--- title: Lenders in St. Petersburg, FL: 51 Made Multifamily Loans url: https://lender.report/lenders-in/st-petersburg-fl/ license: https://lender.report/license/ --- Metro area ยท FL # Lenders in St. Petersburg, FL 51 lenders made 124 multifamily loans in the St. Petersburg-Clearwater-Largo, FL metro area in 2024 and 2025, $1.6B in all. Berkeley Point Capital LLC made the most, with 15. The typical loan was about $3M. **Evidence** Multifamily loans placed in the metro area, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 51 HMDA, 2025 **Multifamily loans, 2024-25** 124 HMDA, 2025 Manufactured-home parks excluded **Dollars** $1.64B HMDA, 2025 **Typical loan** $3M HMDA, 2025 Cite this Source: The Lender Report, Lenders in St. Petersburg, FL, https://lender.report/lenders-in/st-petersburg-fl/, data as of December 31, 2025. ## Describe a deal in St. Petersburg, FL This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it. [Start with a deal in St. Petersburg, FL](https://lender.report/comps/?lane=multifamily&metro=41304)[A lender in St. Petersburg, FL? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | | --- | --- | --- | --- | --- | --- | --- | | [Berkeley Point Capital LLC](https://lender.report/lender/berkeley-point-capital-ma/) [multifamily record](https://lender.report/lender/berkeley-point-capital-ma/multifamily/) | Non-bank | Boston, MA | 15 | $541M | 10 | 5 | | [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 11 | $344M | 9 | 2 | | [Berkadia Commercial Mortgage](https://lender.report/lender/berkadia-commercial-mortgage-pa/) [multifamily record](https://lender.report/lender/berkadia-commercial-mortgage-pa/multifamily/) | Non-bank | Ambler, PA | 10 | $194M | 6 | 4 | | [Flagship Bank](https://lender.report/lender/flagship-bank-fl/) [multifamily record](https://lender.report/lender/flagship-bank-fl/multifamily/) | Bank | Clearwater, FL | 10 | $12.8M | 6 | 4 | | [U. S. Century Bank](https://lender.report/lender/u-s-century-bank-fl/) [multifamily record](https://lender.report/lender/u-s-century-bank-fl/multifamily/) | Bank | Doral, FL | 6 | $23.1M | 4 | 2 | | [Raymond James Bank](https://lender.report/lender/raymond-james-bank-fl/) [multifamily record](https://lender.report/lender/raymond-james-bank-fl/multifamily/) | Bank | Saint Petersburg, FL | 5 | $56.7M | 2 | 3 | | [Arbor Realty Trust, Inc.](https://lender.report/lender/arbor-realty-trust-ny/) [multifamily record](https://lender.report/lender/arbor-realty-trust-ny/multifamily/) | Non-bank | Uniondale, NY | 3 | $82.8M | 3 | 0 | | [Lument Real Estate Capital](https://lender.report/lender/lument-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/lument-real-estate-capital-oh/multifamily/) | Non-bank | Columbus, OH | 3 | $16.8M | 3 | 0 | | [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) [multifamily record](https://lender.report/lender/rf-renovo-management-il/multifamily/) | Non-bank | Chicago, IL | 3 | $5.12M | 2 | 1 | | [SouthState Bank, National Association](https://lender.report/lender/southstate-bank-fl/) [multifamily record](https://lender.report/lender/southstate-bank-fl/multifamily/) | Bank | Winter Haven, FL | 3 | $3.30M | 3 | 0 | | [Grow Financial Credit Union](https://lender.report/lender/grow-financial-credit-union-fl/) [multifamily record](https://lender.report/lender/grow-financial-credit-union-fl/multifamily/) | Credit union | Tampa, FL | 3 | $2.56M | 2 | 1 | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) [multifamily record](https://lender.report/lender/wells-fargo-bank-sd/multifamily/) | Bank | Sioux Falls, SD | 2 | $55.0M | 1 | 1 | | [Valley National Bank](https://lender.report/lender/valley-national-bank-nj/) [multifamily record](https://lender.report/lender/valley-national-bank-nj/multifamily/) | Bank | Passaic, NJ | 2 | $29.9M | 1 | 1 | | [PGIM Real Estate Agency Financing, LLC](https://lender.report/lender/pgim-real-estate-agency-financing-tx/) [multifamily record](https://lender.report/lender/pgim-real-estate-agency-financing-tx/multifamily/) | Non-bank | Dallas, TX | 2 | $7.00M | 2 | 0 | | [Lake Michigan Credit Union](https://lender.report/lender/lake-michigan-credit-union-mi/) [multifamily record](https://lender.report/lender/lake-michigan-credit-union-mi/multifamily/) | Credit union | Grand Rapids, MI | 2 | $4.00M | 1 | 1 | HMDA, 2025 [All 51 lenders in St. Petersburg, FL, by loan size](https://lender.report/multifamily-lenders/st-petersburg-fl/) | County | Loans | Dollars | Lenders | | --- | --- | --- | --- | | [Pinellas County, FL](https://lender.report/lenders-in/florida/pinellas-county/) | 114 | $1.45B | 50 | HMDA, 2025 A county is listed for a year only when the public file holds 5 or more multifamily loans there that year. | Loan size | Loans | | --- | --- | | Under $1M | 28 | | $1M to $2.5M | 27 | | $2.5M to $5M | 13 | | $5M to $10M | 15 | | $10M or more | 41 | HMDA, 2025 - Lenders made 124 multifamily loans totaling $1.6B in St. Petersburg, FL in 2024 and 2025. HMDA, 2025 - 1 of these loans was made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA, 2025 - 80 of the loans were made in 2025 and 44 in 2024. HMDA, 2025 - The typical loan in St. Petersburg, FL was about $3M, with the middle half between $1.1M and $21M. HMDA, 2025 - 28 of the loans were under $1M, and 56 were $5M or more. HMDA, 2025 - Lenders reported a median rate of 6.45% on 102 loans in St. Petersburg, FL, with the middle half between 5.37% and 7.25%. HMDA, 2025 - The median term was 9.1 years. HMDA, 2025 - The median loan to value was 65%. HMDA, 2025 - 48% of the loans were refinancings and 44% were purchases. HMDA, 2025 - Banks and savings institutions made 46 of the loans, credit unions 11, and non-banks 66. HMDA, 2025 - The five most active lenders made 41.9% of the loans. HMDA, 2025 - The three most active lenders were Berkeley Point Capital LLC with 15, Walker & Dunlop, LLC with 11, and Berkadia Commercial Mortgage with 10. HMDA, 2025 - 11 of the 51 lenders are based in Florida. The rest are based elsewhere, most often in California, Illinois and Maryland. HMDA, 2025 - The most common property size was 5 to 24 units, with 60 loans. HMDA, 2025 - 1 county in the metro area has loans on record, and Pinellas County, FL has the most, with 114. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in the St. Petersburg, FL metro area **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.