahdin Trust Company with 16, and Norway Savings Bank with 14. HMDA, 2025 - 22 of the 40 lenders are based in Maine. The rest are based elsewhere, most often in New Hampshire, Massachusetts and California. HMDA, 2025 - The most common property size was 5 to 24 units, with 164 loans. HMDA, 2025 - 3 counties in the metro area have loans on record, and Cumberland County, ME has the most, with 113. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in the Portland, ME metro area **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.