--- title: Lenders in Waterbury, CT: 52 Made Multifamily Loans in 2024-25 url: https://lender.report/lenders-in/waterbury-ct/ license: https://lender.report/license/ --- Metro area ยท CT # Lenders in Waterbury, CT 52 lenders made 132 multifamily loans in the Waterbury-Shelton, CT metro area in 2024 and 2025, $440.7M in all. RF Renovo Management Company, LLC made the most, with 13. The typical loan was about $760K. **Evidence** Multifamily loans placed in the metro area, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 52 HMDA, 2025 **Multifamily loans, 2024-25** 132 HMDA, 2025 Manufactured-home parks excluded **Dollars** $441M HMDA, 2025 **Typical loan** $760K HMDA, 2025 Cite this Source: The Lender Report, Lenders in Waterbury, CT, https://lender.report/lenders-in/waterbury-ct/, data as of December 31, 2025. ## Describe a deal in Waterbury, CT This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it. [Start with a deal in Waterbury, CT](https://lender.report/comps/?lane=multifamily&metro=47930)[A lender in Waterbury, CT? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | | --- | --- | --- | --- | --- | --- | --- | | [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) [multifamily record](https://lender.report/lender/rf-renovo-management-il/multifamily/) | Non-bank | Chicago, IL | 13 | $12.9M | 3 | 10 | | [Logan Finance Corporation](https://lender.report/lender/logan-finance-ny/) [multifamily record](https://lender.report/lender/logan-finance-ny/multifamily/) | Non-bank | Haupaugge, NY | 9 | $5.00M | 4 | 5 | | [Thomaston Savings Bank](https://lender.report/lender/thomaston-savings-bank-ct/) [multifamily record](https://lender.report/lender/thomaston-savings-bank-ct/multifamily/) | Savings | Thomaston, CT | 8 | $13.7M | 4 | 4 | | [Arbor Realty Trust, Inc.](https://lender.report/lender/arbor-realty-trust-ny/) [multifamily record](https://lender.report/lender/arbor-realty-trust-ny/multifamily/) | Non-bank | Uniondale, NY | 6 | $58.8M | 3 | 3 | | [Northwest Community Bank](https://lender.report/lender/northwest-community-bank-ct/) [multifamily record](https://lender.report/lender/northwest-community-bank-ct/multifamily/) | Savings | Winsted, CT | 6 | $7.36M | 5 | 1 | | [Ice Lender Holdings LLC](https://lender.report/lender/ice-lender-holdings-ny/) [multifamily record](https://lender.report/lender/ice-lender-holdings-ny/multifamily/) | Non-bank | New York, NY | 5 | $4.20M | 2 | 3 | | [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [multifamily record](https://lender.report/lender/velocity-commercial-capital-ca/multifamily/) | Non-bank | Westlake Village, CA | 5 | $2.30M | 1 | 4 | | [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 4 | $14.1M | 2 | 2 | | [Ion Bank](https://lender.report/lender/ion-bank-ct/) [multifamily record](https://lender.report/lender/ion-bank-ct/multifamily/) | Bank | Naugatuck, CT | 4 | $12.7M | 2 | 2 | | [Chelsea Groton Bank](https://lender.report/lender/chelsea-groton-bank-ct/) [multifamily record](https://lender.report/lender/chelsea-groton-bank-ct/multifamily/) | Savings | Groton, CT | 3 | $27.3M | 2 | 1 | | [Dime Bank](https://lender.report/lender/dime-bank-ct/) [multifamily record](https://lender.report/lender/dime-bank-ct/multifamily/) | Savings | Norwich, CT | 3 | $5.60M | 3 | 0 | | [Habib American Bank](https://lender.report/lender/habib-american-bank-ny/) [multifamily record](https://lender.report/lender/habib-american-bank-ny/multifamily/) | Bank | New York, NY | 3 | $4.74M | 0 | 3 | | [Deephaven Mortgage LLC](https://lender.report/lender/deephaven-mortgage-nc/) [multifamily record](https://lender.report/lender/deephaven-mortgage-nc/multifamily/) | Non-bank | Charlotte, NC | 3 | $1.90M | 1 | 2 | | [American Heritage Lending, LLC](https://lender.report/lender/american-heritage-lending-ca/) [multifamily record](https://lender.report/lender/american-heritage-lending-ca/multifamily/) | Non-bank | Irvine, CA | 3 | $1.44M | 3 | 0 | | [BPL Mortgage, LLC](https://lender.report/lender/bpl-mortgage-il/) [multifamily record](https://lender.report/lender/bpl-mortgage-il/multifamily/) | Non-bank | Oakbrook Terrace, IL | 3 | $1.34M | 2 | 1 | HMDA, 2025 [All 52 lenders in Waterbury, CT, by loan size](https://lender.report/multifamily-lenders/waterbury-ct/) | County | Loans | Dollars | Lenders | | --- | --- | --- | --- | | [Naugatuck Valley Planning Region, CT](https://lender.report/lenders-in/connecticut/naugatuck-valley-planning-region/) | 130 | $411M | 51 | HMDA, 2025 A county is listed for a year only when the public file holds 5 or more multifamily loans there that year. | Loan size | Loans | | --- | --- | | Under $1M | 78 | | $1M to $2.5M | 26 | | $2.5M to $5M | 8 | | $5M to $10M | 10 | | $10M or more | 10 | HMDA, 2025 - Lenders made 132 multifamily loans totaling $440.7M in Waterbury, CT in 2024 and 2025. HMDA, 2025 - 3 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA, 2025 - 63 of the loans were made in 2025 and 69 in 2024. HMDA, 2025 - The typical loan in Waterbury, CT was about $760K, with the middle half between $520K and $2.3M. HMDA, 2025 - 78 of the loans were under $1M, and 20 were $5M or more. HMDA, 2025 - Lenders reported a median rate of 7.63% on 115 loans in Waterbury, CT, with the middle half between 6.68% and 8.50%. HMDA, 2025 - The median term was 25 years. HMDA, 2025 - The median loan to value was 70%. HMDA, 2025 - 49% of the loans were refinancings and 48% were purchases. HMDA, 2025 - Banks and savings institutions made 47 of the loans, credit unions 3, and non-banks 79. HMDA, 2025 - The five most active lenders made 31.8% of the loans. HMDA, 2025 - The three most active lenders were RF Renovo Management Company, LLC with 13, Logan Finance Corporation with 9, and Thomaston Savings Bank with 8. HMDA, 2025 - 16 of the 52 lenders are based in Connecticut. The rest are based elsewhere, most often in New York, California and Arizona. HMDA, 2025 - The most common property size was 5 to 24 units, with 98 loans. HMDA, 2025 - 1 county in the metro area has loans on record, and Naugatuck Valley Planning Region, CT has the most, with 130. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in the Waterbury, CT metro area **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.