---
title: Multifamily Lenders in Washington County, TN: 26 Made Loans
url: https://lender.report/lenders-in/tennessee/washington-county/
license: https://lender.report/license/
---

County · TN

# Multifamily lenders in Washington County, TN

26 lenders made 59 multifamily loans in Washington County, TN in 2024 and 2025, $295M in all. Eastman Credit Union made the most, with 14. The typical loan was about $1.5M. The county is part of the Johnson City, TN metro area.

**Evidence**
Multifamily loans placed in the county, HMDA

**Data as of**
HMDA 2025

**Page last changed**
November 11, 2026

**Lenders on record**
26

HMDA, 2025

**Multifamily loans, 2024-25**
59

HMDA, 2025

Manufactured-home parks excluded

**Dollars**
$295M

HMDA, 2025

**Typical loan**
$1.5M

HMDA, 2025

Cite this

Source: The Lender Report, Multifamily lenders in Washington County, TN, https://lender.report/lenders-in/tennessee/washington-county/, data as of December 31, 2025.

## Describe a deal in Washington County, TN

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show multifamily loans in Washington County, TN](https://lender.report/comps/?lane=multifamily&state=TN&county=47179)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
| --- | --- | --- | --- | --- | --- | --- | --- |
| [Eastman Credit Union](https://lender.report/lender/eastman-credit-union-tn/) [multifamily record](https://lender.report/lender/eastman-credit-union-tn/multifamily/) | Credit union | Kingsport, TN | 14 | $22.3M | 4 | 10 | $1.1M |
| [Citizens Bank](https://lender.report/lender/citizens-bank-tn-elizabethton/) [multifamily record](https://lender.report/lender/citizens-bank-tn-elizabethton/multifamily/) | Bank | Elizabethton, TN | 5 | $38.5M | 1 | 4 | $620K |
| [Y-12 Credit Union](https://lender.report/lender/y-12-credit-union-tn/) [multifamily record](https://lender.report/lender/y-12-credit-union-tn/multifamily/) | Credit union | Oak Ridge, TN | 5 | $10.8M | 5 | 0 | $2M |
| [New Peoples Bank, Inc.](https://lender.report/lender/new-peoples-bank-va/) [multifamily record](https://lender.report/lender/new-peoples-bank-va/multifamily/) | Bank | Honaker, VA | 4 | $12.9M | 4 | 0 | $2.6M |
| [Commercial Bank](https://lender.report/lender/commercial-bank-tn/) [multifamily record](https://lender.report/lender/commercial-bank-tn/multifamily/) | Bank | Harrogate, TN | 3 | $11.6M | 2 | 1 | $3.8M |
| [Consumer Credit Union](https://lender.report/lender/consumer-credit-union-tn/) [multifamily record](https://lender.report/lender/consumer-credit-union-tn/multifamily/) | Credit union | Greeneville, TN | 3 | $6.90M | 1 | 2 | $1M |
| [Colliers Mortgage LLC](https://lender.report/lender/colliers-mortgage-mn/) [multifamily record](https://lender.report/lender/colliers-mortgage-mn/multifamily/) | Non-bank | Minneapolis, MN | 2 | $34.1M | 0 | 2 | $28M |
| [Elizabethton Federal Savings Bank](https://lender.report/lender/elizabethton-federal-savings-bank-tn/) | Savings | Elizabethton, TN | 2 | $1.80M | 1 | 1 | $1.4M |
| [Bank of Tennessee](https://lender.report/lender/bank-of-tennessee-tn/) [multifamily record](https://lender.report/lender/bank-of-tennessee-tn/multifamily/) | Bank | Kingsport, TN | 2 | $1.60M | 0 | 2 | $940K |
| [Renasant Bank](https://lender.report/lender/renasant-bank-ms/) [multifamily record](https://lender.report/lender/renasant-bank-ms/multifamily/) | Bank | Tupelo, MS | 2 | $1.00M | 1 | 1 | $800K |
| [First Community Bank](https://lender.report/lender/first-community-bank-va/) [multifamily record](https://lender.report/lender/first-community-bank-va/multifamily/) | Bank | Bluefield, VA | 2 | $460K | 1 | 1 | $320K |
| [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 1 | $64.0M | 0 | 1 | $64M |
| [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) [multifamily record](https://lender.report/lender/wells-fargo-bank-sd/multifamily/) | Bank | Sioux Falls, SD | 1 | $19.0M | 1 | 0 | $19M |
| [Provident Bank](https://lender.report/lender/provident-bank-nj/) [multifamily record](https://lender.report/lender/provident-bank-nj/multifamily/) | Savings | Jersey City, NJ | 1 | $16.0M | 1 | 0 | $16M |
| [Greystone Servicing Corporation, Inc.](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/) [multifamily record](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/multifamily/) | Non-bank | Memphis, TN | 1 | $12.0M | 0 | 1 | $12M |
| [Regions Bank](https://lender.report/lender/regions-bank-al/) [multifamily record](https://lender.report/lender/regions-bank-al/multifamily/) | Bank | Birmingham, AL | 1 | $10.0M | 0 | 1 | $10M |
| [FirstBank](https://lender.report/lender/firstbank-tn/) [multifamily record](https://lender.report/lender/firstbank-tn/multifamily/) | Bank | Nashville, TN | 1 | $9.00M | 1 | 0 | $9M |
| [Lument Real Estate Capital](https://lender.report/lender/lument-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/lument-real-estate-capital-oh/multifamily/) | Non-bank | Columbus, OH | 1 | $6.20M | 0 | 1 | $6.2M |
| [Valley National Bank](https://lender.report/lender/valley-national-bank-nj/) [multifamily record](https://lender.report/lender/valley-national-bank-nj/multifamily/) | Bank | Passaic, NJ | 1 | $5.50M | 0 | 1 | $5.5M |
| [Southern Bank](https://lender.report/lender/southern-bank-mo/) [multifamily record](https://lender.report/lender/southern-bank-mo/multifamily/) | Bank | Poplar Bluff, MO | 1 | $4.00M | 1 | 0 | $4M |
| [Skyline National Bank](https://lender.report/lender/skyline-national-bank-va/) [multifamily record](https://lender.report/lender/skyline-national-bank-va/multifamily/) | Bank | Independence, VA | 1 | $2.40M | 0 | 1 | $2.4M |
| [Andrew Johnson Bank](https://lender.report/lender/andrew-johnson-bank-tn/) [multifamily record](https://lender.report/lender/andrew-johnson-bank-tn/multifamily/) | Bank | Greeneville, TN | 1 | $1.70M | 1 | 0 | $1.7M |
| [Oconee State Bank](https://lender.report/lender/oconee-state-bank-ga/) [multifamily record](https://lender.report/lender/oconee-state-bank-ga/multifamily/) | Bank | Watkinsville, GA | 1 | $1.10M | 0 | 1 | $1.1M |
| [TruPoint Bank](https://lender.report/lender/trupoint-bank-va/) [multifamily record](https://lender.report/lender/trupoint-bank-va/multifamily/) | Bank | Grundy, VA | 1 | $800K | 0 | 1 | $800K |
| [Champions Funding, LLC](https://lender.report/lender/champions-funding-az/) [multifamily record](https://lender.report/lender/champions-funding-az/multifamily/) | Non-bank | Gilbert, AZ | 1 | $460K | 0 | 1 | $460K |
| [First-Citizens Bank & Trust Company](https://lender.report/lender/first-citizens-bank-and-trust-nc/) [multifamily record](https://lender.report/lender/first-citizens-bank-and-trust-nc/multifamily/) | Bank | Raleigh, NC | 1 | $280K | 0 | 1 | $280K |

