--- title: Multifamily Lenders in Bakersfield, CA, by Loan Size: 34 Lenders url: https://lender.report/multifamily-lenders/bakersfield-ca/ license: https://lender.report/license/ --- Multifamily ยท CA # Multifamily lenders in Bakersfield, CA, by loan size 34 lenders made multifamily loans in the Bakersfield, CA metro area in 2024 and 2025. 20 made a loan under $1M, 14 made one of $5M or more, and 8 made only loans of $5M or more. **Evidence** Multifamily loans placed in the Bakersfield, CA metro area, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 34 HMDA, 2025 **Loans under $1M** 46 HMDA, 2025 20 lenders **Loans $1M to $5M** 23 HMDA, 2025 9 lenders **Loans $5M or more** 26 HMDA, 2025 14 lenders Cite this Source: The Lender Report, Multifamily lenders in Bakersfield, CA, by loan size, https://lender.report/multifamily-lenders/bakersfield-ca/, data as of December 31, 2025. ## Describe a deal in Bakersfield, CA See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show multifamily loans in Bakersfield, CA](https://lender.report/comps/?lane=multifamily&metro=12540)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Under $1M | $1M to $2.5M | $2.5M to $5M | $5M to $10M | $10M or more | Refinances | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [Tri Counties Bank](https://lender.report/lender/tri-counties-bank-ca/) [multifamily record](https://lender.report/lender/tri-counties-bank-ca/multifamily/) | Bank | Chico, CA | 17 | 10 | 5 | 1 | 0 | 1 | 5 | | [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) [multifamily record](https://lender.report/lender/pnc-bank-de/multifamily/) | Bank | Wilmington, DE | 7 | 0 | 0 | 6 | 1 | 0 | 7 | | [Stancorp Mortgage Investors](https://lender.report/lender/stancorp-mortgage-investors-or/) [multifamily record](https://lender.report/lender/stancorp-mortgage-investors-or/multifamily/) | Non-bank | Hillsboro, OR | 6 | 4 | 0 | 1 | 0 | 1 | 5 | | [Provident Savings Bank, F.S.B.](https://lender.report/lender/provident-savings-bank-f-s-b-ca/) [multifamily record](https://lender.report/lender/provident-savings-bank-f-s-b-ca/multifamily/) | Savings | Riverside, CA | 5 | 5 | 0 | 0 | 0 | 0 | 1 | | [Citizens Business Bank, National Association](https://lender.report/lender/citizens-business-bank-ca/) [multifamily record](https://lender.report/lender/citizens-business-bank-ca/multifamily/) | Bank | Ontario, CA | 4 | 0 | 0 | 0 | 1 | 3 | 0 | | [FFB Bank](https://lender.report/lender/ffb-bank-ca/) [multifamily record](https://lender.report/lender/ffb-bank-ca/multifamily/) | Bank | Fresno, CA | 4 | 2 | 2 | 0 | 0 | 0 | 2 | | [Lendsure Mortgage Corp.](https://lender.report/lender/lendsure-mortgage-ca/) [multifamily record](https://lender.report/lender/lendsure-mortgage-ca/multifamily/) | Non-bank | San Diego, CA | 4 | 4 | 0 | 0 | 0 | 0 | 0 | | [Berkadia Commercial Mortgage](https://lender.report/lender/berkadia-commercial-mortgage-pa/) [multifamily record](https://lender.report/lender/berkadia-commercial-mortgage-pa/multifamily/) | Non-bank | Ambler, PA | 3 | 0 | 0 | 0 | 1 | 2 | 2 | | [Arbor Realty Trust, Inc.](https://lender.report/lender/arbor-realty-trust-ny/) [multifamily record](https://lender.report/lender/arbor-realty-trust-ny/multifamily/) | Non-bank | Uniondale, NY | 3 | 0 | 0 | 0 | 2 | 1 | 3 | | [East West Bank](https://lender.report/lender/east-west-bank-ca/) [multifamily record](https://lender.report/lender/east-west-bank-ca/multifamily/) | Bank | Pasadena, CA | 3 | 0 | 0 | 0 | 2 | 1 | 1 | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [multifamily record](https://lender.report/lender/jpmorgan-chase-bank-oh/multifamily/) | Bank | Columbus, OH | 3 | 1 | 0 | 0 | 1 | 1 | 2 | | [Greenbox Loans](https://lender.report/lender/greenbox-loans-ca/) [multifamily record](https://lender.report/lender/greenbox-loans-ca/multifamily/) | Non-bank | Los Angeles, CA | 3 | 3 | 0 | 0 | 0 | 0 | 1 | | [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [multifamily record](https://lender.report/lender/velocity-commercial-capital-ca/multifamily/) | Non-bank | Westlake Village, CA | 3 | 3 | 0 | 0 | 0 | 0 | 1 | | [Greystone Servicing Corporation, Inc.](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/) [multifamily record](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/multifamily/) | Non-bank | Memphis, TN | 2 | 0 | 0 | 0 | 2 | 0 | 0 | | [PGIM Real Estate Agency Financing, LLC](https://lender.report/lender/pgim-real-estate-agency-financing-tx/) [multifamily record](https://lender.report/lender/pgim-real-estate-agency-financing-tx/multifamily/) | Non-bank | Dallas, TX | 2 | 0 | 0 | 1 | 1 | 0 | 1 | | [Bellwether Enterprise Real Estate Capital, LLC](https://lender.report/lender/bellwether-enterprise-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/bellwether-enterprise-real-estate-capital-oh/multifamily/) | Non-bank | Cleveland, OH | 2 | 1 | 0 | 0 | 1 | 0 | 2 | | [The Golden 1 Credit Union](https://lender.report/lender/golden-1-credit-union-ca/) [multifamily record](https://lender.report/lender/golden-1-credit-union-ca/multifamily/) | Credit union | Sacramento, CA | 2 | 0 | 2 | 0 | 0 | 0 | 2 | | [Logan Finance Corporation](https://lender.report/lender/logan-finance-ny/) [multifamily record](https://lender.report/lender/logan-finance-ny/multifamily/) | Non-bank | Haupaugge, NY | 2 | 2 | 0 | 0 | 0 | 0 | 1 | | [Lument Real Estate Capital](https://lender.report/lender/lument-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/lument-real-estate-capital-oh/multifamily/) | Non-bank | Columbus, OH | 1 | 0 | 0 | 0 | 0 | 1 | 1 | | [Berkeley Point Capital LLC](https://lender.report/lender/berkeley-point-capital-ma/) [multifamily record](https://lender.report/lender/berkeley-point-capital-ma/multifamily/) | Non-bank | Boston, MA | 1 | 0 | 0 | 0 | 0 | 1 | 1 | | [Genesis Capital, LLC](https://lender.report/lender/genesis-capital-ca/) [multifamily record](https://lender.report/lender/genesis-capital-ca/multifamily/) | Non-bank | Sherman Oaks, CA | 1 | 0 | 0 | 0 | 0 | 1 | 1 | | [Valley Strong Credit Union](https://lender.report/lender/valley-strong-credit-union-ca/) [multifamily record](https://lender.report/lender/valley-strong-credit-union-ca/multifamily/) | Credit union | Bakersfield, CA | 1 | 0 | 1 | 0 | 0 | 0 | 1 | | [Firefighters First Credit Union](https://lender.report/lender/firefighters-first-credit-union-ca/) [multifamily record](https://lender.report/lender/firefighters-first-credit-union-ca/multifamily/) | Credit union | Los Angeles, CA | 1 | 0 | 1 | 0 | 0 | 0 | 0 | | [American Riviera Bank](https://lender.report/lender/american-riviera-bank-ca/) [multifamily record](https://lender.report/lender/american-riviera-bank-ca/multifamily/) | Bank | Santa Barbara, CA | 1 | 0 | 1 | 0 | 0 | 0 | 1 | | [Axos Bank](https://lender.report/lender/axos-bank-ca/) [multifamily record](https://lender.report/lender/axos-bank-ca/multifamily/) | Savings | San Diego, CA | 1 | 1 | 0 | 0 | 0 | 0 | 0 | | [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) [multifamily