--- title: Multifamily Lenders in Bellingham, WA, by Loan Size: 20 Lenders url: https://lender.report/multifamily-lenders/bellingham-wa/ license: https://lender.report/license/ --- Multifamily ยท WA # Multifamily lenders in Bellingham, WA, by loan size 20 lenders made multifamily loans in the Bellingham, WA metro area in 2024 and 2025. 5 made a loan under $1M, 12 made one of $5M or more, and 8 made only loans of $5M or more. **Evidence** Multifamily loans placed in the Bellingham, WA metro area, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 20 HMDA, 2025 **Loans under $1M** 12 HMDA, 2025 5 lenders **Loans $1M to $5M** 21 HMDA, 2025 10 lenders **Loans $5M or more** 16 HMDA, 2025 12 lenders Cite this Source: The Lender Report, Multifamily lenders in Bellingham, WA, by loan size, https://lender.report/multifamily-lenders/bellingham-wa/, data as of December 31, 2025. ## Describe a deal in Bellingham, WA See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show multifamily loans in Bellingham, WA](https://lender.report/comps/?lane=multifamily&metro=13380)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Under $1M | $1M to $2.5M | $2.5M to $5M | $5M to $10M | $10M or more | Refinances | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [Whatcom Educational Credit Union](https://lender.report/lender/whatcom-educational-credit-union-wa/) [multifamily record](https://lender.report/lender/whatcom-educational-credit-union-wa/multifamily/) | Credit union | Bellingham, WA | 18 | 6 | 6 | 3 | 2 | 1 | 10 | | [Peoples Bank](https://lender.report/lender/peoples-bank-wa/) [multifamily record](https://lender.report/lender/peoples-bank-wa/multifamily/) | Bank | Bellingham, WA | 4 | 2 | 0 | 1 | 1 | 0 | 3 | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [multifamily record](https://lender.report/lender/jpmorgan-chase-bank-oh/multifamily/) | Bank | Columbus, OH | 3 | 0 | 0 | 1 | 1 | 1 | 2 | | [Lument Real Estate Capital](https://lender.report/lender/lument-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/lument-real-estate-capital-oh/multifamily/) | Non-bank | Columbus, OH | 2 | 0 | 0 | 0 | 1 | 1 | 2 | | [Berkadia Commercial Mortgage](https://lender.report/lender/berkadia-commercial-mortgage-pa/) [multifamily record](https://lender.report/lender/berkadia-commercial-mortgage-pa/multifamily/) | Non-bank | Ambler, PA | 2 | 0 | 0 | 1 | 1 | 0 | 2 | | [North Coast Credit Union](https://lender.report/lender/north-coast-credit-union-wa/) | Credit union | Bellingham, WA | 2 | 0 | 1 | 1 | 0 | 0 | 0 | | [First Fed Bank](https://lender.report/lender/first-fed-bank-wa/) [multifamily record](https://lender.report/lender/first-fed-bank-wa/multifamily/) | Bank | Port Angeles, WA | 2 | 1 | 0 | 1 | 0 | 0 | 0 | | [Glacier Bank](https://lender.report/lender/glacier-bank-mt/) [multifamily record](https://lender.report/lender/glacier-bank-mt/multifamily/) | Bank | Kalispell, MT | 2 | 2 | 0 | 0 | 0 | 0 | 2 | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) [multifamily record](https://lender.report/lender/wells-fargo-bank-sd/multifamily/) | Bank | Sioux Falls, SD | 1 | 0 | 0 | 0 | 0 | 1 | 1 | | [JLL Real Estate Capital, LLC](https://lender.report/lender/jll-real-estate-capital-mn/) [multifamily record](https://lender.report/lender/jll-real-estate-capital-mn/multifamily/) | Non-bank | St. Paul, MN | 1 | 0 | 0 | 0 | 0 | 1 | 0 | | [M&T Realty Capital Corporation](https://lender.report/lender/m-and-t-realty-capital-ny/) [multifamily record](https://lender.report/lender/m-and-t-realty-capital-ny/multifamily/) | Non-bank | Buffalo, NY | 1 | 0 | 0 | 0 | 0 | 1 | 0 | | [Fourleaf Credit Union](https://lender.report/lender/fourleaf-credit-union-ny/) [multifamily record](https://lender.report/lender/fourleaf-credit-union-ny/multifamily/) | Credit union | Bethpage, NY | 1 | 0 | 0 | 0 | 0 | 1 | 0 | | [Colliers Mortgage LLC](https://lender.report/lender/colliers-mortgage-mn/) [multifamily record](https://lender.report/lender/colliers-mortgage-mn/multifamily/) | Non-bank | Minneapolis, MN | 1 | 0 | 0 | 0 | 1 | 0 | 0 | | [Global Credit Union](https://lender.report/lender/global-credit-union-ak/) [multifamily record](https://lender.report/lender/global-credit-union-ak/multifamily/) | Credit union | Anchorage, AK | 1 | 0 | 0 | 0 | 1 | 0 | 0 | | [Citibank, National Association](https://lender.report/lender/citibank-sd/) [multifamily record](https://lender.report/lender/citibank-sd/multifamily/) | Bank | Sioux Falls, SD | 1 | 0 | 0 | 0 | 1 | 0 | 0 | | [Regions Bank](https://lender.report/lender/regions-bank-al/) [multifamily record](https://lender.report/lender/regions-bank-al/multifamily/) | Bank | Birmingham, AL | 1 | 0 | 0 | 1 | 0 | 0 | 1 | | [Arixa Enhanced Income Fund, LP](https://lender.report/lender/arixa-enhanced-income-fund-az/) [multifamily record](https://lender.report/lender/arixa-enhanced-income-fund-az/multifamily/) | Non-bank | Phoenix, AZ | 1 | 0 | 0 | 1 | 0 | 0 | 0 | | [Heritage Bank](https://lender.report/lender/heritage-bank-wa/) [multifamily record](https://lender.report/lender/heritage-bank-wa/multifamily/) | Bank | Olympia, WA | 1 | 0 | 1 | 0 | 0 | 0 | 0 | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [multifamily record](https://lender.report/lender/u-s-bank-oh/multifamily/) | Bank | Cincinnati, OH | 1 | 0 | 1 | 0 | 0 | 0 | 1 | | [Mountain Pacific Bank](https://lender.report/lender/mountain-pacific-bank-wa/) [multifamily record](https://lender.report/lender/mountain-pacific-bank-wa/multifamily/) | Bank | Everett, WA | 1 | 1 | 0 | 0 | 0 | 0 | 1 | HMDA, 2025 [Check a deal in Bellingham, WA in Loan Comps](https://lender.report/comps/?lane=multifamily&metro=13380) Sizes are the amounts this site shows, rounded to 2 significant figures. A refinance counts both rate-and-term and cash-out loans. - 5 lenders made a multifamily loan under $1M in Bellingham, WA, 4 made one from $1M to $2.5M, and 8 from $2.5M to $5M. HMDA, 2025 - 8 lenders made a loan from $5M to $10M, and 7 made one of $10M or more. HMDA, 2025 - Whatcom Educational Credit Union made the most loans of $5M or more in Bellingham, WA, with 3. HMDA, 2025 - 10 lenders made at least one refinancing in Bellingham, WA, and 12 made at least one purchase loan. HMDA, 2025 - 1 lenders made 5 or more loans in Bellingham, WA, and 12 made exactly one. HMDA, 2025 - The typical loan in Bellingham, WA was about $2.6M, with the middle half between $1M and $7M. HMDA, 2025 - Lenders reported a median rate of 5.96% on 43 loans in Bellingham, WA, with the middle half between 5.58% and 6.38%. HMDA, 2025 - 51% of the loans were refinancings and 47% were purchases. HMDA, 2025 - Banks and savings institutions made 17 of the loans, credit unions 22, and non-banks 8. HMDA, 2025 - 6 of the 20 lenders are based in Washington. The rest are based elsewhere, most often in Ohio, Minnesota and New York. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in the Bellingham, WA metro area, by size **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings placed in the metro area, split into five loan sizes of the amounts as this site shows them, for each year in which the public file holds 5 or more such loans there. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.