--- title: Multifamily Lenders in Binghamton, NY, by Loan Size: 23 Lenders url: https://lender.report/multifamily-lenders/binghamton-ny/ license: https://lender.report/license/ --- Multifamily ยท NY # Multifamily lenders in Binghamton, NY, by loan size 23 lenders made multifamily loans in the Binghamton, NY metro area in 2024 and 2025. 19 made a loan under $1M, 2 made one of $5M or more, and 2 made only loans of $5M or more. **Evidence** Multifamily loans placed in the Binghamton, NY metro area, HMDA **Data as of** HMDA 2025 **Page last changed** November 9, 2026 **Lenders on record** 23 HMDA, 2025 **Loans under $1M** 61 HMDA, 2025 19 lenders **Loans $1M to $5M** 5 HMDA, 2025 4 lenders **Loans $5M or more** 3 HMDA, 2025 2 lenders Cite this Source: The Lender Report, Multifamily lenders in Binghamton, NY, by loan size, https://lender.report/multifamily-lenders/binghamton-ny/, data as of December 31, 2025. ## Describe a deal in Binghamton, NY See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show multifamily loans in Binghamton, NY](https://lender.report/comps/?lane=multifamily&metro=13780)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Under $1M | $1M to $2.5M | $2.5M to $5M | $5M to $10M | $10M or more | Refinances | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [Tioga State Bank National Association](https://lender.report/lender/tioga-state-bank-ny/) [multifamily record](https://lender.report/lender/tioga-state-bank-ny/multifamily/) | Bank | Spencer, NY | 15 | 15 | 0 | 0 | 0 | 0 | 8 | | [Visions Credit Union](https://lender.report/lender/visions-credit-union-ny/) [multifamily record](https://lender.report/lender/visions-credit-union-ny/multifamily/) | Credit union | Endicott, NY | 8 | 8 | 0 | 0 | 0 | 0 | 5 | | [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [multifamily record](https://lender.report/lender/velocity-commercial-capital-ca/multifamily/) | Non-bank | Westlake Village, CA | 6 | 6 | 0 | 0 | 0 | 0 | 0 | | [NBT Bank, National Association](https://lender.report/lender/nbt-bank-ny/) [multifamily record](https://lender.report/lender/nbt-bank-ny/multifamily/) | Bank | Norwich, NY | 6 | 6 | 0 | 0 | 0 | 0 | 1 | | [Hometown Equity Mortgage, LLC](https://lender.report/lender/hometown-equity-mortgage-ca/) [multifamily record](https://lender.report/lender/hometown-equity-mortgage-ca/multifamily/) | Non-bank | Lake Forest, CA | 5 | 5 | 0 | 0 | 0 | 0 | 5 | | [Silver Hill Funding](https://lender.report/lender/silver-hill-funding-fl/) [multifamily record](https://lender.report/lender/silver-hill-funding-fl/multifamily/) | Non-bank | Coral Gables, FL | 4 | 4 | 0 | 0 | 0 | 0 | 3 | | [Manufacturers and Traders Trust Company](https://lender.report/lender/manufacturers-and-traders-trust-ny/) [multifamily record](https://lender.report/lender/manufacturers-and-traders-trust-ny/multifamily/) | Bank | Buffalo, NY | 3 | 1 | 2 | 0 | 0 | 0 | 2 | | [A&D Mortgage LLC](https://lender.report/lender/a-and-d-mortgage-fl/) [multifamily record](https://lender.report/lender/a-and-d-mortgage-fl/multifamily/) | Non-bank | Ft. Lauderdale, FL | 3 | 3 | 0 | 0 | 0 | 0 | 0 | | [Tompkins Bank & Trust](https://lender.report/lender/tompkins-bank-and-trust-ny/) [multifamily record](https://lender.report/lender/tompkins-bank-and-trust-ny/multifamily/) | Bank | Ithaca, NY | 2 | 0 | 0 | 0 | 0 | 2 | 0 | | [Conventus Lending LLC](https://lender.report/lender/conventus-lending-ca/) [multifamily record](https://lender.report/lender/conventus-lending-ca/multifamily/) | Non-bank | San Francisco, CA | 2 | 1 | 1 | 0 | 0 | 0 | 2 | | [Churchill Funding I LLC](https://lender.report/lender/churchill-funding-i-nc/) [multifamily record](https://lender.report/lender/churchill-funding-i-nc/multifamily/) | Non-bank | Charlotte, NC | 2 | 2 | 0 | 0 | 0 | 0 | 2 | | [Empower Credit Union](https://lender.report/lender/empower-credit-union-ny/) [multifamily record](https://lender.report/lender/empower-credit-union-ny/multifamily/) | Credit union | Syracuse, NY | 2 | 2 | 0 | 0 | 0 | 0 | 2 | | [Ally Bank](https://lender.report/lender/ally-bank-ut/) [multifamily record](https://lender.report/lender/ally-bank-ut/multifamily/) | Bank | Sandy, UT | 1 | 0 | 0 | 0 | 0 | 1 | 1 | | [Corning Credit Union](https://lender.report/lender/corning-credit-union-ny/) [multifamily record](https://lender.report/lender/corning-credit-union-ny/multifamily/) | Credit union | Corning, NY | 1 | 0 | 1 | 0 | 0 | 0 | 1 | | [Pathfinder Bank](https://lender.report/lender/pathfinder-bank-ny/) [multifamily record](https://lender.report/lender/pathfinder-bank-ny/multifamily/) | Bank | Oswego, NY | 1 | 0 | 1 | 0 | 0 | 0 | 1 | | [BPL Mortgage, LLC](https://lender.report/lender/bpl-mortgage-il/) [multifamily record](https://lender.report/lender/bpl-mortgage-il/multifamily/) | Non-bank | Oakbrook Terrace, IL | 1 | 1 | 0 | 0 | 0 | 0 | 1 | | [Lendsure Mortgage Corp.](https://lender.report/lender/lendsure-mortgage-ca/) [multifamily record](https://lender.report/lender/lendsure-mortgage-ca/multifamily/) | Non-bank | San Diego, CA | 1 | 1 | 0 | 0 | 0 | 0 | 0 | | [ABL RPC Residential Credit Acquisition LLC](https://lender.report/lender/abl-rpc-residential-credit-acquisition-nj/) [multifamily record](https://lender.report/lender/abl-rpc-residential-credit-acquisition-nj/multifamily/) | Non-bank | Jersey City, NJ | 1 | 1 | 0 | 0 | 0 | 0 | 0 | | [American Heritage Lending, LLC](https://lender.report/lender/american-heritage-lending-ca/) [multifamily record](https://lender.report/lender/american-heritage-lending-ca/multifamily/) | Non-bank | Irvine, CA | 1 | 1 | 0 | 0 | 0 | 0 | 1 | | [Citadel Servicing Corporation](https://lender.report/lender/citadel-servicing-ca/) [multifamily record](https://lender.report/lender/citadel-servicing-ca/multifamily/) | Non-bank | Irvine, CA | 1 | 1 | 0 | 0 | 0 | 0 | 1 | | [Lima One Capital, LLC](https://lender.report/lender/lima-one-capital-sc/) [multifamily record](https://lender.report/lender/lima-one-capital-sc/multifamily/) | Non-bank | Greenville, SC | 1 | 1 | 0 | 0 | 0 | 0 | 1 | | [Constructive Loans LLC](https://lender.report/lender/constructive-loans-il/) [multifamily record](https://lender.report/lender/constructive-loans-il/multifamily/) | Non-bank | Oakbrook Terrace, IL | 1 | 1 | 0 | 0 | 0 | 0 | 1 | | [PS Bank](https://lender.report/lender/ps-bank-pa/) [multifamily record](https://lender.report/lender/ps-bank-pa/multifamily/) | Bank | Wyalusing, PA | 1 | 1 | 0 | 0 | 0 | 0 | 0 | HMDA, 2025 [Check a deal in Binghamton, NY in Loan Comps](https://lender.report/comps/?lane=multifamily&metro=13780) Sizes are the amounts this site shows, rounded to 2 significant figures. A refinance counts both rate-and-term and cash-out loans. - 19 lenders made a multifamily loan under $1M in Binghamton, NY, 4 made one from $1M to $2.5M, and 0 from $2.5M to $5M. HMDA, 2025 - Tompkins Bank & Trust made the most loans of $5M or more in Binghamton, NY, with 2. HMDA, 2025 - 17 lenders made at least one refinancing in Binghamton, NY, and 11 made at least one purchase loan. HMDA, 2025 - 5 lenders made 5 or more loans in Binghamton, NY, and 11 made exactly one. HMDA, 2025 - The typical loan in Binghamton, NY was about $320K, with the middle half between $220K and $520K. HMDA, 2025 - Lenders reported a median rate of 7.75% on 52 loans in Binghamton, NY, with the middle half between 6.96% and 8.99%. HMDA, 2025 - 55% of the loans were refinancings and 43% were purchases. HMDA, 2025 - Banks and savings institutions made 29 of the loans, credit unions 11, and non-banks 29. HMDA, 2025 - 8 of the 23 lenders are based in New York. The rest are based elsewhere, most often in California, Florida and Illinois. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in the Binghamton, NY metro area, by size **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings placed in the metro area, split into five loan sizes of the amounts as this site shows them, for each year in which the public file holds 5 or more such loans there. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.