--- title: Lenders in Utah: 120 Banks, Credit Unions and Others url: https://lender.report/lenders-in/utah/ license: https://lender.report/license/ --- State # Lenders in Utah 120 lenders are based in Utah, holding $196.4B of commercial loans at June 30, 2026. American Express National Bank holds the largest commercial book here. Pick a kind of lending below to see who does it in Utah. **Data as of** June 30, 2026 **Page last changed** November 11, 2026 **Lenders based here** 120 FDIC institution record, Jun 30, 2026 **Commercial book held** $196B FDIC call report, Jun 30, 2026 +12.8% from a year earlier, 94 of 120 lenders **Multifamily loans, 2025** 177 HMDA, 2025 +22.9% from 2024 **SBA 7(a) loans, 36 months** 3,145 SBA FOIA, Sep 30, 2026 Cite this Source: The Lender Report, Lenders in Utah, https://lender.report/lenders-in/utah/, data as of June 30, 2026. ## Describe a deal in Utah This page lists who is based here. Loan Comps shows who has made a loan like yours, with the loans to prove it. [Start with a deal in Utah](https://lender.report/comps/?state=UT)[A lender in Utah? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Commercial book | Total assets | | --- | --- | --- | --- | | [American Express National Bank](https://lender.report/lender/american-express-national-bank-ut/) | Bank | $48.1B | $214B | | [Ally Bank](https://lender.report/lender/ally-bank-ut/) | Bank | $42.8B | $188B | | [Zions Bancorporation, N.A.](https://lender.report/lender/zions-bancorporation-ut/) | Bank | $39.3B | $89.0B | | [Morgan Stanley Bank, National Association](https://lender.report/lender/morgan-stanley-bank-ut/) | Bank | $17.6B | $419B | | [Optum Bank, Inc.](https://lender.report/lender/optum-bank-ut/) | Bank | $7.52B | $21.4B | | [WEX Bank](https://lender.report/lender/wex-bank-ut/) | Bank | $4.38B | $10.7B | | [Celtic Bank](https://lender.report/lender/celtic-bank-ut/) | Bank | $4.13B | $5.33B | | [America First Credit Union](https://lender.report/lender/america-first-credit-union-ut/) | Credit union | $2.98B | $26.0B | | [Sunwest Bank](https://lender.report/lender/sunwest-bank-ut/) | Bank | $2.91B | $4.41B | | [Synchrony Bank](https://lender.report/lender/synchrony-bank-ut/) | Savings | $2.60B | $115B | | [Mountain America Credit Union](https://lender.report/lender/mountain-america-credit-union-ut/) | Credit union | $2.50B | $22.9B | | [UBS Bank USA, National Association](https://lender.report/lender/ubs-bank-usa-ut/) | Bank | $2.38B | $124B | | [Cache Valley Bank](https://lender.report/lender/cache-valley-bank-ut/) | Bank | $2.23B | $3.49B | | [Bank of Utah](https://lender.report/lender/bank-of-utah-ut/) | Bank | $1.77B | $3.79B | | [State Bank of Southern Utah](https://lender.report/lender/state-bank-of-southern-utah-ut/) | Bank | $1.58B | $2.74B | FDIC call report, Jun 30, 2026 | Lender | Based in | 2025 loans | 2025 dollars | | --- | --- | --- | --- | | [Utah Community Credit Union](https://lender.report/lender/utah-community-credit-union-ut/) | Provo, UT | 16 | $34.9M | | [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) | Bethesda, MD | 12 | $533M | | [Glacier Bank](https://lender.report/lender/glacier-bank-mt/) | Kalispell, MT | 11 | $18.5M | | [Berkadia Commercial Mortgage](https://lender.report/lender/berkadia-commercial-mortgage-pa/) | Ambler, PA | 8 | $257M | | [America First Credit Union](https://lender.report/lender/america-first-credit-union-ut/) | Riverdale, UT | 7 | $11.4M | | [Zions Bancorporation, N.A.](https://lender.report/lender/zions-bancorporation-ut/) | Salt Lake City, UT | 6 | $90.1M | | [Northbrook Bank and Trust Company, National Association](https://lender.report/lender/northbrook-bank-and-trust-il/) | Northbrook, IL | 6 | $26.6M | | [State Bank of Southern Utah](https://lender.report/lender/state-bank-of-southern-utah-ut/) | Cedar City, UT | 6 | $4.36M | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) | Sioux Falls, SD | 5 | $91.2M | | [Mountain America Credit Union](https://lender.report/lender/mountain-america-credit-union-ut/) | Sandy, UT | 5 | $22.5M | HMDA, 2025 | Lender | Based in | Loans | Dollars | | --- | --- | --- | --- | | [Zions Bancorporation, N.A.](https://lender.report/lender/zions-bancorporation-ut/) | Salt Lake City, UT | 634 | $122M | | [Mountain America Credit Union](https://lender.report/lender/mountain-america-credit-union-ut/) | Sandy, UT | 372 | $139M | | [Central Bank](https://lender.report/lender/central-bank-ut/) | Provo, UT | 191 | $78.9M | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) | Cincinnati, OH | 188 | $63.7M | | [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) | Columbus, OH | 116 | $50.1M | | [Celtic Bank](https://lender.report/lender/celtic-bank-ut/) | Salt Lake City, UT | 94 | $50.5M | | [America First Credit Union](https://lender.report/lender/america-first-credit-union-ut/) | Riverdale, UT | 92 | $90.5M | | [Newtek Bank, National Association](https://lender.report/lender/newtek-bank-fl/) | Miami, FL | 85 | $30.3M | | [Live Oak Banking Company](https://lender.report/lender/live-oak-banking-nc/) | Wilmington, NC | 84 | $122M | | [Cache Valley Bank](https://lender.report/lender/cache-valley-bank-ut/) | Logan, UT | 78 | $26.6M | SBA FOIA, Sep 30, 2026 - 120 lenders are based in Utah: 43 banks, 1 savings institution, 51 credit unions and 25 non-bank lenders. FDIC institution record, Jun 30, 2026 - Banks, savings institutions and credit unions based in Utah report $1.4T in total assets. FDIC call report, Jun 30, 2026 - They hold $196.4B of commercial and commercial real estate loans, up 12.8% from a year earlier among the 94 of 120 with a comparable earlier filing. FDIC call report, Jun 30, 2026 - Lenders made 177 multifamily loans in Utah in 2025 for $2.6B, versus 144 in 2024 (HMDA, manufactured-home parks excluded). HMDA, 2025 - Lenders recorded 3,145 SBA 7(a) loans for $1.5B in Utah in the 36 months ending September 30, 2026. SBA FOIA, Sep 30, 2026 - Lenders made 5,716 1-4 unit investor or business-purpose loans in Utah in 2025. HMDA, 2025 - American Express National Bank holds the largest commercial book of any lender based in Utah, at $48.1B. FDIC call report, Jun 30, 2026 - Utah Community Credit Union made the most multifamily loans in Utah in 2025, at 16. HMDA, 2025 - Zions Bancorporation, N.A. recorded the most SBA 7(a) loans in Utah, at 634. SBA FOIA, Sep 30, 2026 - 11 kinds of lending have a page for Utah, each with at least 10 lenders with in-state evidence. FDIC institution record, Jun 30, 2026 Lenders based here are those whose main office is in the state; balances are for the whole institution. HMDA and SBA figures count loans placed in the state, whoever made them. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.