--- title: Lenders in Springfield, MO: 38 Made Multifamily Loans in 2024-25 url: https://lender.report/lenders-in/springfield-mo/ license: https://lender.report/license/ --- Metro area ยท MO # Lenders in Springfield, MO 38 lenders made 210 multifamily loans in the Springfield, MO metro area in 2024 and 2025, $516.7M in all. Sullivan Bank made the most, with 20. The typical loan was about $920K. **Evidence** Multifamily loans placed in the metro area, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 38 HMDA, 2025 **Multifamily loans, 2024-25** 210 HMDA, 2025 Manufactured-home parks excluded **Dollars** $517M HMDA, 2025 **Typical loan** $920K HMDA, 2025 Cite this Source: The Lender Report, Lenders in Springfield, MO, https://lender.report/lenders-in/springfield-mo/, data as of December 31, 2025. ## Describe a deal in Springfield, MO This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it. [Start with a deal in Springfield, MO](https://lender.report/comps/?lane=multifamily&metro=44180)[A lender in Springfield, MO? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | | --- | --- | --- | --- | --- | --- | --- | | [Sullivan Bank](https://lender.report/lender/sullivan-bank-mo/) [multifamily record](https://lender.report/lender/sullivan-bank-mo/multifamily/) | Bank | Sullivan, MO | 20 | $32.6M | 11 | 9 | | [Omb Bank](https://lender.report/lender/omb-bank-mo/) [multifamily record](https://lender.report/lender/omb-bank-mo/multifamily/) | Bank | Springfield, MO | 19 | $41.9M | 9 | 10 | | [The Central Trust Bank](https://lender.report/lender/central-trust-bank-mo/) [multifamily record](https://lender.report/lender/central-trust-bank-mo/multifamily/) | Bank | Jefferson City, MO | 15 | $45.6M | 11 | 4 | | [Guaranty Bank](https://lender.report/lender/guaranty-bank-mo/) [multifamily record](https://lender.report/lender/guaranty-bank-mo/multifamily/) | Bank | Springfield, MO | 15 | $39.2M | 5 | 10 | | [First Midwest Bank of Dexter](https://lender.report/lender/first-midwest-bank-of-dexter-mo/) [multifamily record](https://lender.report/lender/first-midwest-bank-of-dexter-mo/multifamily/) | Bank | Dexter, MO | 11 | $20.3M | 5 | 6 | | [Table Rock Community Bank](https://lender.report/lender/table-rock-community-bank-mo/) [multifamily record](https://lender.report/lender/table-rock-community-bank-mo/multifamily/) | Bank | Kimberling City, MO | 10 | $13.2M | 10 | 0 | | [Mid-Missouri Bank](https://lender.report/lender/mid-missouri-bank-mo/) [multifamily record](https://lender.report/lender/mid-missouri-bank-mo/multifamily/) | Bank | Springfield, MO | 9 | $12.5M | 5 | 4 | | [Oakstar Bank](https://lender.report/lender/oakstar-bank-mo/) [multifamily record](https://lender.report/lender/oakstar-bank-mo/multifamily/) | Bank | Springfield, MO | 9 | $3.12M | 3 | 6 | | [Freedom Bank of Southern Missouri](https://lender.report/lender/freedom-bank-of-southern-missouri-mo/) [multifamily record](https://lender.report/lender/freedom-bank-of-southern-missouri-mo/multifamily/) | Bank | Cassville, MO | 8 | $18.7M | 3 | 5 | | [The Bank of Missouri](https://lender.report/lender/bank-of-missouri-mo/) [multifamily record](https://lender.report/lender/bank-of-missouri-mo/multifamily/) | Bank | Perryville, MO | 8 | $8.59M | 3 | 5 | | [O'Bannon Banking Company](https://lender.report/lender/o-bannon-banking-mo/) [multifamily record](https://lender.report/lender/o-bannon-banking-mo/multifamily/) | Bank | Buffalo, MO | 7 | $11.4M | 5 | 2 | | [Southern Bank](https://lender.report/lender/southern-bank-mo/) [multifamily record](https://lender.report/lender/southern-bank-mo/multifamily/) | Bank | Poplar Bluff, MO | 6 | $5.72M | 1 | 5 | | [Blucurrent Credit Union](https://lender.report/lender/blucurrent-credit-union-mo/) [multifamily record](https://lender.report/lender/blucurrent-credit-union-mo/multifamily/) | Credit union | Springfield, MO | 6 | $4.46M | 4 | 2 | | [Arvest Bank](https://lender.report/lender/arvest-bank-ar/) [multifamily record](https://lender.report/lender/arvest-bank-ar/multifamily/) | Bank | Fayetteville, AR | 5 | $49.4M | 3 | 2 | | [Great Southern Bank](https://lender.report/lender/great-southern-bank-mo/) [multifamily record](https://lender.report/lender/great-southern-bank-mo/multifamily/) | Bank | Reeds Spring, MO | 5 | $6.24M | 1 | 4 | HMDA, 2025 [All 38 lenders in Springfield, MO, by loan size](https://lender.report/multifamily-lenders/springfield-mo/) | County | Loans | Dollars | Lenders | | --- | --- | --- | --- | | [Greene County, MO](https://lender.report/lenders-in/missouri/greene-county/) | 138 | $400M | 30 | | [Christian County, MO](https://lender.report/lenders-in/missouri/christian-county/) | 29 | $87.4M | 15 | | Polk County, MO | 20 | $10.2M | 12 | | Webster County, MO | 14 | $8.31M | 8 | HMDA, 2025 A county is listed for a year only when the public file holds 5 or more multifamily loans there that year. | Loan size | Loans | | --- | --- | | Under $1M | 111 | | $1M to $2.5M | 58 | | $2.5M to $5M | 18 | | $5M to $10M | 13 | | $10M or more | 10 | HMDA, 2025 - Lenders made 210 multifamily loans totaling $516.7M in Springfield, MO in 2024 and 2025. HMDA, 2025 - 15 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA, 2025 - 114 of the loans were made in 2025 and 96 in 2024. HMDA, 2025 - The typical loan in Springfield, MO was about $920K, with the middle half between $460K and $1.7M. HMDA, 2025 - 111 of the loans were under $1M, and 23 were $5M or more. HMDA, 2025 - Lenders reported a median rate of 7.25% on 122 loans in Springfield, MO, with the middle half between 6.75% and 7.79%. HMDA, 2025 - The median term was 5 years. HMDA, 2025 - The median loan to value was 68%. HMDA, 2025 - 45% of the loans were refinancings and 51% were purchases. HMDA, 2025 - Banks and savings institutions made 173 of the loans, credit unions 10, and non-banks 12. HMDA, 2025 - The five most active lenders made 38.1% of the loans. HMDA, 2025 - The three most active lenders were Sullivan Bank with 20, Omb Bank with 19, and The Central Trust Bank with 15. HMDA, 2025 - 25 of the 38 lenders are based in Missouri. The rest are based elsewhere, most often in Arkansas, Illinois and Ohio. HMDA, 2025 - The most common property size was 5 to 24 units, with 158 loans. HMDA, 2025 - 4 counties in the metro area have loans on record, and Greene County, MO has the most, with 138. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in the Springfield, MO metro area **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.