HMDA, 2025

[Check a deal in Washington County, TN in Loan Comps](https://lender.report/comps/?lane=multifamily&state=TN&county=47179)

| Loan size | Loans | Lenders |
| --- | --- | --- |
| Under $1M | 23 | 11 |
| $1M to $2.5M | 15 | 9 |
| $2.5M to $5M | 6 | 5 |
| $5M to $10M | 7 | 7 |
| $10M or more | 8 | 8 |

HMDA, 2025

- Lenders made 59 multifamily loans totaling $295M in Washington County, TN in 2024 and 2025. HMDA, 2025
- 25 of the loans were made in 2025 and 34 in 2024. HMDA, 2025
- The typical loan in Washington County, TN was about $1.5M, with the middle half between $560K and $5M. HMDA, 2025
- 23 of the loans were under $1M, and 15 were $5M or more. HMDA, 2025
- Lenders reported a median rate of 6.95% on 48 loans in Washington County, TN, with the middle half between 6.50% and 7.50%. HMDA, 2025
- The median term was 10 years. HMDA, 2025
- The median loan to value was 70%. HMDA, 2025
- 32% of the loans were refinancings and 61% were purchases. HMDA, 2025
- Banks and savings institutions made 31 of the loans, credit unions 22, and non-banks 6. HMDA, 2025
- The five most active lenders made 52.5% of the loans. HMDA, 2025
- The three most active lenders were Eastman Credit Union with 14, Citizens Bank with 5, and Y-12 Credit Union with 5. HMDA, 2025
- 10 of the 26 lenders are based in Tennessee. The rest are based elsewhere, most often in Virginia, New Jersey and Alabama. HMDA, 2025
- The most common property size was 5 to 24 units, with 31 loans. HMDA, 2025
- Washington County, TN is part of the Johnson City, TN metro area, which has its own page. OMB metro list, 2025

## How this list is defined

**Measure**
Multifamily loans made in Washington County, TN

**Period**
2024 and 2025

**Formula**
Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.

**Order**
Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.

**As of**
2025

**Source**
[HMDA](https://ffiec.cfpb.gov/data-browser/)

**Changelog**
November 12, 2026: First published, with the data built on this date.

## What we don't know

- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
