--- title: Multifamily Lenders in Champaign, IL, by Loan Size: 31 Lenders url: https://lender.report/multifamily-lenders/champaign-il/ license: https://lender.report/license/ --- Multifamily ยท IL # Multifamily lenders in Champaign, IL, by loan size 31 lenders made multifamily loans in the Champaign, IL metro area in 2024 and 2025. 19 made a loan under $1M, 15 made one of $5M or more, and 8 made only loans of $5M or more. **Evidence** Multifamily loans placed in the Champaign, IL metro area, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 31 HMDA, 2025 **Loans under $1M** 101 HMDA, 2025 19 lenders **Loans $1M to $5M** 42 HMDA, 2025 17 lenders **Loans $5M or more** 24 HMDA, 2025 15 lenders Cite this Source: The Lender Report, Multifamily lenders in Champaign, IL, by loan size, https://lender.report/multifamily-lenders/champaign-il/, data as of December 31, 2025. ## Describe a deal in Champaign, IL See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show multifamily loans in Champaign, IL](https://lender.report/comps/?lane=multifamily&metro=16580)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Under $1M | $1M to $2.5M | $2.5M to $5M | $5M to $10M | $10M or more | Refinances | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [Longview Bank](https://lender.report/lender/longview-bank-il/) [multifamily record](https://lender.report/lender/longview-bank-il/multifamily/) | Bank | Ogden, IL | 20 | 11 | 5 | 2 | 2 | 0 | 10 | | [First State Bank and Trust](https://lender.report/lender/first-state-bank-and-trust-il/) [multifamily record](https://lender.report/lender/first-state-bank-and-trust-il/multifamily/) | Bank | Monticello, IL | 12 | 9 | 3 | 0 | 0 | 0 | 9 | | [Hickory Point Bank and Trust](https://lender.report/lender/hickory-point-bank-and-trust-il/) [multifamily record](https://lender.report/lender/hickory-point-bank-and-trust-il/multifamily/) | Bank | Decatur, IL | 11 | 5 | 2 | 1 | 2 | 1 | 10 | | [BankChampaign, National Association](https://lender.report/lender/bankchampaign-il/) [multifamily record](https://lender.report/lender/bankchampaign-il/multifamily/) | Bank | Champaign, IL | 11 | 5 | 2 | 4 | 0 | 0 | 8 | | [Morton Community Bank](https://lender.report/lender/morton-community-bank-il/) [multifamily record](https://lender.report/lender/morton-community-bank-il/multifamily/) | Bank | Morton, IL | 10 | 2 | 2 | 4 | 2 | 0 | 6 | | [Prairie State Bank and Trust](https://lender.report/lender/prairie-state-bank-and-trust-il/) [multifamily record](https://lender.report/lender/prairie-state-bank-and-trust-il/multifamily/) | Bank | Springfield, IL | 10 | 8 | 1 | 1 | 0 | 0 | 4 | | [Bank of Springfield](https://lender.report/lender/bank-of-springfield-il/) [multifamily record](https://lender.report/lender/bank-of-springfield-il/multifamily/) | Bank | Springfield, IL | 10 | 8 | 2 | 0 | 0 | 0 | 1 | | [INB, National Association](https://lender.report/lender/inb-il/) [multifamily record](https://lender.report/lender/inb-il/multifamily/) | Bank | Springfield, IL | 9 | 6 | 1 | 1 | 1 | 0 | 6 | | [First Federal Savings Bank of Champaign Urbana](https://lender.report/lender/first-federal-savings-bank-of-champaign-urbana-il/) [multifamily record](https://lender.report/lender/first-federal-savings-bank-of-champaign-urbana-il/multifamily/) | Savings | Champaign, IL | 9 | 8 | 1 | 0 | 0 | 0 | 3 | | [First Mid Bank & Trust, National Association](https://lender.report/lender/first-mid-bank-and-trust-il/) [multifamily record](https://lender.report/lender/first-mid-bank-and-trust-il/multifamily/) | Bank | Mattoon, IL | 5 | 2 | 2 | 0 | 0 | 1 | 3 | | [The Fisher National Bank](https://lender.report/lender/fisher-national-bank-il/) [multifamily record](https://lender.report/lender/fisher-national-bank-il/multifamily/) | Bank | Fisher, IL | 5 | 5 | 0 | 0 | 0 | 0 | 2 | | [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) [multifamily record](https://lender.report/lender/pnc-bank-de/multifamily/) | Bank | Wilmington, DE | 4 | 1 | 0 | 1 | 0 | 2 | 1 | | [First State Bank of Forrest](https://lender.report/lender/first-state-bank-of-forrest-il/) [multifamily record](https://lender.report/lender/first-state-bank-of-forrest-il/multifamily/) | Bank | Forrest, IL | 4 | 4 | 0 | 0 | 0 | 0 | 1 | | [Old National Bank](https://lender.report/lender/old-national-bank-in/) [multifamily record](https://lender.report/lender/old-national-bank-in/multifamily/) | Bank | Evansville, IN | 3 | 0 | 2 | 0 | 0 | 1 | 0 | | [First State Bank](https://lender.report/lender/first-state-bank-il/) [multifamily record](https://lender.report/lender/first-state-bank-il/multifamily/) | Bank | Mendota, IL | 3 | 2 | 0 | 1 | 0 | 0 | 0 | | [Prospect Bank](https://lender.report/lender/prospect-bank-il/) [multifamily record](https://lender.report/lender/prospect-bank-il/multifamily/) | Bank | Paris, IL | 3 | 2 | 1 | 0 | 0 | 0 | 1 | | [PGIM Real Estate