--- title: Multifamily Lenders in Rock County, WI: 27 Made Loans in 2024-25 url: https://lender.report/lenders-in/wisconsin/rock-county/ license: https://lender.report/license/ --- County ยท WI # Multifamily lenders in Rock County, WI 27 lenders made 155 multifamily loans in Rock County, WI in 2024 and 2025, $127.5M in all. Bank of Deerfield made the most, with 24. The typical loan was about $220K. The county is part of the Janesville, WI metro area. **Evidence** Multifamily loans placed in the county, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 27 HMDA, 2025 **Multifamily loans, 2024-25** 155 HMDA, 2025 Manufactured-home parks excluded **Dollars** $127M HMDA, 2025 **Typical loan** $220K HMDA, 2025 Cite this Source: The Lender Report, Multifamily lenders in Rock County, WI, https://lender.report/lenders-in/wisconsin/rock-county/, data as of December 31, 2025. ## Describe a deal in Rock County, WI See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show multifamily loans in Rock County, WI](https://lender.report/comps/?lane=multifamily&state=WI&county=55105)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan | | --- | --- | --- | --- | --- | --- | --- | --- | | [Bank of Deerfield](https://lender.report/lender/bank-of-deerfield-wi/) [multifamily record](https://lender.report/lender/bank-of-deerfield-wi/multifamily/) | Bank | Deerfield, WI | 24 | $3.20M | 11 | 13 | $120K | | [First Community Bank](https://lender.report/lender/first-community-bank-wi/) [multifamily record](https://lender.report/lender/first-community-bank-wi/multifamily/) | Bank | Milton, WI | 20 | $4.63M | 10 | 10 | $200K | | [Farmers and Merchants Union Bank](https://lender.report/lender/farmers-and-merchants-union-bank-wi/) [multifamily record](https://lender.report/lender/farmers-and-merchants-union-bank-wi/multifamily/) | Bank | Columbus, WI | 15 | $7.72M | 15 | 0 | $95K | | [University of Wisconsin Credit Union](https://lender.report/lender/university-of-wisconsin-credit-union-wi/) [multifamily record](https://lender.report/lender/university-of-wisconsin-credit-union-wi/multifamily/) | Credit union | Madison, WI | 9 | $41.7M | 9 | 0 | $4.3M | | [PremierBank](https://lender.report/lender/premierbank-wi/) [multifamily record](https://lender.report/lender/premierbank-wi/multifamily/) | Bank | Fort Atkinson, WI | 8 | $1.52M | 1 | 7 | $180K | | [Educators Credit Union](https://lender.report/lender/educators-credit-union-wi/) [multifamily record](https://lender.report/lender/educators-credit-union-wi/multifamily/) | Credit union | Racine, WI | 6 | $4.30M | 3 | 3 | $860K | | [Bank of Milton](https://lender.report/lender/bank-of-milton-wi/) [multifamily record](https://lender.report/lender/bank-of-milton-wi/multifamily/) | Bank | Milton, WI | 6 | $1.35M | 2 | 4 | $240K | | [One Community Bank](https://lender.report/lender/one-community-bank-wi/) [multifamily record](https://lender.report/lender/one-community-bank-wi/multifamily/) | Bank | Oregon, WI | 4 | $3.60M | 3 | 1 | $280K | | [Johnson Bank](https://lender.report/lender/johnson-bank-wi/) [multifamily record](https://lender.report/lender/johnson-bank-wi/multifamily/) | Bank | Racine, WI | 4 | $2.60M | 1 | 3 | $320K | | [DMB Community Bank](https://lender.report/lender/dmb-community-bank-wi/) [multifamily record](https://lender.report/lender/dmb-community-bank-wi/multifamily/) | Bank | Madison, WI | 4 | $2.42M | 2 | 2 | $620K | | [Landmark Credit Union](https://lender.report/lender/landmark-credit-union-wi/) [multifamily record](https://lender.report/lender/landmark-credit-union-wi/multifamily/) | Credit union | Brookfield, WI | 3 | $12.6M | 2 | 1 | $4.9M | | [North Shore Bank](https://lender.report/lender/north-shore-bank-wi/) [multifamily record](https://lender.report/lender/north-shore-bank-wi/multifamily/) | Savings | Brookfield, WI | 3 | $5.38M | 3 | 0 | $1.1M | | [Lake Ridge Bank](https://lender.report/lender/lake-ridge-bank-wi/) [multifamily record](https://lender.report/lender/lake-ridge-bank-wi/multifamily/) | Bank | Middleton, WI | 3 | $4.76M | 3 | 0 | $660K | | [The Park Bank](https://lender.report/lender/park-bank-wi-madison/) [multifamily record](https://lender.report/lender/park-bank-wi-madison/multifamily/) | Bank | Madison, WI | 3 | $635K | 1 | 2 | $120K | | [Bank Cmg](https://lender.report/lender/bank-cmg-wi/) [multifamily