--- title: Lenders in Richmond, VA: 44 Made Multifamily Loans in 2024-25 url: https://lender.report/lenders-in/richmond-va/ license: https://lender.report/license/ --- Metro area ยท VA # Lenders in Richmond, VA 44 lenders made 170 multifamily loans in the Richmond, VA metro area in 2024 and 2025, $2.8B in all. Berkeley Point Capital LLC made the most, with 29. The typical loan was about $5.6M. **Evidence** Multifamily loans placed in the metro area, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 44 HMDA, 2025 **Multifamily loans, 2024-25** 170 HMDA, 2025 Manufactured-home parks excluded **Dollars** $2.84B HMDA, 2025 **Typical loan** $5.6M HMDA, 2025 Cite this Source: The Lender Report, Lenders in Richmond, VA, https://lender.report/lenders-in/richmond-va/, data as of December 31, 2025. ## Describe a deal in Richmond, VA This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it. [Start with a deal in Richmond, VA](https://lender.report/comps/?lane=multifamily&metro=40060)[A lender in Richmond, VA? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | | --- | --- | --- | --- | --- | --- | --- | | [Berkeley Point Capital LLC](https://lender.report/lender/berkeley-point-capital-ma/) [multifamily record](https://lender.report/lender/berkeley-point-capital-ma/multifamily/) | Non-bank | Boston, MA | 29 | $823M | 21 | 8 | | [Berkadia Commercial Mortgage](https://lender.report/lender/berkadia-commercial-mortgage-pa/) [multifamily record](https://lender.report/lender/berkadia-commercial-mortgage-pa/multifamily/) | Non-bank | Ambler, PA | 13 | $297M | 7 | 6 | | [Virginia National Bank](https://lender.report/lender/virginia-national-bank-va/) [multifamily record](https://lender.report/lender/virginia-national-bank-va/multifamily/) | Bank | Charlottesville, VA | 13 | $24.0M | 9 | 4 | | [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 10 | $173M | 4 | 6 | | [Virginia Credit Union](https://lender.report/lender/virginia-credit-union-va/) [multifamily record](https://lender.report/lender/virginia-credit-union-va/multifamily/) | Credit union | Richmond, VA | 10 | $58.2M | 5 | 5 | | [Atlantic Union Bank](https://lender.report/lender/atlantic-union-bank-va/) [multifamily record](https://lender.report/lender/atlantic-union-bank-va/multifamily/) | Bank | Richmond City, VA | 7 | $14.3M | 5 | 2 | | [First Bank](https://lender.report/lender/first-bank-va/) [multifamily record](https://lender.report/lender/first-bank-va/multifamily/) | Bank | Strasburg, VA | 7 | $12.5M | 5 | 2 | | [Regions Bank](https://lender.report/lender/regions-bank-al/) [multifamily record](https://lender.report/lender/regions-bank-al/multifamily/) | Bank | Birmingham, AL | 6 | $337M | 3 | 3 | | [TowneBank](https://lender.report/lender/townebank-va/) [multifamily record](https://lender.report/lender/townebank-va/multifamily/) | Bank | Portsmouth, VA | 6 | $30.2M | 3 | 3 | | [Citizens and Farmers Bank](https://lender.report/lender/citizens-and-farmers-bank-va/) [multifamily record](https://lender.report/lender/citizens-and-farmers-bank-va/multifamily/) | Bank | West Point, VA | 6 | $18.9M | 3 | 3 | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) [multifamily record](https://lender.report/lender/wells-fargo-bank-sd/multifamily/) | Bank | Sioux Falls, SD | 5 | $280M | 5 | 0 | | [United Bank](https://lender.report/lender/united-bank-va/) [multifamily record](https://lender.report/lender/united-bank-va/multifamily/) | Bank | Fairfax, VA | 4 | $8.30M | 2 | 2 | | [CBRE Multifamily Capital, Inc.](https://lender.report/lender/cbre-multifamily-capital-tx/) [multifamily record](https://lender.report/lender/cbre-multifamily-capital-tx/multifamily/) | Non-bank | Houston, TX | 3 | $34.9M | 1 | 2 | | [Genesis Capital, LLC](https://lender.report/lender/genesis-capital-ca/) [multifamily record](https://lender.report/lender/genesis-capital-ca/multifamily/) | Non-bank | Sherman Oaks, CA | 3 | $11.6M | 3 | 0 | | [Burke & Herbert Bank & Trust Company](https://lender.report/lender/burke-and-herbert-bank-and-trust-va/) [multifamily record](https://lender.report/lender/burke-and-herbert-bank-and-trust-va/multifamily/) | Bank | Alexandria, VA | 3 | $5.60M | 3 | 0 | HMDA, 2025 [All 44 lenders in Richmond, VA, by loan size](https://lender.report/multifamily-lenders/richmond-va/) | County | Loans | Dollars | Lenders | | --- | --- | --- | --- | | [Richmond city, VA](https://lender.report/lenders-in/virginia/richmond-city/) | 76 | $634M | 29 | | [Henrico County, VA](https://lender.report/lenders-in/virginia/henrico-county/) | 31 | $871M | 10 | | Petersburg city, VA | 19 | $179M | 13 | | Chesterfield County, VA | 18 | $587M | 12 | HMDA, 2025 A county is listed for a year only when the public file holds 5 or more multifamily loans there that year. | Loan size | Loans | | --- | --- | | Under $1M | 33 | | $1M to $2.5M | 31 | | $2.5M to $5M | 18 | | $5M to $10M | 25 | | $10M or more | 63 | HMDA, 2025 - Lenders made 170 multifamily loans totaling $2.8B in Richmond, VA in 2024 and 2025. HMDA, 2025 - 3 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA, 2025 - 99 of the loans were made in 2025 and 71 in 2024. HMDA, 2025 - The typical loan in Richmond, VA was about $5.6M, with the middle half between $1.5M and $25M. HMDA, 2025 - 33 of the loans were under $1M, and 88 were $5M or more. HMDA, 2025 - Lenders reported a median rate of 6.07% on 130 loans in Richmond, VA, with the middle half between 5.45% and 7.15%. HMDA, 2025 - The median term was 7 years. HMDA, 2025 - The median loan to value was 65%. HMDA, 2025 - 43% of the loans were refinancings and 45% were purchases. HMDA, 2025 - Banks and savings institutions made 81 of the loans, credit unions 10, and non-banks 76. HMDA, 2025 - The five most active lenders made 44.1% of the loans. HMDA, 2025 - The three most active lenders were Berkeley Point Capital LLC with 29, Berkadia Commercial Mortgage with 13, and Virginia National Bank with 13. HMDA, 2025 - 14 of the 44 lenders are based in Virginia. The rest are based elsewhere, most often in Florida, New York and Ohio. HMDA, 2025 - The most common property size was 5 to 24 units, with 58 loans. HMDA, 2025 - 4 counties in the metro area have loans on record, and Richmond city, VA has the most, with 76. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in the Richmond, VA metro area **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.