--- title: Multifamily Lenders in Bradley County, TN: 17 Made Loans url: https://lender.report/lenders-in/tennessee/bradley-county/ license: https://lender.report/license/ --- County ยท TN # Multifamily lenders in Bradley County, TN 17 lenders made 40 multifamily loans in Bradley County, TN in 2024 and 2025, $62.7M in all. Builtwell Bank made the most, with 9. The typical loan was about $760K. The county is part of the Cleveland, TN metro area. **Evidence** Multifamily loans placed in the county, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 17 HMDA, 2025 **Multifamily loans, 2024-25** 40 HMDA, 2025 Manufactured-home parks excluded **Dollars** $62.7M HMDA, 2025 **Typical loan** $760K HMDA, 2025 Cite this Source: The Lender Report, Multifamily lenders in Bradley County, TN, https://lender.report/lenders-in/tennessee/bradley-county/, data as of December 31, 2025. ## Describe a deal in Bradley County, TN See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show multifamily loans in Bradley County, TN](https://lender.report/comps/?lane=multifamily&state=TN&county=47011)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan | | --- | --- | --- | --- | --- | --- | --- | --- | | [Builtwell Bank](https://lender.report/lender/builtwell-bank-tn/) [multifamily record](https://lender.report/lender/builtwell-bank-tn/multifamily/) | Bank | Chattanooga, TN | 9 | $4.88M | 4 | 5 | $500K | | [Andrew Johnson Bank](https://lender.report/lender/andrew-johnson-bank-tn/) [multifamily record](https://lender.report/lender/andrew-johnson-bank-tn/multifamily/) | Bank | Greeneville, TN | 4 | $2.90M | 2 | 2 | $540K | | [Wilson Bank and Trust](https://lender.report/lender/wilson-bank-and-trust-tn/) [multifamily record](https://lender.report/lender/wilson-bank-and-trust-tn/multifamily/) | Bank | Lebanon, TN | 2 | $820K | 2 | 0 | $440K | | [Merchants Capital Corp.](https://lender.report/lender/merchants-capital-in/) [multifamily record](https://lender.report/lender/merchants-capital-in/multifamily/) | Non-bank | Carmel, IN | 1 | $14.0M | 0 | 1 | $14M | | [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 1 | $12.0M | 0 | 1 | $12M | | [Citizens Bank of Las Cruces](https://lender.report/lender/citizens-bank-of-las-cruces-nm/) [multifamily record](https://lender.report/lender/citizens-bank-of-las-cruces-nm/multifamily/) | Bank | Las Cruces, NM | 1 | $3.90M | 0 | 1 | $3.9M | | [RockPointBank, National Association](https://lender.report/lender/rockpointbank-tn/) [multifamily record](https://lender.report/lender/rockpointbank-tn/multifamily/) | Bank | Chattanooga, TN | 1 | $3.30M | 1 | 0 | $3.3M | | [Pinnacle Bank](https://lender.report/lender/pinnacle-bank-tn/) [multifamily record](https://lender.report/lender/pinnacle-bank-tn/multifamily/) | Bank | Nashville, TN | 1 | $3.10M | 0 | 1 | $3.1M | | [Simmons Bank](https://lender.report/lender/simmons-bank-ar/) [multifamily record](https://lender.report/lender/simmons-bank-ar/multifamily/) | Bank | Pine Bluff, AR | 1 | $2.10M | 1 | 0 | $2.1M | | [Bellwether Enterprise Real Estate Capital, LLC](https://lender.report/lender/bellwether-enterprise-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/bellwether-enterprise-real-estate-capital-oh/multifamily/) | Non-bank | Cleveland, OH | 1 | $1.60M | 0 | 1 | $1.6M | | [SouthEast Bank](https://lender.report/lender/southeast-bank-tn/) [multifamily record](https://lender.report/lender/southeast-bank-tn/multifamily/) | Bank | Farragut, TN | 1 | $1.20M | 0 | 1 | $1.2M | | [Y-12 Credit Union](https://lender.report/lender/y-12-credit-union-tn/) [multifamily record](https://lender.report/lender/y-12-credit-union-tn/multifamily/) | Credit union | Oak Ridge, TN | 1 | $1.10M | 1 | 0 | $1.1M | | [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [multifamily record](https://lender.report/lender/velocity-commercial-capital-ca/multifamily/) | Non-bank | Westlake Village, CA | 1 | $600K | 0 | 1 | $600K | | [Bank of Dade](https://lender.report/lender/bank-of-dade-ga/) | Bank | Trenton, GA | 1 | $440K | 0 | 1 | $440K | | [Tennessee Valley Credit Union](https://lender.report/lender/tennessee-valley-credit-union-tn/) [multifamily record](https://lender.report/lender/tennessee-valley-credit-union-tn/multifamily/) | Credit union | Chattanooga, TN | 1 | $420K | 0 | 1 | $420K | | [Citizens Bank & Trust](https://lender.report/lender/citizens-bank-and-trust-al/) [multifamily record](https://lender.report/lender/citizens-bank-and-trust-al/multifamily/) | Bank | Guntersville, AL | 1 | $260K | 0 | 1 | $260K | | [Millennium Bank](https://lender.report/lender/millennium-bank-tn/) [multifamily record](https://lender.report/lender/millennium-bank-tn/multifamily/) | Bank | Chattanooga, TN | 1 | $55.0K | 0 | 1 | $55K | HMDA, 2025 [Check a deal in Bradley County, TN in Loan Comps](https://lender.report/comps/?lane=multifamily&state=TN&county=47011) | Loan size | Loans | Lenders | | --- | --- | --- | | Under $1M | 27 | 8 | | $1M to $2.5M | 8 | 5 | | $2.5M to $5M | 3 | 3 | | $5M to $10M | 0 | 0 | | $10M or more | 2 | 2 | HMDA, 2025 - Lenders made 40 multifamily loans totaling $62.7M in Bradley County, TN in 2024 and 2025. HMDA, 2025 - 11 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA, 2025 - 16 of the loans were made in 2025 and 24 in 2024. HMDA, 2025 - The typical loan in Bradley County, TN was about $760K, with the middle half between $420K and $1.3M. HMDA, 2025 - 27 of the loans were under $1M, and 2 were $5M or more. HMDA, 2025 - Lenders reported a median rate of 7.69% on 17 loans in Bradley County, TN, with the middle half between 7.00% and 7.99%. HMDA, 2025 - The median term was 15 years. HMDA, 2025 - The median loan to value was 62%. HMDA, 2025 - 45% of the loans were refinancings and 55% were purchases. HMDA, 2025 - Banks and savings institutions made 23 of the loans, credit unions 2, and non-banks 4. HMDA, 2025 - The five most active lenders made 42.5% of the loans. HMDA, 2025 - The three most active lenders were Builtwell Bank with 9, Andrew Johnson Bank with 4, and Wilson Bank and Trust with 2. HMDA, 2025 - 9 of the 17 lenders are based in Tennessee. The rest are based elsewhere, most often in Alabama, Arkansas and California. HMDA, 2025 - The most common property size was 5 to 24 units, with 30 loans. HMDA, 2025 - Bradley County, TN is part of the Cleveland, TN metro area, which has its own page. OMB metro list, 2025 ## How this list is defined **Measure** Multifamily loans made in Bradley County, TN **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.