--- title: Lenders in Yuba City, CA: 11 Made Multifamily Loans in 2024-25 url: https://lender.report/lenders-in/yuba-city-ca/ license: https://lender.report/license/ --- Metro area ยท CA # Lenders in Yuba City, CA 11 lenders made 28 multifamily loans in the Yuba City, CA metro area in 2024 and 2025, $72.6M in all. JPMorgan Chase Bank, National Association made the most, with 9. The typical loan was about $1.3M. **Evidence** Multifamily loans placed in the metro area, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 11 HMDA, 2025 **Multifamily loans, 2024-25** 28 HMDA, 2025 Manufactured-home parks excluded **Dollars** $72.6M HMDA, 2025 **Typical loan** $1.3M HMDA, 2025 Cite this Source: The Lender Report, Lenders in Yuba City, CA, https://lender.report/lenders-in/yuba-city-ca/, data as of December 31, 2025. ## Describe a deal in Yuba City, CA This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it. [Start with a deal in Yuba City, CA](https://lender.report/comps/?lane=multifamily&metro=49700)[A lender in Yuba City, CA? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | | --- | --- | --- | --- | --- | --- | --- | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [multifamily record](https://lender.report/lender/jpmorgan-chase-bank-oh/multifamily/) | Bank | Columbus, OH | 9 | $51.4M | 6 | 3 | | [SAFE Credit Union](https://lender.report/lender/safe-credit-union-ca/) [multifamily record](https://lender.report/lender/safe-credit-union-ca/multifamily/) | Credit union | Folsom, CA | 5 | $5.62M | 3 | 2 | | [SoFi Bank, National Association](https://lender.report/lender/sofi-bank-ut/) [multifamily record](https://lender.report/lender/sofi-bank-ut/multifamily/) | Bank | Cottonwood Heights, UT | 3 | $3.84M | 0 | 3 | | [Travis Credit Union](https://lender.report/lender/travis-credit-union-ca/) [multifamily record](https://lender.report/lender/travis-credit-union-ca/multifamily/) | Credit union | Vacaville, CA | 3 | $1.80M | 0 | 3 | | [Tri Counties Bank](https://lender.report/lender/tri-counties-bank-ca/) [multifamily record](https://lender.report/lender/tri-counties-bank-ca/multifamily/) | Bank | Chico, CA | 2 | $420K | 2 | 0 | | [FFB Bank](https://lender.report/lender/ffb-bank-ca/) [multifamily record](https://lender.report/lender/ffb-bank-ca/multifamily/) | Bank | Fresno, CA | 1 | $4.00M | 0 | 1 | | [Arbor Realty Trust, Inc.](https://lender.report/lender/arbor-realty-trust-ny/) [multifamily record](https://lender.report/lender/arbor-realty-trust-ny/multifamily/) | Non-bank | Uniondale, NY | 1 | $2.00M | 1 | 0 | | [Conventus Lending LLC](https://lender.report/lender/conventus-lending-ca/) [multifamily record](https://lender.report/lender/conventus-lending-ca/multifamily/) | Non-bank | San Francisco, CA | 1 | $1.10M | 0 | 1 | | [Exchange Bank](https://lender.report/lender/exchange-bank-ca/) [multifamily record](https://lender.report/lender/exchange-bank-ca/multifamily/) | Bank | Santa Rosa, CA | 1 | $800K | 0 | 1 | | [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [multifamily record](https://lender.report/lender/velocity-commercial-capital-ca/multifamily/) | Non-bank | Westlake Village, CA | 1 | $600K | 0 | 1 | | [American Heritage Lending, LLC](https://lender.report/lender/american-heritage-lending-ca/) [multifamily record](https://lender.report/lender/american-heritage-lending-ca/multifamily/) | Non-bank | Irvine, CA | 1 | $580K | 1 | 0 | HMDA, 2025 [All 11 lenders in Yuba City, CA, by loan size](https://lender.report/multifamily-lenders/yuba-city-ca/) | County | Loans | Dollars | Lenders | | --- | --- | --- | --- | | Sutter County, CA | 15 | $33.3M | 7 | | Yuba County, CA | 9 | $19.2M | 6 | HMDA, 2025 A county is listed for a year only when the public file holds 5 or more multifamily loans there that year. | Loan size | Loans | | --- | --- | | Under $1M | 11 | | $1M to $2.5M | 9 | | $2.5M to $5M | 4 | | $5M to $10M | 2 | | $10M or more | 2 | HMDA, 2025 - Lenders made 28 multifamily loans totaling $72.6M in Yuba City, CA in 2024 and 2025. HMDA, 2025 - 13 of the loans were made in 2025 and 15 in 2024. HMDA, 2025 - The typical loan in Yuba City, CA was about $1.3M, with the middle half between $720K and $3.8M. HMDA, 2025 - 11 of the loans were under $1M, and 4 were $5M or more. HMDA, 2025 - Lenders reported a median rate of 6.06% on 26 loans in Yuba City, CA, with the middle half between 5.83% and 6.49%. HMDA, 2025 - The median term was 15 years. HMDA, 2025 - The median loan to value was 59%. HMDA, 2025 - 75% of the loans were refinancings and 25% were purchases. HMDA, 2025 - Banks and savings institutions made 16 of the loans, credit unions 8, and non-banks 4. HMDA, 2025 - The three most active lenders were JPMorgan Chase Bank, National Association with 9, SAFE Credit Union with 5, and SoFi Bank, National Association with 3. HMDA, 2025 - 8 of the 11 lenders are based in California. The rest are based elsewhere, most often in New York, Ohio and Utah. HMDA, 2025 - The most common property size was 5 to 24 units, with 16 loans. HMDA, 2025 - 2 counties in the metro area have loans on record, and Sutter County, CA has the most, with 15. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in the Yuba City, CA metro area **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.