Finance, LLC](https://lender.report/lender/pgim-real-estate-finance-tx/) [multifamily record](https://lender.report/lender/pgim-real-estate-finance-tx/multifamily/) | Non-bank | Dallas, TX | 2 | 0 | 0 | 0 | 0 | 2 | 1 | | [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 2 | 0 | 0 | 0 | 0 | 2 | 2 | | [Everwise Credit Union](https://lender.report/lender/everwise-credit-union-in/) [multifamily record](https://lender.report/lender/everwise-credit-union-in/multifamily/) | Credit union | South Bend, IN | 2 | 0 | 0 | 0 | 1 | 1 | 2 | | [Busey Bank](https://lender.report/lender/busey-bank-il/) [multifamily record](https://lender.report/lender/busey-bank-il/multifamily/) | Bank | Champaign, IL | 2 | 0 | 0 | 0 | 1 | 1 | 2 | | [Citizens Equity First Credit Union](https://lender.report/lender/citizens-equity-first-credit-union-il/) [multifamily record](https://lender.report/lender/citizens-equity-first-credit-union-il/multifamily/) | Credit union | Peoria, IL | 2 | 2 | 0 | 0 | 0 | 0 | 1 | | [Heartland Bank and Trust Company](https://lender.report/lender/heartland-bank-and-trust-il/) [multifamily record](https://lender.report/lender/heartland-bank-and-trust-il/multifamily/) | Bank | Bloomington, IL | 2 | 2 | 0 | 0 | 0 | 0 | 1 | | [Fortress Bank](https://lender.report/lender/fortress-bank-il/) [multifamily record](https://lender.report/lender/fortress-bank-il/multifamily/) | Bank | Peoria, IL | 1 | 0 | 0 | 0 | 0 | 1 | 1 | | [Lument Real Estate Capital](https://lender.report/lender/lument-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/lument-real-estate-capital-oh/multifamily/) | Non-bank | Columbus, OH | 1 | 0 | 0 | 0 | 0 | 1 | 0 | | [American Bank of Freedom](https://lender.report/lender/american-bank-of-freedom-mo/) [multifamily record](https://lender.report/lender/american-bank-of-freedom-mo/multifamily/) | Bank | Wellsville, MO | 1 | 0 | 0 | 0 | 0 | 1 | 0 | | [Baxter Credit Union](https://lender.report/lender/baxter-credit-union-il/) [multifamily record](https://lender.report/lender/baxter-credit-union-il/multifamily/) | Credit union | Vernon Hills, IL | 1 | 0 | 0 | 0 | 1 | 0 | 1 | | [Merchants Bank of Indiana](https://lender.report/lender/merchants-bank-of-indiana-in/) [multifamily record](https://lender.report/lender/merchants-bank-of-indiana-in/multifamily/) | Bank | Carmel, IN | 1 | 0 | 0 | 1 | 0 | 0 | 1 | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [multifamily record](https://lender.report/lender/u-s-bank-oh/multifamily/) | Bank | Cincinnati, OH | 1 | 0 | 0 | 1 | 0 | 0 | 0 | | [Great Midwest Bank, S.S.B.](https://lender.report/lender/great-midwest-bank-s-s-b-wi/) [multifamily record](https://lender.report/lender/great-midwest-bank-s-s-b-wi/multifamily/) | Savings | Brookfield, WI | 1 | 0 | 1 | 0 | 0 | 0 | 0 | | [Midland States Bank](https://lender.report/lender/midland-states-bank-il/) [multifamily record](https://lender.report/lender/midland-states-bank-il/multifamily/) | Bank | Effingham, IL | 1 | 1 | 0 | 0 | 0 | 0 | 1 | | [First Financial Bank, National Association](https://lender.report/lender/first-financial-bank-in/) [multifamily record](https://lender.report/lender/first-financial-bank-in/multifamily/) | Bank | Terre Haute, IN | 1 | 1 | 0 | 0 | 0 | 0 | 1 | HMDA, 2025 [Check a deal in Champaign, IL in Loan Comps](https://lender.report/comps/?lane=multifamily&metro=16580) Sizes are the amounts this site shows, rounded to 2 significant figures. A refinance counts both rate-and-term and cash-out loans. - 19 lenders made a multifamily loan under $1M in Champaign, IL, 13 made one from $1M to $2.5M, and 10 from $2.5M to $5M. HMDA, 2025 - 7 lenders made a loan from $5M to $10M, and 11 made one of $10M or more. HMDA, 2025 - Hickory Point Bank and Trust made the most loans of $5M or more in Champaign, IL, with 3. HMDA, 2025 - 25 lenders made at least one refinancing in Champaign, IL, and 23 made at least one purchase loan. HMDA, 2025 - 11 lenders made 5 or more loans in Champaign, IL, and 9 made exactly one. HMDA, 2025 - The typical loan in Champaign, IL was about $700K, with the middle half between $340K and $2.4M. HMDA, 2025 - Lenders reported a median rate of 6.75% on 75 loans in Champaign, IL, with the middle half between 6.20% and 7.00%. HMDA, 2025 - 49% of the loans were refinancings and 47% were purchases. HMDA, 2025 - Banks and savings institutions made 140 of the loans, credit unions 5, and non-banks 5. HMDA, 2025 - 20 of the 31 lenders are based in Illinois. The rest are based elsewhere, most often in Indiana, Ohio and Delaware. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in the Champaign, IL metro area, by size **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings placed in the metro area, split into five loan sizes of the amounts as this site shows them, for each year in which the public file holds 5 or more such loans there. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.