--- title: Lenders in Tennessee: 273 Banks, Credit Unions and Others url: https://lender.report/lenders-in/tennessee/ license: https://lender.report/license/ --- State # Lenders in Tennessee 273 lenders are based in Tennessee, holding $151.2B of commercial loans at June 30, 2026. Pinnacle Bank holds the largest commercial book here. Pick a kind of lending below to see who does it in Tennessee. **Data as of** June 30, 2026 **Page last changed** November 11, 2026 **Lenders based here** 273 FDIC institution record, Jun 30, 2026 **Commercial book held** $151B FDIC call report, Jun 30, 2026 +6.7% from a year earlier, 228 of 273 lenders **Multifamily loans, 2025** 753 HMDA, 2025 +7.4% from 2024 **SBA 7(a) loans, 36 months** 2,252 SBA FOIA, Sep 30, 2026 Cite this Source: The Lender Report, Lenders in Tennessee, https://lender.report/lenders-in/tennessee/, data as of June 30, 2026. ## Describe a deal in Tennessee This page lists who is based here. Loan Comps shows who has made a loan like yours, with the loans to prove it. [Start with a deal in Tennessee](https://lender.report/comps/?state=TN)[A lender in Tennessee? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Commercial book | Total assets | | --- | --- | --- | --- | | [Pinnacle Bank](https://lender.report/lender/pinnacle-bank-tn/) | Bank | $61.4B | $129B | | [First Horizon Bank](https://lender.report/lender/first-horizon-bank-tn/) | Bank | $39.0B | $84.1B | | [FirstBank](https://lender.report/lender/firstbank-tn/) | Bank | $9.38B | $16.8B | | [SmartBank](https://lender.report/lender/smartbank-tn/) | Bank | $3.71B | $6.11B | | [Wilson Bank and Trust](https://lender.report/lender/wilson-bank-and-trust-tn/) | Bank | $2.77B | $5.98B | | [Commercial Bank](https://lender.report/lender/commercial-bank-tn/) | Bank | $1.50B | $2.36B | | [Bank of Tennessee](https://lender.report/lender/bank-of-tennessee-tn/) | Bank | $1.29B | $2.25B | | [Lawrence Bank](https://lender.report/lender/lawrence-bank-tn/) | Bank | $1.23B | $3.04B | | [Builtwell Bank](https://lender.report/lender/builtwell-bank-tn/) | Bank | $1.19B | $2.28B | | [SouthEast Bank](https://lender.report/lender/southeast-bank-tn/) | Bank | $1.09B | $3.58B | | [Citizens National Bank](https://lender.report/lender/citizens-national-bank-tn/) | Bank | $1.09B | $1.96B | | [Citizens Bank](https://lender.report/lender/citizens-bank-tn-elizabethton/) | Bank | $920M | $1.42B | | [Eastman Credit Union](https://lender.report/lender/eastman-credit-union-tn/) | Credit union | $913M | $10.2B | | [Security Bank and Trust Company](https://lender.report/lender/security-bank-and-trust-tn/) | Bank | $869M | $1.70B | | [InsBank](https://lender.report/lender/insbank-tn/) | Bank | $776M | $1.08B | FDIC call report, Jun 30, 2026 | Lender | Based in | 2025 loans | 2025 dollars | | --- | --- | --- | --- | | [FirstBank](https://lender.report/lender/firstbank-tn/) | Nashville, TN | 33 | $52.7M | | [Y-12 Credit Union](https://lender.report/lender/y-12-credit-union-tn/) | Oak Ridge, TN | 29 | $44.3M | | [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) | Bethesda, MD | 27 | $522M | | [Builtwell Bank](https://lender.report/lender/builtwell-bank-tn/) | Chattanooga, TN | 23 | $14.4M | | [Berkadia Commercial Mortgage](https://lender.report/lender/berkadia-commercial-mortgage-pa/) | Ambler, PA | 23 | $254M | | [Wilson Bank and Trust](https://lender.report/lender/wilson-bank-and-trust-tn/) | Lebanon, TN | 21 | $47.3M | | [One Bank of Tennessee](https://lender.report/lender/one-bank-of-tennessee-tn/) | Cookeville, TN | 18 | $22.9M | | [Security Bank and Trust Company](https://lender.report/lender/security-bank-and-trust-tn/) | Paris, TN | 15 | $102M | | [Citizens Bank](https://lender.report/lender/citizens-bank-tn-elizabethton/) | Elizabethton, TN | 14 | $20.2M | | [Simmons Bank](https://lender.report/lender/simmons-bank-ar/) | Pine Bluff, AR | 13 | $12.4M | HMDA, 2025 | Lender | Based in | Loans | Dollars | | --- | --- | --- | --- | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) | Cincinnati, OH | 278 | $60.5M | | [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) | Columbus, OH | 214 | $102M | | [Newtek Bank, National Association](https://lender.report/lender/newtek-bank-fl/) | Miami, FL | 177 | $64.7M | | [Readycap Lending, LLC](https://lender.report/lender/readycap-lending-nj/) | Berkeley Heights, NJ | 126 | $21.1M | | [Northeast Bank](https://lender.report/lender/northeast-bank-me/) | Portland, ME | 112 | $17.3M | | [Pinnacle Bank](https://lender.report/lender/pinnacle-bank-tn/) | Nashville, TN | 101 | $129M | | [Live Oak Banking Company](https://lender.report/lender/live-oak-banking-nc/) | Wilmington, NC | 96 | $124M | | [BayFirst National Bank](https://lender.report/lender/bayfirst-national-bank-fl/) | Saint Petersburg, FL | 80 | $14.6M | | [United Midwest Savings Bank, National Association](https://lender.report/lender/united-midwest-savings-bank-oh/) | Degraff, OH | 80 | $25.0M | | [Regions Bank](https://lender.report/lender/regions-bank-al/) | Birmingham, AL | 55 | $31.7M | SBA FOIA, Sep 30, 2026 - 273 lenders are based in Tennessee: 101 banks, 8 savings institutions, 125 credit unions and 39 non-bank lenders. FDIC institution record, Jun 30, 2026 - Banks, savings institutions and credit unions based in Tennessee report $366.8B in total assets. FDIC call report, Jun 30, 2026 - They hold $151.2B of commercial and commercial real estate loans, up 6.7% from a year earlier among the 228 of 273 with a comparable earlier filing. FDIC call report, Jun 30, 2026 - Lenders made 753 multifamily loans in Tennessee in 2025 for $5.3B, versus 701 in 2024 (HMDA, manufactured-home parks excluded). HMDA, 2025 - Lenders recorded 2,252 SBA 7(a) loans for $1.4B in Tennessee in the 36 months ending September 30, 2026. SBA FOIA, Sep 30, 2026 - Lenders made 16,463 1-4 unit investor or business-purpose loans in Tennessee in 2025. HMDA, 2025 - Pinnacle Bank holds the largest commercial book of any lender based in Tennessee, at $61.4B. FDIC call report, Jun 30, 2026 - FirstBank made the most multifamily loans in Tennessee in 2025, at 33. HMDA, 2025 - U.S. Bank National Association recorded the most SBA 7(a) loans in Tennessee, at 278. SBA FOIA, Sep 30, 2026 - 11 kinds of lending have a page for Tennessee, each with at least 10 lenders with in-state evidence. FDIC institution record, Jun 30, 2026 Lenders based here are those whose main office is in the state; balances are for the whole institution. HMDA and SBA figures count loans placed in the state, whoever made them. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.