---
title: Multifamily Lenders in Richmond city, VA: 29 Made Loans
url: https://lender.report/lenders-in/virginia/richmond-city/
license: https://lender.report/license/
---

County · VA

# Multifamily lenders in Richmond city, VA

29 lenders made 76 multifamily loans in Richmond city, VA in 2024 and 2025, $629.5M in all. Virginia National Bank made the most, with 13. The typical loan was about $1.7M. The county is part of the Richmond, VA metro area.

**Evidence**
Multifamily loans placed in the county, HMDA

**Data as of**
HMDA 2025

**Page last changed**
November 11, 2026

**Lenders on record**
29

HMDA, 2025

**Multifamily loans, 2024-25**
76

HMDA, 2025

Manufactured-home parks excluded

**Dollars**
$629M

HMDA, 2025

**Typical loan**
$1.7M

HMDA, 2025

Cite this

Source: The Lender Report, Multifamily lenders in Richmond city, VA, https://lender.report/lenders-in/virginia/richmond-city/, data as of December 31, 2025.

## Describe a deal in Richmond city, VA

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show multifamily loans in Richmond city, VA](https://lender.report/comps/?lane=multifamily&state=VA&county=51760)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
| --- | --- | --- | --- | --- | --- | --- | --- |
| [Virginia National Bank](https://lender.report/lender/virginia-national-bank-va/) [multifamily record](https://lender.report/lender/virginia-national-bank-va/multifamily/) | Bank | Charlottesville, VA | 13 | $24.0M | 9 | 4 | $1.6M |
| [Virginia Credit Union](https://lender.report/lender/virginia-credit-union-va/) [multifamily record](https://lender.report/lender/virginia-credit-union-va/multifamily/) | Credit union | Richmond, VA | 7 | $40.6M | 4 | 3 | $1.5M |
| [First Bank](https://lender.report/lender/first-bank-va/) [multifamily record](https://lender.report/lender/first-bank-va/multifamily/) | Bank | Strasburg, VA | 5 | $6.08M | 3 | 2 | $260K |
| [Atlantic Union Bank](https://lender.report/lender/atlantic-union-bank-va/) [multifamily record](https://lender.report/lender/atlantic-union-bank-va/multifamily/) | Bank | Richmond City, VA | 5 | $4.08M | 4 | 1 | $500K |
| [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 4 | $49.2M | 1 | 3 | $6.3M |
| [Citizens and Farmers Bank](https://lender.report/lender/citizens-and-farmers-bank-va/) [multifamily record](https://lender.report/lender/citizens-and-farmers-bank-va/multifamily/) | Bank | West Point, VA | 4 | $17.3M | 2 | 2 | $1.5M |
| [Berkeley Point Capital LLC](https://lender.report/lender/berkeley-point-capital-ma/) [multifamily record](https://lender.report/lender/berkeley-point-capital-ma/multifamily/) | Non-bank | Boston, MA | 3 | $99.0M | 3 | 0 | $24M |
| [United Bank](https://lender.report/lender/united-bank-va/) [multifamily record](https://lender.report/lender/united-bank-va/multifamily/) | Bank | Fairfax, VA | 3 | $4.30M | 1 | 2 | $1.1M |
| [TowneBank](https://lender.report/lender/townebank-va/) [multifamily record](https://lender.report/lender/townebank-va/multifamily/) | Bank | Portsmouth, VA | 3 | $2.42M | 1 | 2 | $500K |
| [Greystone Servicing Corporation, Inc.](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/) [multifamily record](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/multifamily/) | Non-bank | Memphis, TN | 2 | $37.3M | 1 | 1 | $29M |
| [M&T Realty Capital Corporation](https://lender.report/lender/m-and-t-realty-capital-ny/) [multifamily record](https://lender.report/lender/m-and-t-realty-capital-ny/multifamily/) | Non-bank | Buffalo, NY | 2 | $30.0M | 0 | 2 | $15M |
| [Burke & Herbert Bank & Trust Company](https://lender.report/lender/burke-and-herbert-bank-and-trust-va/) [multifamily record](https://lender.report/lender/burke-and-herbert-bank-and-trust-va/multifamily/) | Bank | Alexandria, VA | 2 | $4.50M | 2 | 0 | $2.3M |
| [LendingOne LLC](https://lender.report/lender/lendingone-fl/) [multifamily record](https://lender.report/lender/lendingone-fl/multifamily/) | Non-bank | Boca Raton, FL | 2 | $2.64M | 0 | 2 | $1.9M |
| [Chesapeake Bank](https://lender.report/lender/chesapeake-bank-va/) [multifamily record](https://lender.report/lender/chesapeake-bank-va/multifamily/) | Bank | Kilmarnock, VA | 2 | $2.52M | 1 | 1 | $1.6M |
| [Fulton Bank, National Association](https://lender.report/lender/fulton-bank-pa/) [multifamily record](https://lender.report/lender/fulton-bank-pa/multifamily/) | Bank | Lancaster, PA | 2 | $2.04M | 2 | 0 | $1.3M |
| [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [multifamily record](https://lender.report/lender/velocity-commercial-capital-ca/multifamily/) | Non-bank | Westlake Village, CA | 2 | $900K | 2 | 0 | $640K |
| [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [multifamily record](https://lender.report/lender/jpmorgan-chase-bank-oh/multifamily/) | Bank | Columbus, OH | 1 | $180M | 0 | 1 | $180M |
| [Truist Bank](https://lender.report/lender/truist-bank-nc/) [multifamily record](https://lender.report/lender/truist-bank-nc/multifamily/) | Bank | Charlotte, NC | 1 | $56.0M | 0 | 1 | $56M |
| [EagleBank](https://lender.report/lender/eaglebank-md/) [multifamily record](https://lender.report/lender/eaglebank-md/multifamily/) | Bank | Bethesda, MD | 1 | $25.0M | 0 | 1 | $25M |
| [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) [multifamily record](https://lender.report/lender/wells-fargo-bank-sd/multifamily/) | Bank | Sioux Falls, SD | 1 | $11.0M | 1 | 0 | $11M |
| [CBRE Multifamily Capital, Inc.](https://lender.report/lender/cbre-multifamily-capital-tx/) [multifamily record](https://lender.report/lender/cbre-multifamily-capital-tx/multifamily/) | Non-bank | Houston, TX | 1 | $8.90M | 0 | 1 | $8.9M |
| [Northmarq Capital Finance, L.L.C.](https://lender.report/lender/northmarq-capital-finance-l-l-c-dc/) [multifamily record](https://lender.report/lender/northmarq-capital-finance-l-l-c-dc/multifamily/) | Non-bank | Washington, DC | 1 | $8.40M | 1 | 0 | $8.4M |
| [Benchmark Community Bank](https://lender.report/lender/benchmark-community-bank-va/) [multifamily record](https://lender.report/lender/benchmark-community-bank-va/multifamily/) | Bank | Kenbridge, VA | 1 | $4.30M | 0 | 1 | $4.3M |
| [Loan Funder LLC](https://lender.report/lender/loan-funder-ny/) [multifamily record](https://lender.report/lender/loan-funder-ny/multifamily/) | Non-bank | New York, NY | 1 | $3.60M | 0 | 1 | $3.6M |
| [Vallant Bank](https://lender.report/lender/vallant-bank-ga/) [multifamily record](https://lender.report/lender/vallant-bank-ga/multifamily/) | Bank | Elberton, GA | 1 | $2.50M | 0 | 1 | $2.5M |
| [SouthState Bank, National Association](https://lender.report/lender/southstate-bank-fl/) [multifamily record](https://lender.report/lender/southstate-bank-fl/multifamily/) | Bank | Winter Haven, FL | 1 | $1.60M | 0 | 1 | $1.6M |
| [Primis Bank](https://lender.report/lender/primis-bank-va/) | Bank | Tappahannock, VA | 1 | $1.50M | 0 | 1 | $1.5M |
| [The Loan Store, Inc](https://lender.report/lender/loan-store-az/) [multifamily record](https://lender.report/lender/loan-store-az/multifamily/) | Non-bank | Tucson, AZ | 1 | $1.50M | 1 | 0 | $1.5M |
| [A&D Mortgage LLC](https://lender.report/lender/a-and-d-mortgage-fl/) [multifamily record](https://lender.report/lender/a-and-d-mortgage-fl/multifamily/) | Non-bank | Ft. Lauderdale, FL | 1 | $520K | 1 | 0 | $520K |