record](https://lender.report/lender/bank-cmg-wi/multifamily/) | Bank | Madison, WI | 2 | $1.62M | 1 | 1 | $920K | | [The Bank of Brodhead](https://lender.report/lender/bank-of-brodhead-wi/) [multifamily record](https://lender.report/lender/bank-of-brodhead-wi/multifamily/) | Bank | Brodhead, WI | 2 | $1.36M | 1 | 1 | $780K | | [WaterStone Bank, SSB](https://lender.report/lender/waterstone-bank-wi/) [multifamily record](https://lender.report/lender/waterstone-bank-wi/multifamily/) | Savings | Wauwatosa, WI | 1 | $3.40M | 1 | 0 | $3.4M | | [Byline Bank](https://lender.report/lender/byline-bank-il/) [multifamily record](https://lender.report/lender/byline-bank-il/multifamily/) | Bank | Chicago, IL | 1 | $1.10M | 0 | 1 | $1.1M | | [Horicon Bank](https://lender.report/lender/horicon-bank-wi/) [multifamily record](https://lender.report/lender/horicon-bank-wi/multifamily/) | Bank | Horicon, WI | 1 | $1.10M | 0 | 1 | $1.1M | | [The Bank of New Glarus](https://lender.report/lender/bank-of-new-glarus-wi/) [multifamily record](https://lender.report/lender/bank-of-new-glarus-wi/multifamily/) | Bank | New Glarus, WI | 1 | $1.10M | 1 | 0 | $1.1M | | [Bank First, N.A.](https://lender.report/lender/bank-first-wi/) [multifamily record](https://lender.report/lender/bank-first-wi/multifamily/) | Bank | Manitowoc, WI | 1 | $780K | 0 | 1 | $780K | | [Farmers & Merchants State Bank](https://lender.report/lender/farmers-and-merchants-state-bank-wi/) [multifamily record](https://lender.report/lender/farmers-and-merchants-state-bank-wi/multifamily/) | Bank | Waterloo, WI | 1 | $740K | 1 | 0 | $740K | | [Blackhawk Community Credit Union](https://lender.report/lender/blackhawk-community-credit-union-wi/) | Credit union | Janesville, WI | 1 | $640K | 1 | 0 | $640K | | [The Peoples Community Bank](https://lender.report/lender/peoples-community-bank-wi/) | Bank | Mazomanie, WI | 1 | $500K | 1 | 0 | $500K | | [Old National Bank](https://lender.report/lender/old-national-bank-in/) [multifamily record](https://lender.report/lender/old-national-bank-in/multifamily/) | Bank | Evansville, IN | 1 | $360K | 1 | 0 | $360K | | [Fortifi Bank](https://lender.report/lender/fortifi-bank-wi/) [multifamily record](https://lender.report/lender/fortifi-bank-wi/multifamily/) | Bank | Berlin, WI | 1 | $340K | 1 | 0 | $340K | | [Summit Credit Union](https://lender.report/lender/summit-credit-union-wi/) [multifamily record](https://lender.report/lender/summit-credit-union-wi/multifamily/) | Credit union | Madison, WI | 1 | $65.0K | 0 | 1 | $65K | HMDA, 2025 [Check a deal in Rock County, WI in Loan Comps](https://lender.report/comps/?lane=multifamily&state=WI&county=55105) | Loan size | Loans | Lenders | | --- | --- | --- | | Under $1M | 126 | 22 | | $1M to $2.5M | 13 | 9 | | $2.5M to $5M | 12 | 7 | | $5M to $10M | 3 | 2 | | $10M or more | 1 | 1 | HMDA, 2025 - Lenders made 155 multifamily loans totaling $127.5M in Rock County, WI in 2024 and 2025. HMDA, 2025 - 28 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA, 2025 - 79 of the loans were made in 2025 and 76 in 2024. HMDA, 2025 - The typical loan in Rock County, WI was about $220K, with the middle half between $120K and $700K. HMDA, 2025 - 126 of the loans were under $1M, and 4 were $5M or more. HMDA, 2025 - Lenders reported a median rate of 6.75% on 49 loans in Rock County, WI, with the middle half between 6.35% and 7.30%. HMDA, 2025 - The median term was 5 years. HMDA, 2025 - The median loan to value was 72%. HMDA, 2025 - 25% of the loans were refinancings and 68% were purchases. HMDA, 2025 - Banks and savings institutions made 107 of the loans, credit unions 20, and non-banks 0. HMDA, 2025 - The five most active lenders made 49.0% of the loans. HMDA, 2025 - The three most active lenders were Bank of Deerfield with 24, First Community Bank with 20, and Farmers and Merchants Union Bank with 15. HMDA, 2025 - 25 of the 27 lenders are based in Wisconsin. The rest are based elsewhere, most often in Illinois and Indiana. HMDA, 2025 - The most common property size was 5 to 24 units, with 114 loans. HMDA, 2025 - Rock County, WI is part of the Janesville-Beloit, WI metro area, which has its own page. OMB metro list, 2025 ## How this list is defined **Measure** Multifamily loans made in Rock County, WI **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.