---
title: Multifamily Lenders in Eau Claire County, WI: 19 Made Loans
url: https://lender.report/lenders-in/wisconsin/eau-claire-county/
license: https://lender.report/license/
---

County · WI

# Multifamily lenders in Eau Claire County, WI

19 lenders made 64 multifamily loans in Eau Claire County, WI in 2024 and 2025, $222.5M in all. Nicolet National Bank made the most, with 16. The typical loan was about $880K. The county is part of the Eau Claire, WI metro area.

**Evidence**
Multifamily loans placed in the county, HMDA

**Data as of**
HMDA 2025

**Page last changed**
November 11, 2026

**Lenders on record**
19

HMDA, 2025

**Multifamily loans, 2024-25**
64

HMDA, 2025

Manufactured-home parks excluded

**Dollars**
$223M

HMDA, 2025

**Typical loan**
$880K

HMDA, 2025

Cite this

Source: The Lender Report, Multifamily lenders in Eau Claire County, WI, https://lender.report/lenders-in/wisconsin/eau-claire-county/, data as of December 31, 2025.

## Describe a deal in Eau Claire County, WI

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show multifamily loans in Eau Claire County, WI](https://lender.report/comps/?lane=multifamily&state=WI&county=55035)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
| --- | --- | --- | --- | --- | --- | --- | --- |
| [Nicolet National Bank](https://lender.report/lender/nicolet-national-bank-wi/) [multifamily record](https://lender.report/lender/nicolet-national-bank-wi/multifamily/) | Bank | Green Bay, WI | 16 | $23.5M | 7 | 9 | $780K |
| [CCFBank National Association](https://lender.report/lender/ccfbank-wi/) [multifamily record](https://lender.report/lender/ccfbank-wi/multifamily/) | Bank | Altoona, WI | 10 | $20.1M | 9 | 1 | $880K |
| [Westconsin Credit Union](https://lender.report/lender/westconsin-credit-union-wi/) [multifamily record](https://lender.report/lender/westconsin-credit-union-wi/multifamily/) | Credit union | Menomonie, WI | 7 | $8.82M | 5 | 2 | $760K |
| [Royal Credit Union](https://lender.report/lender/royal-credit-union-wi/) [multifamily record](https://lender.report/lender/royal-credit-union-wi/multifamily/) | Credit union | Eau Claire, WI | 5 | $14.6M | 5 | 0 | $1.4M |
| [Citizens State Bank](https://lender.report/lender/citizens-state-bank-wi-cadott/) [multifamily record](https://lender.report/lender/citizens-state-bank-wi-cadott/multifamily/) | Bank | Cadott, WI | 5 | $4.02M | 2 | 3 | $840K |
| [Citizens State Bank of La Crosse](https://lender.report/lender/citizens-state-bank-of-la-crosse-wi/) [multifamily record](https://lender.report/lender/citizens-state-bank-of-la-crosse-wi/multifamily/) | Bank | La Crosse, WI | 3 | $465K | 1 | 2 | $180K |
| [Frandsen Bank & Trust](https://lender.report/lender/frandsen-bank-and-trust-mn/) [multifamily record](https://lender.report/lender/frandsen-bank-and-trust-mn/multifamily/) | Bank | Lonsdale, MN | 2 | $14.3M | 1 | 1 | $14M |
| [Security Financial Bank](https://lender.report/lender/security-financial-bank-wi/) [multifamily record](https://lender.report/lender/security-financial-bank-wi/multifamily/) | Bank | Durand, WI | 2 | $8.00M | 2 | 0 | $6.3M |
| [Northwestern Bank](https://lender.report/lender/northwestern-bank-wi/) [multifamily record](https://lender.report/lender/northwestern-bank-wi/multifamily/) | Bank | Chippewa Falls, WI | 2 | $5.80M | 2 | 0 | $3.3M |
| [Magnifi Financial Credit Union](https://lender.report/lender/magnifi-financial-credit-union-mn/) [multifamily record](https://lender.report/lender/magnifi-financial-credit-union-mn/multifamily/) | Credit union | Melrose, MN | 1 | $22.0M | 1 | 0 | $22M |
| [National Bank of Commerce](https://lender.report/lender/national-bank-of-commerce-wi/) [multifamily record](https://lender.report/lender/national-bank-of-commerce-wi/multifamily/) | Bank | Superior, WI | 1 | $18.0M | 0 | 1 | $18M |
| [River Bank](https://lender.report/lender/river-bank-wi/) [multifamily record](https://lender.report/lender/river-bank-wi/multifamily/) | Bank | Stoddard, WI | 1 | $15.0M | 1 | 0 | $15M |
| [One Community Bank](https://lender.report/lender/one-community-bank-wi/) [multifamily record](https://lender.report/lender/one-community-bank-wi/multifamily/) | Bank | Oregon, WI | 1 | $9.60M | 1 | 0 | $9.6M |
| [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 1 | $7.20M | 0 | 1 | $7.2M |
| [Security Bank](https://lender.report/lender/security-bank-wi/) [multifamily record](https://lender.report/lender/security-bank-wi/multifamily/) | Bank | New Auburn, WI | 1 | $1.50M | 1 | 0 | $1.5M |
| [Old National Bank](https://lender.report/lender/old-national-bank-in/) [multifamily record](https://lender.report/lender/old-national-bank-in/multifamily/) | Bank | Evansville, IN | 1 | $1.00M | 1 | 0 | $1M |
| [AbbyBank](https://lender.report/lender/abbybank-wi/) [multifamily record](https://lender.report/lender/abbybank-wi/multifamily/) | Bank | Abbotsford, WI | 1 | $840K | 1 | 0 | $840K |
| [First National Community Bank](https://lender.report/lender/first-national-community-bank-wi/) | Bank | New Richmond, WI | 1 | $840K | 0 | 1 | $840K |
| [Merchants Bank, National Association](https://lender.report/lender/merchants-bank-mn/) [multifamily record](https://lender.report/lender/merchants-bank-mn/multifamily/) | Bank | Winona, MN | 1 | $120K | 0 | 1 | $120K |