HMDA, 2025

[Check a deal in Richmond city, VA in Loan Comps](https://lender.report/comps/?lane=multifamily&state=VA&county=51760)

| Loan size | Loans | Lenders |
| --- | --- | --- |
| Under $1M | 21 | 11 |
| $1M to $2.5M | 28 | 14 |
| $2.5M to $5M | 9 | 7 |
| $5M to $10M | 5 | 4 |
| $10M or more | 13 | 10 |

HMDA, 2025

- Lenders made 76 multifamily loans totaling $629.5M in Richmond city, VA in 2024 and 2025. HMDA, 2025
- 2 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA, 2025
- 40 of the loans were made in 2025 and 36 in 2024. HMDA, 2025
- The typical loan in Richmond city, VA was about $1.7M, with the middle half between $860K and $4.9M. HMDA, 2025
- 21 of the loans were under $1M, and 18 were $5M or more. HMDA, 2025
- Lenders reported a median rate of 6.56% on 48 loans in Richmond city, VA, with the middle half between 5.95% and 7.25%. HMDA, 2025
- The median term was 5 years. HMDA, 2025
- The median loan to value was 62%. HMDA, 2025
- 43% of the loans were refinancings and 45% were purchases. HMDA, 2025
- Banks and savings institutions made 47 of the loans, credit unions 7, and non-banks 20. HMDA, 2025
- The five most active lenders made 44.7% of the loans. HMDA, 2025
- The three most active lenders were Virginia National Bank with 13, Virginia Credit Union with 7, and First Bank with 5. HMDA, 2025
- 11 of the 29 lenders are based in Virginia. The rest are based elsewhere, most often in Florida, Maryland and New York. HMDA, 2025
- The most common property size was 5 to 24 units, with 47 loans. HMDA, 2025
- Richmond city, VA is part of the Richmond, VA metro area, which has its own page. OMB metro list, 2025

## How this list is defined

**Measure**
Multifamily loans made in Richmond city, VA

**Period**
2024 and 2025

**Formula**
Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.

**Order**
Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.

**As of**
2025

**Source**
[HMDA](https://ffiec.cfpb.gov/data-browser/)

**Changelog**
November 12, 2026: First published, with the data built on this date.

## What we don't know

- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
