--- title: Multifamily Lenders in California: 221 Made Loans in 2024-25 url: https://lender.report/multifamily-lenders/california/ license: https://lender.report/license/ --- Multifamily ยท CA # Multifamily lenders in California 221 lenders made at least one multifamily loan in California in 2024 or 2025. JPMorgan Chase Bank, National Association made the most in 2025, with 2,475 of the 5,674 on record. **Evidence** Lender made at least one multifamily loan in California in 2024 or 2025 (HMDA, manufactured-home parks excluded) **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 221 HMDA, 2025 **Multifamily loans, 2025** 5,674 HMDA, 2025 Manufactured-home parks excluded **Dollars, 2025** $32.7B HMDA, 2025 **Loans, 2024** 3,718 HMDA, 2024 +52.6% in 2025 Cite this Source: The Lender Report, Multifamily lenders in California, https://lender.report/multifamily-lenders/california/, data as of December 31, 2025. ## Describe a deal in California See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show multifamily loans in California](https://lender.report/comps/?lane=multifamily&state=CA)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | 2025 loans | 2025 dollars | 2024 loans | | --- | --- | --- | --- | --- | --- | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [multifamily record](https://lender.report/lender/jpmorgan-chase-bank-oh/multifamily/) | Bank | Columbus, OH | 2,475 | $7.88B | 1,461 | | [EverBank, National Association](https://lender.report/lender/everbank-fl/) [multifamily record](https://lender.report/lender/everbank-fl/multifamily/) | Bank | Jacksonville, FL | 263 | $941M | Not reported | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [multifamily record](https://lender.report/lender/u-s-bank-oh/multifamily/) | Bank | Cincinnati, OH | 183 | $721M | 118 | | [Citizens Bank, National Association](https://lender.report/lender/citizens-bank-ri/) [multifamily record](https://lender.report/lender/citizens-bank-ri/multifamily/) | Bank | Providence, RI | 162 | $489M | 34 | | [Conventus Lending LLC](https://lender.report/lender/conventus-lending-ca/) [multifamily record](https://lender.report/lender/conventus-lending-ca/multifamily/) | Non-bank | San Francisco, CA | 118 | $248M | 48 | | [The Golden 1 Credit Union](https://lender.report/lender/golden-1-credit-union-ca/) [multifamily record](https://lender.report/lender/golden-1-credit-union-ca/multifamily/) | Credit union | Sacramento, CA | 114 | $305M | 50 | | [East West Bank](https://lender.report/lender/east-west-bank-ca/) [multifamily record](https://lender.report/lender/east-west-bank-ca/multifamily/) | Bank | Pasadena, CA | 92 | $361M | 56 | | [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 85 | $3.02B | 65 | | [Financial Partners Credit Union](https://lender.report/lender/financial-partners-credit-union-ca/) [multifamily record](https://lender.report/lender/financial-partners-credit-union-ca/multifamily/) | Credit union | Downey, CA | 74 | $148M | 35 | | [MidFirst Bank](https://lender.report/lender/midfirst-bank-ok/) [multifamily record](https://lender.report/lender/midfirst-bank-ok/multifamily/) | Savings | Oklahoma City, OK | 67 | $123M | 24 | | [Malaga Bank F.S.B.](https://lender.report/lender/malaga-bank-f-s-b-ca/) [multifamily record](https://lender.report/lender/malaga-bank-f-s-b-ca/multifamily/) | Savings | Palos Verdes Peninsula, CA | 66 | $96.4M | 62 | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) [multifamily record](https://lender.report/lender/wells-fargo-bank-sd/multifamily/) | Bank | Sioux Falls, SD | 55 | $2.94B | 36 | | [Tri Counties Bank](https://lender.report/lender/tri-counties-bank-ca/) [multifamily record](https://lender.report/lender/tri-counties-bank-ca/multifamily/) | Bank | Chico, CA | 52 | $156M | 42 | | [Berkadia Commercial Mortgage](https://lender.report/lender/berkadia-commercial-mortgage-pa/) [multifamily record](https://lender.report/lender/berkadia-commercial-mortgage-pa/multifamily/) | Non-bank | Ambler, PA | 51 | $1.20B | 52 | | [Cathay Bank](https://lender.report/lender/cathay-bank-ca/) [multifamily record](https://lender.report/lender/cathay-bank-ca/multifamily/) | Bank | Los Angeles, CA | 47 | $114M | 33 | | [Lendsure Mortgage Corp.](https://lender.report/lender/lendsure-mortgage-ca/) [multifamily record](https://lender.report/lender/lendsure-mortgage-ca/multifamily/) | Non-bank | San Diego, CA | 46 | $43.2M | 0 | | [Mission Credit Union](https://lender.report/lender/mission-credit-union-ca/) [multifamily record](https://lender.report/lender/mission-credit-union-ca/multifamily/) | Credit union | San Diego, CA | 41 | $79.1M | 22 | | [Lument Real Estate Capital](https://lender.report/lender/lument-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/lument-real-estate-capital-oh/multifamily/) | Non-bank | Columbus, OH | 40 | $577M | 67 | | [Center Street Lending Fund VIII SPE LLC](https://lender.report/lender/center-street-lending-fund-viii-spe-ca/) [multifamily record](https://lender.report/lender/center-street-lending-fund-viii-spe-ca/multifamily/) | Non-bank | Irvine, CA | 40 | $43.7M | 61 | | [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) [multifamily record](https://lender.report/lender/pnc-bank-de/multifamily/) | Bank | Wilmington, DE | 40 | $1.23B | 41 | | [Citibank, National Association](https://lender.report/lender/citibank-sd/) [multifamily record](https://lender.report/lender/citibank-sd/multifamily/) | Bank | Sioux Falls, SD | 39 | $774M | 23 | | [FFB Bank](https://lender.report/lender/ffb-bank-ca/) [multifamily record](https://lender.report/lender/ffb-bank-ca/multifamily/) | Bank | Fresno, CA | 38 | $69.1M | 21 | | [Provident Savings Bank, F.S.B.](https://lender.report/lender/provident-savings-bank-f-s-b-ca/) [multifamily record](https://lender.report/lender/provident-savings-bank-f-s-b-ca/multifamily/) | Savings | Riverside, CA | 37 | $32.7M | 29 | | [Arixa Enhanced Income Fund, LP](https://lender.report/lender/arixa-enhanced-income-fund-az/) [multifamily record](https://lender.report/lender/arixa-enhanced-income-fund-az/multifamily/) | Non-bank | Phoenix, AZ | 36 | $243M | 42 | | [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [multifamily record](https://lender.report/lender/velocity-commercial-capital-ca/multifamily/) | Non-bank | Westlake Village, CA | 36 | $27.2M | 23 | HMDA, 2025 [See all 221 multifamily lenders in California in Loan Comps](https://lender.report/comps/?lane=multifamily&state=CA) - Lenders made 5,674 multifamily loans totaling $32.7B in California in 2025, up from 3,718 loans totaling $28.9B in 2024. HMDA, 2025 - 216 of these loans (2024 and 2025) were made by lenders that have since merged or closed, or that the file lists under a name with no lender record here. They are counted in the totals here and appear in no lender's row. HMDA, 2025 - Banks and savings institutions made 4,130 of the 2025 loans, credit unions 403, and non-banks 1,032. HMDA, 2025 - The five most active lenders made 56.4% of California's multifamily loans in 2025. HMDA, 2025 - JPMorgan Chase Bank, National Association made the most multifamily dollars in California in 2025, at $7.9B. HMDA, 2025 - 103 of these lenders are based in California. HMDA, 2025 - 40 lenders made a loan in California in 2025 and none in 2024. HMDA, 2025 - 73 lenders made 10 or more loans in California in 2025. HMDA, 2025 - The typical multifamily loan in California was about $1.8M, with the middle half between $1M and $3.8M. HMDA, 2025 - Lenders reported a median rate of 6.13% on 8,674 loans in California, with the middle half between 5.80% and 6.63%. HMDA, 2025 - The median term in California was 15 years. HMDA, 2025 - 57% of multifamily loans in California were refinancings. HMDA, 2025 - Most recorded loans in California were in Los Angeles County, CA (4,770), San Diego County, CA (753), Orange County, CA (492). HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in California **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in California, manufactured-home parks excluded. A lender is listed if it made at least one. **Order** Largest first by loans made in 2025, then loans in 2024, then dollars in 2025, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Data** [JSON version of this list](https://lender.report/rankings/multifamily-lenders-by-state.json) **Changelog** November 12, 2026: First published, with the data built on this date. Is your institution on this list? [Show your rank](https://lender.report/for-lenders/badge/). It carries the date and links back to this page. Multifamily loans finance buildings with five or more homes. HMDA is the one public file that lists them loan by loan. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.