--- title: Lenders in Syracuse, NY: 38 Made Multifamily Loans in 2024-25 url: https://lender.report/lenders-in/syracuse-ny/ license: https://lender.report/license/ --- Metro area ยท NY # Lenders in Syracuse, NY 38 lenders made 142 multifamily loans in the Syracuse, NY metro area in 2024 and 2025, $578.9M in all. Tompkins Bank & Trust made the most, with 16. The typical loan was about $1.2M. **Evidence** Multifamily loans placed in the metro area, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 38 HMDA, 2025 **Multifamily loans, 2024-25** 142 HMDA, 2025 Manufactured-home parks excluded **Dollars** $579M HMDA, 2025 **Typical loan** $1.2M HMDA, 2025 Cite this Source: The Lender Report, Lenders in Syracuse, NY, https://lender.report/lenders-in/syracuse-ny/, data as of December 31, 2025. ## Describe a deal in Syracuse, NY This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it. [Start with a deal in Syracuse, NY](https://lender.report/comps/?lane=multifamily&metro=45060)[A lender in Syracuse, NY? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | | --- | --- | --- | --- | --- | --- | --- | | [Tompkins Bank & Trust](https://lender.report/lender/tompkins-bank-and-trust-ny/) [multifamily record](https://lender.report/lender/tompkins-bank-and-trust-ny/multifamily/) | Bank | Ithaca, NY | 16 | $29.0M | 9 | 7 | | [Pathfinder Bank](https://lender.report/lender/pathfinder-bank-ny/) [multifamily record](https://lender.report/lender/pathfinder-bank-ny/multifamily/) | Bank | Oswego, NY | 12 | $28.2M | 7 | 5 | | [Americu Credit Union](https://lender.report/lender/americu-credit-union-ny/) [multifamily record](https://lender.report/lender/americu-credit-union-ny/multifamily/) | Credit union | Rome, NY | 11 | $14.9M | 6 | 5 | | [Northern Credit Union](https://lender.report/lender/northern-credit-union-ny/) [multifamily record](https://lender.report/lender/northern-credit-union-ny/multifamily/) | Credit union | Watertown, NY | 9 | $6.76M | 8 | 1 | | [M&T Realty Capital Corporation](https://lender.report/lender/m-and-t-realty-capital-ny/) [multifamily record](https://lender.report/lender/m-and-t-realty-capital-ny/multifamily/) | Non-bank | Buffalo, NY | 8 | $50.4M | 7 | 1 | | [The Canandaigua National Bank and Trust Company](https://lender.report/lender/canandaigua-national-bank-and-trust-ny/) [multifamily record](https://lender.report/lender/canandaigua-national-bank-and-trust-ny/multifamily/) | Bank | Canandaigua, NY | 8 | $5.52M | 5 | 3 | | [Empower Credit Union](https://lender.report/lender/empower-credit-union-ny/) [multifamily record](https://lender.report/lender/empower-credit-union-ny/multifamily/) | Credit union | Syracuse, NY | 7 | $4.78M | 2 | 5 | | [Arbor Realty Trust, Inc.](https://lender.report/lender/arbor-realty-trust-ny/) [multifamily record](https://lender.report/lender/arbor-realty-trust-ny/multifamily/) | Non-bank | Uniondale, NY | 6 | $35.8M | 3 | 3 | | [NBT Bank, National Association](https://lender.report/lender/nbt-bank-ny/) [multifamily record](https://lender.report/lender/nbt-bank-ny/multifamily/) | Bank | Norwich, NY | 6 | $3.94M | 4 | 2 | | [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) [multifamily record](https://lender.report/lender/rf-renovo-management-il/multifamily/) | Non-bank | Chicago, IL | 5 | $2.44M | 4 | 1 | | [Greystone Servicing Corporation, Inc.](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/) [multifamily record](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/multifamily/) | Non-bank | Memphis, TN | 4 | $35.1M | 0 | 4 | | [Community Bank, National Association](https://lender.report/lender/community-bank-ny/) [multifamily record](https://lender.report/lender/community-bank-ny/multifamily/) | Bank | Canton, NY | 4 | $17.9M | 3 | 1 | | [Wayne Bank](https://lender.report/lender/wayne-bank-pa/) [multifamily record](https://lender.report/lender/wayne-bank-pa/multifamily/) | Bank | Honesdale, PA | 3 | $12.0M | 0 | 3 | | [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [multifamily record](https://lender.report/lender/velocity-commercial-capital-ca/multifamily/) | Non-bank | Westlake Village, CA | 3 | $1.38M | 2 | 1 | | [Seneca Savings Bank, National Association](https://lender.report/lender/seneca-savings-bank-ny/) [multifamily record](https://lender.report/lender/seneca-savings-bank-ny/multifamily/) | Bank | Baldwinsville, NY | 3 | $1.30M | 3 | 0 | HMDA, 2025 [All 38 lenders in Syracuse, NY, by loan size](https://lender.report/multifamily-lenders/syracuse-ny/) | County | Loans | Dollars | Lenders | | --- | --- | --- | --- | | [Onondaga County, NY](https://lender.report/lenders-in/new-york/onondaga-county/) | 110 | $497M | 33 | | Oswego County, NY | 14 | $30.9M | 9 | | Madison County, NY | 8 | $13.6M | 4 | HMDA, 2025 A county is listed for a year only when the public file holds 5 or more multifamily loans there that year. | Loan size | Loans | | --- | --- | | Under $1M | 67 | | $1M to $2.5M | 24 | | $2.5M to $5M | 20 | | $5M to $10M | 18 | | $10M or more | 13 | HMDA, 2025 - Lenders made 142 multifamily loans totaling $578.9M in Syracuse, NY in 2024 and 2025. HMDA, 2025 - 4 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA, 2025 - 83 of the loans were made in 2025 and 59 in 2024. HMDA, 2025 - The typical loan in Syracuse, NY was about $1.2M, with the middle half between $440K and $3.7M. HMDA, 2025 - 67 of the loans were under $1M, and 31 were $5M or more. HMDA, 2025 - Lenders reported a median rate of 7.00% on 114 loans in Syracuse, NY, with the middle half between 6.50% and 7.50%. HMDA, 2025 - The median term was 10 years. HMDA, 2025 - The median loan to value was 73%. HMDA, 2025 - 37% of the loans were refinancings and 56% were purchases. HMDA, 2025 - Banks and savings institutions made 68 of the loans, credit unions 33, and non-banks 37. HMDA, 2025 - The five most active lenders made 39.4% of the loans. HMDA, 2025 - The three most active lenders were Tompkins Bank & Trust with 16, Pathfinder Bank with 12, and Americu Credit Union with 11. HMDA, 2025 - 21 of the 38 lenders are based in New York. The rest are based elsewhere, most often in Ohio, Pennsylvania and California. HMDA, 2025 - The most common property size was 5 to 24 units, with 77 loans. HMDA, 2025 - 3 counties in the metro area have loans on record, and Onondaga County, NY has the most, with 110. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in the Syracuse, NY metro area **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.