HMDA, 2025

[Check a deal in Eau Claire County, WI in Loan Comps](https://lender.report/comps/?lane=multifamily&state=WI&county=55035)

| Loan size | Loans | Lenders |
| --- | --- | --- |
| Under $1M | 34 | 10 |
| $1M to $2.5M | 10 | 7 |
| $2.5M to $5M | 8 | 4 |
| $5M to $10M | 6 | 4 |
| $10M or more | 6 | 5 |

HMDA, 2025

- Lenders made 64 multifamily loans totaling $222.5M in Eau Claire County, WI in 2024 and 2025. HMDA, 2025
- 2 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA, 2025
- 42 of the loans were made in 2025 and 22 in 2024. HMDA, 2025
- The typical loan in Eau Claire County, WI was about $880K, with the middle half between $500K and $3.3M. HMDA, 2025
- 34 of the loans were under $1M, and 12 were $5M or more. HMDA, 2025
- Lenders reported a median rate of 6.63% on 52 loans in Eau Claire County, WI, with the middle half between 6.22% and 7.25%. HMDA, 2025
- The median term was 5 years. HMDA, 2025
- The median loan to value was 67%. HMDA, 2025
- 44% of the loans were refinancings and 50% were purchases. HMDA, 2025
- Banks and savings institutions made 48 of the loans, credit unions 13, and non-banks 1. HMDA, 2025
- The five most active lenders made 67.2% of the loans. HMDA, 2025
- The three most active lenders were Nicolet National Bank with 16, CCFBank National Association with 10, and Westconsin Credit Union with 7. HMDA, 2025
- 14 of the 19 lenders are based in Wisconsin. The rest are based elsewhere, most often in Minnesota, Indiana and Maryland. HMDA, 2025
- The most common property size was 5 to 24 units, with 45 loans. HMDA, 2025
- Eau Claire County, WI is part of the Eau Claire, WI metro area, which has its own page. OMB metro list, 2025

## How this list is defined

**Measure**
Multifamily loans made in Eau Claire County, WI

**Period**
2024 and 2025

**Formula**
Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.

**Order**
Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.

**As of**
2025

**Source**
[HMDA](https://ffiec.cfpb.gov/data-browser/)

**Changelog**
November 12, 2026: First published, with the data built on this date.

## What we don't know

- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