record](https://lender.report/lender/rf-renovo-management-il/multifamily/) | Non-bank | Chicago, IL | 1 | 1 | 0 | 0 | 0 | 0 | 0 | | [American Heritage Lending, LLC](https://lender.report/lender/american-heritage-lending-ca/) [multifamily record](https://lender.report/lender/american-heritage-lending-ca/multifamily/) | Non-bank | Irvine, CA | 1 | 1 | 0 | 0 | 0 | 0 | 0 | | [Altura Credit Union](https://lender.report/lender/altura-credit-union-ca/) [multifamily record](https://lender.report/lender/altura-credit-union-ca/multifamily/) | Credit union | Riverside, CA | 1 | 1 | 0 | 0 | 0 | 0 | 0 | | [Ameritrust Mortgage Corporation](https://lender.report/lender/ameritrust-mortgage-tx/) [multifamily record](https://lender.report/lender/ameritrust-mortgage-tx/multifamily/) | Non-bank | Flower Mound, TX | 1 | 1 | 0 | 0 | 0 | 0 | 0 | | [United Mortgage Corp.](https://lender.report/lender/united-mortgage-ny/) | Non-bank | Melville, NY | 1 | 1 | 0 | 0 | 0 | 0 | 0 | | [Ice Lender Holdings LLC](https://lender.report/lender/ice-lender-holdings-ny/) [multifamily record](https://lender.report/lender/ice-lender-holdings-ny/multifamily/) | Non-bank | New York, NY | 1 | 1 | 0 | 0 | 0 | 0 | 0 | | [Equity Wave Lending, Inc.](https://lender.report/lender/equity-wave-lending-ca/) [multifamily record](https://lender.report/lender/equity-wave-lending-ca/multifamily/) | Non-bank | Irvine, CA | 1 | 1 | 0 | 0 | 0 | 0 | 1 | | [First-Citizens Bank & Trust Company](https://lender.report/lender/first-citizens-bank-and-trust-nc/) [multifamily record](https://lender.report/lender/first-citizens-bank-and-trust-nc/multifamily/) | Bank | Raleigh, NC | 1 | 1 | 0 | 0 | 0 | 0 | 0 | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [multifamily record](https://lender.report/lender/u-s-bank-oh/multifamily/) | Bank | Cincinnati, OH | 1 | 1 | 0 | 0 | 0 | 0 | 0 | HMDA, 2025 [Check a deal in Bakersfield, CA in Loan Comps](https://lender.report/comps/?lane=multifamily&metro=12540) Sizes are the amounts this site shows, rounded to 2 significant figures. A refinance counts both rate-and-term and cash-out loans. - 20 lenders made a multifamily loan under $1M in Bakersfield, CA, 6 made one from $1M to $2.5M, and 4 from $2.5M to $5M. HMDA, 2025 - 9 lenders made a loan from $5M to $10M, and 10 made one of $10M or more. HMDA, 2025 - Citizens Business Bank, National Association made the most loans of $5M or more in Bakersfield, CA, with 4. HMDA, 2025 - 21 lenders made at least one refinancing in Bakersfield, CA, and 23 made at least one purchase loan. HMDA, 2025 - 4 lenders made 5 or more loans in Bakersfield, CA, and 16 made exactly one. HMDA, 2025 - The typical loan in Bakersfield, CA was about $1M, with the middle half between $460K and $5.7M. HMDA, 2025 - Lenders reported a median rate of 6.85% on 84 loans in Bakersfield, CA, with the middle half between 6.10% and 7.88%. HMDA, 2025 - 45% of the loans were refinancings and 52% were purchases. HMDA, 2025 - Banks and savings institutions made 47 of the loans, credit unions 5, and non-banks 39. HMDA, 2025 - 17 of the 34 lenders are based in California. The rest are based elsewhere, most often in New York, Ohio and Texas. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in the Bakersfield, CA metro area, by size **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings placed in the metro area, split into five loan sizes of the amounts as this site shows them, for each year in which the public file holds 5 or more such loans there. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.